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Get Cheap Car Insurance in Pleasant Hill, MO
We monitor insurance prices, helping the average driver in Pleasant Hill save up to 28.5% on car insurance.
The Cheapest Minimum Coverage in Pleasant Hill
The chart below shows the cheapest car insurance company in Pleasant Hill for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Travelers, Safeco Insurance, and Clearcover.
| Pleasant Hill Insurer | Monthly Cost |
|---|---|
| State Farm | $69 |
| Travelers | $69 |
| Safeco Insurance | $70 |
| Clearcover | $75 |
Savings for Every Kind of Pleasant Hill Driver
Based on our extensive insurance data, we know the average Pleasant Hill driver will save about 27% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $489 per year by choosing the right vehicle insurance company. Some Pleasant Hill residents are paying out over $1,811 extra every year for auto insurance in Pleasant Hill. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Pleasant Hill, MO Savings / Yr. |
|---|---|
$489 |
|
$682 |
|
$624 |
|
$698 |
|
$1,472 |
|
$380 |
|
$583 |
Pleasant Hill Car Insurance vs. Missouri
People living in Pleasant Hill pay an average of 0.57% more than the typical driver in the state. The average driver in Pleasant Hill can expect to pay about $1,115 per year, or $1,811 for full coverage.
Based on our analysis, Clearcover will be the cheapest provider in Pleasant Hill for most people.
Car Insurance Prices by Pleasant Hill Neighborhood
Insurance Prices
Where is insurance cheapest within Pleasant Hill?
The map shows insurance prices in and around Pleasant Hill, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $122 per year within the city boundaries, with insurance premiums ranging from a high of $1,877 to a low of $1,755. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the Southwest parts of Pleasant Hill.Pick the Best Car Insurance Company for You in Pleasant Hill
The best car insurance provider for most drivers in Pleasant Hill
For drivers with clean driving records and no major strikes, Clearcover is the best option, with annual savings of $489 over the average Pleasant Hill car insurance company.
The best car insurance provider for Pleasant Hill drivers with accidents on their records
In our analysis, Travelers saved the average person who had been in an accident the most, with annual savings averaging $682 over the competition.
The best car insurance company for Pleasant Hill drivers with speeding tickets
>Clearcover gave the average person with a speeding ticket the most savings, averaging $624 better than other car insurance companies.
The best auto insurance for Pleasant Hill drivers with a DUI conviction
Getting a quote from Clearcover may cost the average person with a DUI about $698 less each year.
The least expensive car insurance company for new and young drivers in Pleasant Hill
In Pleasant Hill, Travelers costs young drivers $1,472 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Pleasant Hill
State Farm gave the largest car insurance discounts to married couples, averaging $380 saved each year compared to an average Pleasant Hill couple's premiums.
The cheapest car insurance in Pleasant Hill for drivers with bad credit
The best Pleasant Hill car insurance company for customer service
Nationwide was the best company for customer service in Pleasant Hill according to the NAIC.
Recent price drops
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The cheapest large national provider in Pleasant Hill
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Pleasant Hill driver can expect to pay about $114 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Pleasant Hill, USAA has the best prices for drivers with speeding tickets, drivers with bad credit, drivers with a DUI conviction, married couples, good drivers, drivers with accidents, and young drivers.Auto Insurance Prices in and Around Pleasant Hill
What Influences the Cost of Car Insurance in Pleasant Hill?
On average, car insurance in Pleasant Hill is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Pleasant Hill is 40 minutes, which is far more than average for a driver in the state.
- Missouri state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Pleasant Hill are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
- Pleasant Hill is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Pleasant Hill is $93 per month for minimum coverage and $151 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Lake Winnebago: Insurance costs 2.87% less
- Greenwood: Insurance costs 0.83% more
- Strasburg: Insurance costs 2.10% less
- East Lynne: Insurance costs 1.60% less
- Lone Jack: Insurance costs 2.04% less
- Lake Lotawana: Insurance costs 2.26% less
- Tarsney Lakes: Insurance costs 1.99% less
- Kingsville: Insurance costs 2.21% less
- Gunn City: Insurance costs 1.44% less
- Lees Summit: Insurance costs 1.05% more
Cities with Similar Populations
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- Sweetwater: Insurance costs 6.18% less
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- Swanton: Insurance costs 40.70% less
- Superior: Insurance costs 7.01% more
- Sunbury: Insurance costs 38.60% less
- Temple Hills: Insurance costs 31.20% more