Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Post Town, MN
We monitor insurance prices, helping the average driver in Post Town save up to 30.5% on car insurance.
The Cheapest Minimum Coverage in Post Town
The chart below shows the cheapest car insurance company in Post Town for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Auto-Owners Insurance, Kemper, and American Family Insurance.
| Post Town Insurer | Monthly Cost |
|---|---|
| State Farm | $48 |
| Auto-Owners Insurance | $54 |
| Kemper | $57 |
| American Family Insurance | $57 |
Savings for Every Kind of Post Town Driver
Based on our extensive insurance data, we know the average Post Town driver will save about 27% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $412 per year by choosing the right vehicle insurance company. Some Post Town residents are paying out over $1,530 extra every year for auto insurance in Post Town. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Post Town, MN Savings / Yr. |
|---|---|
$412 |
|
$518 |
|
$333 |
|
$677 |
|
$1,161 |
|
$344 |
|
$904 |
Post Town Car Insurance vs. Minnesota
People living in Post Town pay an average of 4.73% less than the typical driver in the state. The average driver in Post Town can expect to pay about $792 per year, or $1,530 for full coverage.
Based on our analysis, Farm Bureau will be the cheapest provider in Post Town for most people.
Car Insurance Prices by Post Town Neighborhood
Insurance Prices
Where is insurance cheapest within Post Town?
The map shows insurance prices in and around Post Town, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $44 per year within the city boundaries, with insurance premiums ranging from a high of $1,554 to a low of $1,510. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the Northwest parts of Post Town.Pick the Best Car Insurance Company for You in Post Town
The best car insurance provider for most drivers in Post Town
For drivers with clean driving records and no major strikes, Farm Bureau is the best option, with annual savings of $412 over the average Post Town car insurance company.
The best car insurance provider for Post Town drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $518 over the competition.
The best car insurance company for Post Town drivers with speeding tickets
>Nationwide gave the average person with a speeding ticket the most savings, averaging $333 better than other car insurance companies.
The best auto insurance for Post Town drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $677 less each year.
The least expensive car insurance company for new and young drivers in Post Town
In Post Town, State Farm costs young drivers $1,161 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Post Town
State Farm gave the largest car insurance discounts to married couples, averaging $344 saved each year compared to an average Post Town couple's premiums.
The cheapest car insurance in Post Town for drivers with bad credit
The best Post Town car insurance company for customer service
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Post Town, which was better than other insurers.
The cheapest large national provider in Post Town
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Post Town driver can expect to pay about $116 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Post Town, USAA has the best prices for young drivers, drivers with accidents, married couples, good drivers, drivers with speeding tickets, drivers with a DUI conviction, and drivers with bad credit.Auto Insurance Prices in and Around Post Town
What Influences the Cost of Car Insurance in Post Town?
On average, car insurance in Post Town is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Post Town is 25 minutes, which is a little less than average for a driver in the state.
- Minnesota state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Post Town are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of B according to CrimeGrade.org.
- Post Town is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Post Town is $66 per month for minimum coverage and $128 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Byron: Insurance costs 0.98% less
- Mantorville: Insurance costs 1.24% more
- Douglas: Insurance costs 0.72% less
- Kasson: Insurance costs 4.25% more
- Salem Corners: Insurance costs 1.31% less
- Oronoco: Insurance costs 0.07% more
- Wasioja: Insurance costs 0.59% less
- Rochester: Insurance costs 3.46% more
- Pine Island: Insurance costs 0.72% more
- Rock Dell: Insurance costs 0.72% less
Cities with Similar Populations
- Peacocks Crossroads: Insurance costs 19.35% less
- Lucinda: Insurance costs 10.65% less
- Manila: Insurance costs 8.50% more
- Mantua: Insurance costs 10.39% less
- Marvel: Insurance costs 1.70% more
- Mccloud: Insurance costs 13.99% more
- Milan: Insurance costs 9.67% less
- Mill Run: Insurance costs 8.37% less
- Millbourne: Insurance costs 20.13% more
- Milroy: Insurance costs 23.46% less