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Get Cheap Car Insurance in Pleasant Lake, MN
We monitor insurance prices, helping the average driver in Pleasant Lake save up to 30.5% on car insurance.
The Cheapest Minimum Coverage in Pleasant Lake
The chart below shows the cheapest car insurance company in Pleasant Lake for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Auto-Owners Insurance, Kemper, and American Family Insurance.
| Pleasant Lake Insurer | Monthly Cost |
|---|---|
| State Farm | $51 |
| Auto-Owners Insurance | $57 |
| Kemper | $60 |
| American Family Insurance | $60 |
Savings for Every Kind of Pleasant Lake Driver
Based on our extensive insurance data, we know the average Pleasant Lake driver will save about 27% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $431 per year by choosing the right vehicle insurance company. Some Pleasant Lake residents are paying out over $1,602 extra every year for auto insurance in Pleasant Lake. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Pleasant Lake, MN Savings / Yr. |
|---|---|
$431 |
|
$543 |
|
$349 |
|
$709 |
|
$1,216 |
|
$360 |
|
$947 |
Pleasant Lake Car Insurance vs. Minnesota
People living in Pleasant Lake pay an average of 0.24% less than the typical driver in the state. The average driver in Pleasant Lake can expect to pay about $829 per year, or $1,602 for full coverage.
Based on our analysis, Farm Bureau will be the cheapest provider in Pleasant Lake for most people.
Car Insurance Prices by Pleasant Lake Neighborhood
Insurance Prices
Where is insurance cheapest within Pleasant Lake?
The map shows insurance prices in and around Pleasant Lake, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $55 per year within the city boundaries, with insurance premiums ranging from a high of $1,632 to a low of $1,577. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the South parts of Pleasant Lake.Pick the Best Car Insurance Company for You in Pleasant Lake
The best car insurance provider for most drivers in Pleasant Lake
For drivers with clean driving records and no major strikes, Farm Bureau is the best option, with annual savings of $431 over the average Pleasant Lake car insurance company.
The best car insurance provider for Pleasant Lake drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $543 over the competition.
The best car insurance company for Pleasant Lake drivers with speeding tickets
>Nationwide gave the average person with a speeding ticket the most savings, averaging $349 better than other car insurance companies.
The best auto insurance for Pleasant Lake drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $709 less each year.
The least expensive car insurance company for new and young drivers in Pleasant Lake
In Pleasant Lake, State Farm costs young drivers $1,216 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Pleasant Lake
State Farm gave the largest car insurance discounts to married couples, averaging $360 saved each year compared to an average Pleasant Lake couple's premiums.
The cheapest car insurance in Pleasant Lake for drivers with bad credit
The best Pleasant Lake car insurance company for customer service
Nationwide was the best company for customer service in Pleasant Lake according to the NAIC.
Recent price drops
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The cheapest large national provider in Pleasant Lake
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Pleasant Lake driver can expect to pay about $116 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Pleasant Lake, USAA has the best prices for young drivers, drivers with accidents, married couples, good drivers, drivers with speeding tickets, drivers with a DUI conviction, and drivers with bad credit.Auto Insurance Prices in and Around Pleasant Lake
What Influences the Cost of Car Insurance in Pleasant Lake?
On average, car insurance in Pleasant Lake is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Pleasant Lake is 30 minutes, which is about the national average for a driver in the state.
- Minnesota state insurance regulations may require higher prices.
- An average of 15 to 16 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Pleasant Lake are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of C according to CrimeGrade.org.
- Pleasant Lake is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Pleasant Lake is $69 per month for minimum coverage and $134 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Rockville: Insurance costs 1.44% less
- Waite Park: Insurance costs 2.12% more
- St. Joseph: Insurance costs 0.06% less
- St. Cloud: Insurance costs 2.18% more
- St. Augusta: Insurance costs 0.94% less
- Jacobs Prairie: Insurance costs 0.50% less
- Luxemburg: Insurance costs the same
- Collegeville: Insurance costs 1.62% less
- Sartell: Insurance costs 3.12% less
- Cold Spring: Insurance costs 0.87% less
Cities with Similar Populations
- Fox: Insurance costs 41.20% more
- Ulen: Insurance costs 26.84% less
- Tyson: Insurance costs 6.49% more
- Tyler Crossroads: Insurance costs 9.30% less
- Two Run: Insurance costs 2.18% less
- Twin Grove: Insurance costs 31.52% less
- Trotters: Insurance costs 6.12% less
- Trickham: Insurance costs 0.44% more
- Townwood: Insurance costs 34.14% less
- Tallmansville: Insurance costs 4.00% less