Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Plantsville, CT
We monitor insurance prices, helping the average driver in Plantsville save up to 29.9% on car insurance.
The Cheapest Minimum Coverage in Plantsville
The chart below shows the cheapest car insurance company in Plantsville for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by State Farm, Safeco Insurance, and Travelers.
| Plantsville Insurer | Monthly Cost |
|---|---|
| Kemper | $67 |
| State Farm | $77 |
| Safeco Insurance | $78 |
| Travelers | $78 |
Savings for Every Kind of Plantsville Driver
Based on our extensive insurance data, we know the average Plantsville driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $553 per year by choosing the right vehicle insurance company. Some Plantsville residents are paying out over $1,888 extra every year for auto insurance in Plantsville. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Plantsville, CT Savings / Yr. |
|---|---|
$553 |
|
$767 |
|
$533 |
|
$890 |
|
$2,094 |
|
$502 |
|
$843 |
Plantsville Car Insurance vs. Connecticut
People living in Plantsville pay an average of 2.42% less than the typical driver in the state. The average driver in Plantsville can expect to pay about $1,293 per year, or $1,888 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Plantsville for most people.
Car Insurance Prices by Plantsville Neighborhood
Insurance Prices
Where is insurance cheapest within Plantsville?
The map shows insurance prices in and around Plantsville, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $340 per year within the city boundaries, with insurance premiums ranging from a high of $2,176 to a low of $1,836. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the Southwest parts of Plantsville.Pick the Best Car Insurance Company for You in Plantsville
The best car insurance provider for most drivers in Plantsville
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $553 over the average Plantsville car insurance company.
The best car insurance provider for Plantsville drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $767 over the competition.
The best car insurance company for Plantsville drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $533 better than other car insurance companies.
The best auto insurance for Plantsville drivers with a DUI conviction
Getting a quote from Travelers may cost the average person with a DUI about $890 less each year.
The least expensive car insurance company for new and young drivers in Plantsville
In Plantsville, State Farm costs young drivers $2,094 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Plantsville
State Farm gave the largest car insurance discounts to married couples, averaging $502 saved each year compared to an average Plantsville couple's premiums.
The cheapest car insurance in Plantsville for drivers with bad credit
The best Plantsville car insurance company for customer service
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Plantsville, which was better than other insurers.
The cheapest large national provider in Plantsville
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Plantsville driver can expect to pay about $120 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Plantsville, USAA has the best prices for drivers with accidents, married couples, drivers with bad credit, drivers with speeding tickets, good drivers, young drivers, and drivers with a DUI conviction.Auto Insurance Prices in and Around Plantsville
What Influences the Cost of Car Insurance in Plantsville?
On average, car insurance in Plantsville is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Plantsville is 29 minutes, which is a little less than average for a driver in the state.
- Connecticut state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Plantsville are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of C+ according to CrimeGrade.org.
- Plantsville is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Plantsville is $108 per month for minimum coverage and $157 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Milldale: Insurance costs 2.75% less
- Marion: Insurance costs 1.38% less
- Southington: Insurance costs 2.17% more
- Wolcott: Insurance costs 3.71% more
- Cheshire: Insurance costs 3.76% more
- Meriden: Insurance costs 12.71% more
- Prospect: Insurance costs 3.92% more
- Plainville: Insurance costs 4.56% more
- Kensington: Insurance costs 4.08% more
- Waterbury: Insurance costs 22.67% more
Cities with Similar Populations
- Garden City: Insurance costs 1.11% less
- Sugar Grove: Insurance costs 23.94% less
- Succasunna: Insurance costs 4.87% less
- Stuarts Draft: Insurance costs 39.46% less
- Storm Lake: Insurance costs 34.59% less
- St. Marys: Insurance costs 44.54% less
- Grosse Pointe Park: Insurance costs 68.86% more
- Gridley: Insurance costs 5.24% more
- Greentree: Insurance costs 2.33% less
- Greatwood: Insurance costs 6.25% less