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Get Cheap Car Insurance in Plattsburgh, NY
We monitor insurance prices, helping the average driver in Plattsburgh save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in Plattsburgh
The chart below shows the cheapest car insurance company in Plattsburgh for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| Plattsburgh Insurer | Monthly Cost |
|---|---|
| Kemper | $81 |
| Plymouth Rock Assurance | $108 |
| Safeco Insurance | $117 |
| Geico | $122 |
Savings for Every Kind of Plattsburgh Driver
Based on our extensive insurance data, we know the average Plattsburgh driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $660 per year by choosing the right vehicle insurance company. Some Plattsburgh residents are paying out over $2,213 extra every year for auto insurance in Plattsburgh. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Plattsburgh, NY Savings / Yr. |
|---|---|
$660 |
|
$421 |
|
$840 |
|
$850 |
|
$2,083 |
|
$697 |
|
$1,110 |
Plattsburgh Car Insurance vs. New York
People living in Plattsburgh pay an average of 8.75% less than the typical driver in the state. The average driver in Plattsburgh can expect to pay about $1,605 per year, or $2,213 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Plattsburgh for most people.
Car Insurance Prices by Plattsburgh Neighborhood
Insurance Prices
Where is insurance cheapest within Plattsburgh?
The map shows insurance prices in and around Plattsburgh, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $452 per year within the city boundaries, with insurance premiums ranging from a high of $2,466 to a low of $2,014. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Southwest parts of Plattsburgh.Pick the Best Car Insurance Company for You in Plattsburgh
The best car insurance provider for most drivers in Plattsburgh
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $660 over the average Plattsburgh car insurance company.
The best car insurance provider for Plattsburgh drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $421 over the competition.
The best car insurance company for Plattsburgh drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $840 better than other car insurance companies.
The best auto insurance for Plattsburgh drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $850 less each year.
The least expensive car insurance company for new and young drivers in Plattsburgh
In Plattsburgh, Progressive costs young drivers $2,083 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Plattsburgh
Progressive gave the largest car insurance discounts to married couples, averaging $697 saved each year compared to an average Plattsburgh couple's premiums.
The cheapest car insurance in Plattsburgh for drivers with bad credit
The best Plattsburgh car insurance company for customer service
Nationwide was the best company for customer service in Plattsburgh according to the NAIC.
Recent price drops
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The cheapest large national provider in Plattsburgh
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Plattsburgh driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Plattsburgh, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around Plattsburgh
What Influences the Cost of Car Insurance in Plattsburgh?
On average, car insurance in Plattsburgh is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Plattsburgh is 20 minutes, which is far less than average for a driver in the state.
- New York state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Plattsburgh are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- Plattsburgh is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Plattsburgh is $134 per month for minimum coverage and $184 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Halseys Corners: Insurance costs 2.85% less
- East Beekmantown: Insurance costs 1.81% less
- Morrisonville: Insurance costs 4.43% less
- West Plattsburg: Insurance costs 3.89% less
- Valcour: Insurance costs 8.40% less
- Laphams Mills: Insurance costs 8.59% less
- Woods Mills: Insurance costs 1.49% less
- Schuyler Falls: Insurance costs 5.29% less
- West Chazy: Insurance costs 5.78% less
- Grand Isle: Insurance costs 47.09% less
Cities with Similar Populations
- Hobart: Insurance costs 43.56% less
- Maple Valley: Insurance costs 29.19% less
- Long Branch: Insurance costs 12.25% less
- Locust Grove: Insurance costs 16.31% less
- Lewis Center: Insurance costs 47.54% less
- Langhorne: Insurance costs 36.38% less
- Aberdeen: Insurance costs 30.23% less
- Lake in the Hills: Insurance costs 32.44% less
- Lafayette: Insurance costs 10.94% less
- Kuna: Insurance costs 50.79% less