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Get Cheap Car Insurance in Pine, CO
We monitor insurance prices, helping the average driver in Pine save up to 30.1% on car insurance.
The Cheapest Minimum Coverage in Pine
The chart below shows the cheapest car insurance company in Pine for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Bristol West, Safeco Insurance, and Geico.
| Pine Insurer | Monthly Cost |
|---|---|
| State Farm | $66 |
| Bristol West | $78 |
| Safeco Insurance | $79 |
| Geico | $81 |
Savings for Every Kind of Pine Driver
Based on our extensive insurance data, we know the average Pine driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $414 per year by choosing the right vehicle insurance company. Some Pine residents are paying out over $1,932 extra every year for auto insurance in Pine. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Pine, CO Savings / Yr. |
|---|---|
$414 |
|
$738 |
|
$594 |
|
$635 |
|
$1,879 |
|
$498 |
|
$729 |
Pine Car Insurance vs. Colorado
People living in Pine pay an average of 2.23% more than the typical driver in the state. The average driver in Pine can expect to pay about $1,129 per year, or $1,932 for full coverage.
Based on our analysis, Auto-Owners Insurance will be the cheapest provider in Pine for most people.
Car Insurance Prices by Pine Neighborhood
Insurance Prices
Where is insurance cheapest within Pine?
The map shows insurance prices in and around Pine, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $162 per year within the city boundaries, with insurance premiums ranging from a high of $1,987 to a low of $1,825. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the West parts of Pine.Pick the Best Car Insurance Company for You in Pine
The best car insurance provider for most drivers in Pine
For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $414 over the average Pine car insurance company.
The best car insurance provider for Pine drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $738 over the competition.
The best car insurance company for Pine drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $594 better than other car insurance companies.
The best auto insurance for Pine drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $635 less each year.
The least expensive car insurance company for new and young drivers in Pine
In Pine, State Farm costs young drivers $1,879 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Pine
State Farm gave the largest car insurance discounts to married couples, averaging $498 saved each year compared to an average Pine couple's premiums.
The cheapest car insurance in Pine for drivers with bad credit
The best Pine car insurance company for customer service
Recent price drops
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The cheapest large national provider in Pine
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Pine driver can expect to pay about $128 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Pine, USAA has the best prices for drivers with speeding tickets, drivers with a DUI conviction, married couples, young drivers, good drivers, drivers with bad credit, and drivers with accidents.Auto Insurance Prices in and Around Pine
What Influences the Cost of Car Insurance in Pine?
On average, car insurance in Pine is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Pine is 49 minutes, which is far more than average for a driver in the state.
- Colorado state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Pine are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of B according to CrimeGrade.org.
- Pine is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Pine is $94 per month for minimum coverage and $161 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Wandcrest Park: Insurance costs 0.47% more
- Silver Springs: Insurance costs 4.66% less
- Sphinx Park: Insurance costs 2.23% more
- Bailey: Insurance costs 1.92% less
- Estabrook: Insurance costs 0.83% less
- Conifer: Insurance costs 1.35% more
- Brook Forest: Insurance costs 0.36% less
- Glenisle: Insurance costs 2.38% less
- Buffalo Creek: Insurance costs 1.92% more
- Singleton: Insurance costs 3.11% less
Cities with Similar Populations
- Bayou La Batre: Insurance costs 16.61% less
- Wallburg: Insurance costs 38.77% less
- Heidelberg: Insurance costs 14.65% less
- Gilbertsville: Insurance costs 8.13% more
- Ghent: Insurance costs 11.54% more
- Garden City: Insurance costs 8.02% less
- Fowlers Mill: Insurance costs 42.44% less
- Farmington: Insurance costs 24.07% less
- Fair Haven: Insurance costs 39.86% less
- Elkhart Lake: Insurance costs 44.88% less