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Get Cheap Car Insurance in Pleasant Valley, KY
We monitor insurance prices, helping the average driver in Pleasant Valley save up to 29.1% on car insurance.
The Cheapest Minimum Coverage in Pleasant Valley
The chart below shows the cheapest car insurance company in Pleasant Valley for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Farm Bureau, followed by State Farm, Travelers, and Geico.
| Pleasant Valley Insurer | Monthly Cost |
|---|---|
| Farm Bureau | $62 |
| State Farm | $62 |
| Travelers | $91 |
| Geico | $98 |
Savings for Every Kind of Pleasant Valley Driver
Based on our extensive insurance data, we know the average Pleasant Valley driver will save about 25% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $550 per year by choosing the right vehicle insurance company. Some Pleasant Valley residents are paying out over $2,178 extra every year for auto insurance in Pleasant Valley. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Pleasant Valley, KY Savings / Yr. |
|---|---|
$550 |
|
$902 |
|
$888 |
|
$898 |
|
$1,778 |
|
$595 |
|
$953 |
Pleasant Valley Car Insurance vs. Kentucky
People living in Pleasant Valley pay an average of 2.06% more than the typical driver in the state. The average driver in Pleasant Valley can expect to pay about $1,122 per year, or $2,178 for full coverage.
Based on our analysis, Farm Bureau will be the cheapest provider in Pleasant Valley for most people.
Car Insurance Prices by Pleasant Valley Neighborhood
Insurance Prices
Where is insurance cheapest within Pleasant Valley?
The map shows insurance prices in and around Pleasant Valley, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $24 per year within the city boundaries, with insurance premiums ranging from a high of $2,194 to a low of $2,170. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the Central parts of Pleasant Valley.Pick the Best Car Insurance Company for You in Pleasant Valley
The best car insurance provider for most drivers in Pleasant Valley
For drivers with clean driving records and no major strikes, Farm Bureau is the best option, with annual savings of $550 over the average Pleasant Valley car insurance company.
The best car insurance provider for Pleasant Valley drivers with accidents on their records
In our analysis, Farm Bureau saved the average person who had been in an accident the most, with annual savings averaging $902 over the competition.
The best car insurance company for Pleasant Valley drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $888 better than other car insurance companies.
The best auto insurance for Pleasant Valley drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $898 less each year.
The least expensive car insurance company for new and young drivers in Pleasant Valley
In Pleasant Valley, State Farm costs young drivers $1,778 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Pleasant Valley
State Farm gave the largest car insurance discounts to married couples, averaging $595 saved each year compared to an average Pleasant Valley couple's premiums.
The cheapest car insurance in Pleasant Valley for drivers with bad credit
The best Pleasant Valley car insurance company for customer service
Nationwide was the best company for customer service in Pleasant Valley according to the NAIC.
Recent price drops
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The cheapest large national provider in Pleasant Valley
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Pleasant Valley driver can expect to pay about $144 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Pleasant Valley, USAA has the best prices for drivers with a DUI conviction, drivers with speeding tickets, married couples, drivers with bad credit, drivers with accidents, young drivers, and good drivers.Auto Insurance Prices in and Around Pleasant Valley
What Influences the Cost of Car Insurance in Pleasant Valley?
On average, car insurance in Pleasant Valley is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Pleasant Valley is 61 minutes, which is far more than average for a driver in the state.
- Kentucky state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Pleasant Valley are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- Pleasant Valley is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Pleasant Valley is $93 per month for minimum coverage and $182 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Cowan: Insurance costs 1.01% less
- Myers: Insurance costs 0.73% more
- Ewing: Insurance costs 1.79% less
- Ellisville: Insurance costs 0.37% less
- Sprout: Insurance costs 1.19% more
- Carlisle: Insurance costs 1.19% less
- Craintown: Insurance costs 2.94% less
- Nepton: Insurance costs 3.99% less
- Piqua: Insurance costs 3.86% less
- East Union: Insurance costs 0.69% more
Cities with Similar Populations
- Floraville: Insurance costs 33.88% less
- Utica: Insurance costs 25.44% less
- Ursina Junction: Insurance costs 36.41% less
- Unity House: Insurance costs 33.10% less
- Uniontown: Insurance costs 19.47% less
- Union Temple: Insurance costs 38.80% less
- Union Mills: Insurance costs 4.96% less
- Union Level: Insurance costs 44.17% less
- Union: Insurance costs 45.45% less
- Fox Hill: Insurance costs 24.61% less