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Get Cheap Car Insurance in Pleasant Valley, MD
We monitor insurance prices, helping the average driver in Pleasant Valley save up to 26.9% on car insurance.
The Cheapest Minimum Coverage in Pleasant Valley
The chart below shows the cheapest car insurance company in Pleasant Valley for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Erie Insurance, Travelers, and Safeco Insurance.
| Pleasant Valley Insurer | Monthly Cost |
|---|---|
| State Farm | $82 |
| Erie Insurance | $83 |
| Travelers | $94 |
| Safeco Insurance | $98 |
Savings for Every Kind of Pleasant Valley Driver
Based on our extensive insurance data, we know the average Pleasant Valley driver will save about 19% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $329 per year by choosing the right vehicle insurance company. Some Pleasant Valley residents are paying out over $1,765 extra every year for auto insurance in Pleasant Valley. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Pleasant Valley, MD Savings / Yr. |
|---|---|
$329 |
|
$309 |
|
$359 |
|
$579 |
|
$1,114 |
|
$199 |
|
$778 |
Pleasant Valley Car Insurance vs. Maryland
People living in Pleasant Valley pay an average of 4.74% less than the typical driver in the state. The average driver in Pleasant Valley can expect to pay about $1,203 per year, or $1,765 for full coverage.
Based on our analysis, MetLife will be the cheapest provider in Pleasant Valley for most people.
Car Insurance Prices by Pleasant Valley Neighborhood
Insurance Prices
Where is insurance cheapest within Pleasant Valley?
The map shows insurance prices in and around Pleasant Valley, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $37 per year within the city boundaries, with insurance premiums ranging from a high of $1,778 to a low of $1,741. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the East parts of Pleasant Valley.Pick the Best Car Insurance Company for You in Pleasant Valley
The best car insurance provider for most drivers in Pleasant Valley
For drivers with clean driving records and no major strikes, MetLife is the best option, with annual savings of $329 over the average Pleasant Valley car insurance company.
The best car insurance provider for Pleasant Valley drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $309 over the competition.
The best car insurance company for Pleasant Valley drivers with speeding tickets
>Erie Insurance gave the average person with a speeding ticket the most savings, averaging $359 better than other car insurance companies.
The best auto insurance for Pleasant Valley drivers with a DUI conviction
Getting a quote from Erie Insurance may cost the average person with a DUI about $579 less each year.
The least expensive car insurance company for new and young drivers in Pleasant Valley
In Pleasant Valley, Erie Insurance costs young drivers $1,114 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Pleasant Valley
State Farm gave the largest car insurance discounts to married couples, averaging $199 saved each year compared to an average Pleasant Valley couple's premiums.
The cheapest car insurance in Pleasant Valley for drivers with bad credit
The best Pleasant Valley car insurance company for customer service
Nationwide was the best company for customer service in Pleasant Valley according to the NAIC.
Recent price drops
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The cheapest large national provider in Pleasant Valley
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Pleasant Valley driver can expect to pay about $133 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Pleasant Valley, USAA has the best prices for drivers with a DUI conviction, drivers with bad credit, drivers with accidents, married couples, drivers with speeding tickets, young drivers, and good drivers.Auto Insurance Prices in and Around Pleasant Valley
What Influences the Cost of Car Insurance in Pleasant Valley?
On average, car insurance in Pleasant Valley is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Maryland state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Pleasant Valley are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of C+ according to CrimeGrade.org.
- Pleasant Valley has an average population density in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Pleasant Valley is $100 per month for minimum coverage and $147 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Pondsville: Insurance costs 0.11% less
- Smithsburg: Insurance costs 1.87% less
- Jugtown: Insurance costs 2.83% less
- Sabillasville: Insurance costs 0.06% more
- Middlepoint: Insurance costs 1.47% less
- Thurmont: Insurance costs 1.64% less
- Cascade: Insurance costs 2.95% less
- Ringgold: Insurance costs 3.34% less
- Greenbrier: Insurance costs 0.06% less
- Myersville: Insurance costs 0.40% less
Cities with Similar Populations
- Clearview: Insurance costs 10.48% less
- Webster: Insurance costs 20.68% more
- Wapanucka: Insurance costs 3.91% less
- Elizabeth: Insurance costs 4.02% less
- Deep Creek: Insurance costs 30.65% less
- Crowder: Insurance costs 1.36% less
- Collins Center: Insurance costs 23.12% more
- Cokeburg: Insurance costs 20.57% less
- Coburn: Insurance costs 26.80% less
- Wells River: Insurance costs 32.07% less