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Get Cheap Car Insurance in Sphinx Park, CO
We monitor insurance prices, helping the average driver in Sphinx Park save up to 30.1% on car insurance.
The Cheapest Minimum Coverage in Sphinx Park
The chart below shows the cheapest car insurance company in Sphinx Park for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Bristol West, Safeco Insurance, and Geico.
| Sphinx Park Insurer | Monthly Cost |
|---|---|
| State Farm | $67 |
| Bristol West | $80 |
| Safeco Insurance | $81 |
| Geico | $83 |
Savings for Every Kind of Sphinx Park Driver
Based on our extensive insurance data, we know the average Sphinx Park driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $423 per year by choosing the right vehicle insurance company. Some Sphinx Park residents are paying out over $1,975 extra every year for auto insurance in Sphinx Park. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Sphinx Park, CO Savings / Yr. |
|---|---|
$423 |
|
$755 |
|
$607 |
|
$649 |
|
$1,921 |
|
$509 |
|
$745 |
Sphinx Park Car Insurance vs. Colorado
People living in Sphinx Park pay an average of 4.51% more than the typical driver in the state. The average driver in Sphinx Park can expect to pay about $1,154 per year, or $1,975 for full coverage.
Based on our analysis, Auto-Owners Insurance will be the cheapest provider in Sphinx Park for most people.
Car Insurance Prices by Sphinx Park Neighborhood
Insurance Prices
Where is insurance cheapest within Sphinx Park?
The map shows insurance prices in and around Sphinx Park, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $0 per year within the city boundaries, with insurance premiums ranging from a high of $1,975 to a low of $1,975. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Central parts of Sphinx Park.Pick the Best Car Insurance Company for You in Sphinx Park
The best car insurance provider for most drivers in Sphinx Park
For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $423 over the average Sphinx Park car insurance company.
The best car insurance provider for Sphinx Park drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $755 over the competition.
The best car insurance company for Sphinx Park drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $607 better than other car insurance companies.
The best auto insurance for Sphinx Park drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $649 less each year.
The least expensive car insurance company for new and young drivers in Sphinx Park
In Sphinx Park, State Farm costs young drivers $1,921 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Sphinx Park
State Farm gave the largest car insurance discounts to married couples, averaging $509 saved each year compared to an average Sphinx Park couple's premiums.
The cheapest car insurance in Sphinx Park for drivers with bad credit
The best Sphinx Park car insurance company for customer service
Nationwide was the best company for customer service in Sphinx Park according to the NAIC.
Recent price drops
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The cheapest large national provider in Sphinx Park
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Sphinx Park driver can expect to pay about $128 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Sphinx Park, USAA has the best prices for drivers with speeding tickets, drivers with a DUI conviction, married couples, young drivers, good drivers, drivers with bad credit, and drivers with accidents.Auto Insurance Prices in and Around Sphinx Park
What Influences the Cost of Car Insurance in Sphinx Park?
On average, car insurance in Sphinx Park is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Sphinx Park is 46 minutes, which is far more than average for a driver in the state.
- Colorado state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Sphinx Park are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of C+ according to CrimeGrade.org.
- Sphinx Park is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Sphinx Park is $96 per month for minimum coverage and $165 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Pine: Insurance costs 2.18% less
- Buffalo Creek: Insurance costs 0.30% less
- Wandcrest Park: Insurance costs 1.72% less
- Estabrook: Insurance costs 2.99% less
- Conifer: Insurance costs 0.86% less
- Silver Springs: Insurance costs 6.73% less
- Bailey: Insurance costs 4.05% less
- South Platte: Insurance costs 2.03% less
- Brook Forest: Insurance costs 2.53% less
- Glenisle: Insurance costs 4.51% less
Cities with Similar Populations
- New Sarpy: Insurance costs 70.84% more
- River Neck: Insurance costs 36.30% less
- Ringo: Insurance costs 22.18% less
- Rhea: Insurance costs 3.70% less
- Reward: Insurance costs 34.63% less
- Reno: Insurance costs 21.11% less
- Norcross: Insurance costs 19.65% less
- Nida: Insurance costs 15.39% less
- Newfoundland: Insurance costs 12.91% more
- Riverview: Insurance costs 2.78% more