Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Plantation Key, FL
We monitor insurance prices, helping the average driver in Plantation Key save up to 34.6% on car insurance.
The Cheapest Minimum Coverage in Plantation Key
The chart below shows the cheapest car insurance company in Plantation Key for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Geico, followed by State Farm, Gainsco, and Bristol West.
| Plantation Key Insurer | Monthly Cost |
|---|---|
| Geico | $114 |
| State Farm | $121 |
| Gainsco | $158 |
| Bristol West | $158 |
Savings for Every Kind of Plantation Key Driver
Based on our extensive insurance data, we know the average Plantation Key driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $700 per year by choosing the right vehicle insurance company. Some Plantation Key residents are paying out over $2,394 extra every year for auto insurance in Plantation Key. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Plantation Key, FL Savings / Yr. |
|---|---|
$700 |
|
$1,028 |
|
$791 |
|
$783 |
|
$2,487 |
|
$679 |
|
$990 |
Plantation Key Car Insurance vs. Florida
People living in Plantation Key pay an average of 9.40% less than the typical driver in the state. The average driver in Plantation Key can expect to pay about $2,185 per year, or $2,394 for full coverage.
Based on our analysis, Geico will be the cheapest provider in Plantation Key for most people.
Car Insurance Prices by Plantation Key Neighborhood
Insurance Prices
Where is insurance cheapest within Plantation Key?
The map shows insurance prices in and around Plantation Key, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $0 per year within the city boundaries, with insurance premiums ranging from a high of $2,394 to a low of $2,394. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the East parts of Plantation Key.Pick the Best Car Insurance Company for You in Plantation Key
The best car insurance provider for most drivers in Plantation Key
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $700 over the average Plantation Key car insurance company.
The best car insurance provider for Plantation Key drivers with accidents on their records
In our analysis, Geico saved the average person who had been in an accident the most, with annual savings averaging $1,028 over the competition.
The best car insurance company for Plantation Key drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $791 better than other car insurance companies.
The best auto insurance for Plantation Key drivers with a DUI conviction
Getting a quote from Geico may cost the average person with a DUI about $783 less each year.
The least expensive car insurance company for new and young drivers in Plantation Key
In Plantation Key, Geico costs young drivers $2,487 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Plantation Key
Geico gave the largest car insurance discounts to married couples, averaging $679 saved each year compared to an average Plantation Key couple's premiums.
The cheapest car insurance in Plantation Key for drivers with bad credit
The best Plantation Key car insurance company for customer service
Allstate was the best company for customer service in Plantation Key according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Plantation Key, which was better than other insurers.
The cheapest large national provider in Plantation Key
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Plantation Key driver can expect to pay about $156 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Plantation Key, USAA has the best prices for good drivers, drivers with accidents, and drivers with speeding tickets.Auto Insurance Prices in and Around Plantation Key
What Influences the Cost of Car Insurance in Plantation Key?
On average, car insurance in Plantation Key is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Florida state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Plantation Key are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of A- according to CrimeGrade.org.
- Plantation Key has an average population density in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Plantation Key is $182 per month for minimum coverage and $199 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Islamorada: Insurance costs 0.54% less
- Layton: Insurance costs 2.76% more
- Long Key: Insurance costs 2.76% more
- Tavernier: Insurance costs 1.00% more
- Key Colony Beach: Insurance costs 0.13% less
- Marathon: Insurance costs 5.39% more
- Key Largo: Insurance costs 8.15% more
- Rock Harbor: Insurance costs 0.50% more
- Florida City: Insurance costs 35.80% more
- Redland: Insurance costs 17.79% more
Cities with Similar Populations
- Hisel: Insurance costs 7.85% less
- Highland: Insurance costs 21.18% more
- Highland Park: Insurance costs 49.67% less
- Highrock: Insurance costs 44.15% less
- Hilliardston: Insurance costs 46.99% less
- Hillman: Insurance costs 26.86% less
- Hills and Dales: Insurance costs 54.55% less
- Hillside: Insurance costs 11.40% less
- Hillsview: Insurance costs 43.15% less
- Himrod: Insurance costs 41.19% less