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Get Cheap Car Insurance in Piqua, KY
We monitor insurance prices, helping the average driver in Piqua save up to 29.1% on car insurance.
The Cheapest Minimum Coverage in Piqua
The chart below shows the cheapest car insurance company in Piqua for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Farm Bureau, followed by State Farm, Travelers, and Geico.
| Piqua Insurer | Monthly Cost |
|---|---|
| Farm Bureau | $60 |
| State Farm | $60 |
| Travelers | $87 |
| Geico | $94 |
Savings for Every Kind of Piqua Driver
Based on our extensive insurance data, we know the average Piqua driver will save about 25% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $529 per year by choosing the right vehicle insurance company. Some Piqua residents are paying out over $2,094 extra every year for auto insurance in Piqua. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Piqua, KY Savings / Yr. |
|---|---|
$529 |
|
$868 |
|
$854 |
|
$864 |
|
$1,710 |
|
$572 |
|
$917 |
Piqua Car Insurance vs. Kentucky
People living in Piqua pay an average of 1.86% less than the typical driver in the state. The average driver in Piqua can expect to pay about $1,079 per year, or $2,094 for full coverage.
Based on our analysis, Farm Bureau will be the cheapest provider in Piqua for most people.
Car Insurance Prices by Piqua Neighborhood
Insurance Prices
Where is insurance cheapest within Piqua?
The map shows insurance prices in and around Piqua, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $82 per year within the city boundaries, with insurance premiums ranging from a high of $2,170 to a low of $2,088. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the Central parts of Piqua.Pick the Best Car Insurance Company for You in Piqua
The best car insurance provider for most drivers in Piqua
For drivers with clean driving records and no major strikes, Farm Bureau is the best option, with annual savings of $529 over the average Piqua car insurance company.
The best car insurance provider for Piqua drivers with accidents on their records
In our analysis, Farm Bureau saved the average person who had been in an accident the most, with annual savings averaging $868 over the competition.
The best car insurance company for Piqua drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $854 better than other car insurance companies.
The best auto insurance for Piqua drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $864 less each year.
The least expensive car insurance company for new and young drivers in Piqua
In Piqua, State Farm costs young drivers $1,710 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Piqua
State Farm gave the largest car insurance discounts to married couples, averaging $572 saved each year compared to an average Piqua couple's premiums.
The cheapest car insurance in Piqua for drivers with bad credit
The best Piqua car insurance company for customer service
Recent price drops
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The cheapest large national provider in Piqua
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Piqua driver can expect to pay about $144 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Piqua, USAA has the best prices for drivers with a DUI conviction, drivers with speeding tickets, married couples, drivers with bad credit, drivers with accidents, young drivers, and good drivers.Auto Insurance Prices in and Around Piqua
What Influences the Cost of Car Insurance in Piqua?
On average, car insurance in Piqua is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Kentucky state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Piqua are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of D+ according to CrimeGrade.org.
- Piqua is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Piqua is $90 per month for minimum coverage and $175 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Claysville: Insurance costs 2.01% more
- Mount Olivet: Insurance costs 4.73% more
- Ellisville: Insurance costs 3.63% more
- Kentontown: Insurance costs 3.53% more
- Shannon: Insurance costs 3.53% less
- Morning Glory: Insurance costs 0.33% more
- Cowan: Insurance costs 2.96% more
- Pleasant Valley: Insurance costs 4.01% more
- Venus: Insurance costs 0.62% less
- Ewing: Insurance costs 2.15% more
Cities with Similar Populations
- Florence: Insurance costs 47.85% less
- Foxport: Insurance costs 5.16% more
- Four States: Insurance costs 29.08% less
- Fort Henry: Insurance costs 15.23% less
- Fort Davis: Insurance costs 25.31% less
- Fort Bidwell: Insurance costs 15.85% less
- Fort Apache: Insurance costs 13.04% less
- Forest River: Insurance costs 32.38% less
- Forest River Colony: Insurance costs 34.34% less
- Forest Lakes: Insurance costs 19.20% less