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Get Cheap Car Insurance in Pine Island, MN
We monitor insurance prices, helping the average driver in Pine Island save up to 30.5% on car insurance.
The Cheapest Minimum Coverage in Pine Island
The chart below shows the cheapest car insurance company in Pine Island for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Auto-Owners Insurance, Kemper, and American Family Insurance.
| Pine Island Insurer | Monthly Cost |
|---|---|
| State Farm | $49 |
| Auto-Owners Insurance | $54 |
| Kemper | $58 |
| American Family Insurance | $58 |
Savings for Every Kind of Pine Island Driver
Based on our extensive insurance data, we know the average Pine Island driver will save about 27% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $415 per year by choosing the right vehicle insurance company. Some Pine Island residents are paying out over $1,541 extra every year for auto insurance in Pine Island. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Pine Island, MN Savings / Yr. |
|---|---|
$415 |
|
$522 |
|
$336 |
|
$682 |
|
$1,170 |
|
$346 |
|
$911 |
Pine Island Car Insurance vs. Minnesota
People living in Pine Island pay an average of 4.02% less than the typical driver in the state. The average driver in Pine Island can expect to pay about $798 per year, or $1,541 for full coverage.
Based on our analysis, Farm Bureau will be the cheapest provider in Pine Island for most people.
Car Insurance Prices by Pine Island Neighborhood
Insurance Prices
Where is insurance cheapest within Pine Island?
The map shows insurance prices in and around Pine Island, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $86 per year within the city boundaries, with insurance premiums ranging from a high of $1,596 to a low of $1,510. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the South parts of Pine Island.Pick the Best Car Insurance Company for You in Pine Island
The best car insurance provider for most drivers in Pine Island
For drivers with clean driving records and no major strikes, Farm Bureau is the best option, with annual savings of $415 over the average Pine Island car insurance company.
The best car insurance provider for Pine Island drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $522 over the competition.
The best car insurance company for Pine Island drivers with speeding tickets
>Nationwide gave the average person with a speeding ticket the most savings, averaging $336 better than other car insurance companies.
The best auto insurance for Pine Island drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $682 less each year.
The least expensive car insurance company for new and young drivers in Pine Island
In Pine Island, State Farm costs young drivers $1,170 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Pine Island
State Farm gave the largest car insurance discounts to married couples, averaging $346 saved each year compared to an average Pine Island couple's premiums.
The cheapest car insurance in Pine Island for drivers with bad credit
The best Pine Island car insurance company for customer service
Nationwide was the best company for customer service in Pine Island according to the NAIC.
Recent price drops
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The cheapest large national provider in Pine Island
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Pine Island driver can expect to pay about $116 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Pine Island, USAA has the best prices for young drivers, drivers with accidents, married couples, good drivers, drivers with speeding tickets, drivers with a DUI conviction, and drivers with bad credit.Auto Insurance Prices in and Around Pine Island
What Influences the Cost of Car Insurance in Pine Island?
On average, car insurance in Pine Island is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Pine Island is 30 minutes, which is about the national average for a driver in the state.
- Minnesota state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Pine Island are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of B according to CrimeGrade.org.
- Pine Island is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Pine Island is $66 per month for minimum coverage and $128 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Zumbrota: Insurance costs 1.10% more
- Douglas: Insurance costs 1.43% less
- Oronoco: Insurance costs 0.65% less
- Mazeppa: Insurance costs 1.04% more
- Wanamingo: Insurance costs 3.31% more
- Post Town: Insurance costs 0.71% less
- Concord: Insurance costs 0.13% less
- Mantorville: Insurance costs 0.52% more
- Zumbro Falls: Insurance costs 2.01% more
- Byron: Insurance costs 1.69% less
Cities with Similar Populations
- Henly: Insurance costs 3.37% more
- Dittmer: Insurance costs 22.91% more
- Divide: Insurance costs 22.58% more
- Dixon: Insurance costs 16.09% more
- Donora: Insurance costs 9.54% less
- Dover Plains: Insurance costs 53.28% more
- Dover: Insurance costs 13.24% less
- Dresher: Insurance costs 7.27% less
- Durham: Insurance costs 20.90% more
- Duryea: Insurance costs 9.93% less