Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.

Get Cheap Car Insurance in Jugtown, MD

We monitor insurance prices, helping the average driver in Jugtown save up to 26.9% on car insurance.

 

Start Saving

The Cheapest Minimum Coverage in Jugtown

The chart below shows the cheapest car insurance company in Jugtown for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Erie Insurance, Travelers, and Safeco Insurance.

 
Jugtown Insurer Monthly Cost
State Farm $80
Erie Insurance $81
Travelers $92
Safeco Insurance $95

Savings for Every Kind of Jugtown Driver

The table shows how much the average auto insurance customer in Jugtown might save by following our recommendations.

Based on our extensive insurance data, we know the average Jugtown driver will save about 19% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $319 per year by choosing the right vehicle insurance company. Some Jugtown residents are paying out over $1,715 extra every year for auto insurance in Jugtown. That cost may be even higher if you haven’t requested a new quote as your life situation changed.

Jugtown Car Insurance vs. Maryland

People living in Jugtown pay an average of 7.45% less than the typical driver in the state. The average driver in Jugtown can expect to pay about $1,169 per year, or $1,715 for full coverage.

Based on our analysis, MetLife will be the cheapest provider in Jugtown for most people.

Car Insurance Prices by Jugtown Neighborhood

Jugtown, MD map of insurance costs by zip code and neighborhood

Insurance Prices

More expensive
Average
Less expensive

Where is insurance cheapest within Jugtown?

The map shows insurance prices in and around Jugtown, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $0 per year within the city boundaries, with insurance premiums ranging from a high of $1,715 to a low of $1,715. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Central parts of Jugtown.

Pick the Best Car Insurance Company for You in Jugtown

We have analyzed insurance costs for auto insurance customers based on the major variables that impact pricing. The results of our analysis are below, including US dollar savings. What about when you meet one or more of the criteria? For example, if you have both a DUI and a speeding ticket? Simply start with the Jugtown insurance provider for whom we have posted the highest savings dollar figure.

The best car insurance provider for most drivers in Jugtown

For drivers with clean driving records and no major strikes, MetLife is the best option, with annual savings of $319 over the average Jugtown car insurance company.

Visit Site

We use the average good driver, paying $116 per month, as our baseline for pricing in Jugtown. Geico, Travelers, and MetLife are all good choices for quotes if you have a clean record. See also the best providers for married people if you are married, and look for repeated company names.

The best car insurance provider for Jugtown drivers with accidents on their records

In Jugtown getting into an accident will raise premiums an average 25% for a yearly cost of $2,290. That's $575 per year more than a driver with no at-fault crashes on their driving record might pay. To avoid paying out more than you need to, State Farm, Travelers, and Erie Insurance are good choices for drivers with accidents.

In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $300 over the competition.

Visit Site

The best car insurance company for Jugtown drivers with speeding tickets

>Erie Insurance gave the average person with a speeding ticket the most savings, averaging $349 better than other car insurance companies.

Visit Site

Depending on the insurance company, a speeding ticket can actually raise insurance premiums more than getting in an accident. In Jugtown, tickets raise premiums on new quotes about $359. If you have a speeding ticket, we recommend State Farm, Geico, and Erie Insurance for savings that beat the average insurance cost of $2,074 per year.

The best auto insurance for Jugtown drivers with a DUI conviction

Getting a DUI can increase the cost of insurance dramatically. The average person with a DUI paid $2,453 per year in auto insurance premiums, which was $739 more than a driver with no major issues. Progressive, Travelers, and Erie Insurance penalized their customers the least for a DUI.

Getting a quote from Erie Insurance may cost the average person with a DUI about $563 less each year.

Visit Site

The least expensive car insurance company for new and young drivers in Jugtown

In Jugtown, Erie Insurance costs young drivers $1,082 less each year versus the average auto insurance bill.

Visit Site

Teen drivers account for more than their share of accidents, and thus end up paying about 68% more for insurance than more mature drivers in Jugtown. With an average cost of $5,309 per year (for young drivers who aren't on a parent's plan), car insurance for inexperienced drivers can’t ever be called "cheap." A few companies like State Farm, Geico, and Erie Insurance try to attract these younger drivers with lower prices in the hopes that they will stay with the company.

The best marriage discounts for vehicle insurance in Jugtown

Not everything is an excuse for the auto insurance companies to charge you more. Getting married provides an average discount of $143. State Farm, Progressive, and Erie Insurance provided the largest discounts to couples living in Jugtown.

State Farm gave the largest car insurance discounts to married couples, averaging $193 saved each year compared to an average Jugtown couple's premiums.

Visit Site

The cheapest car insurance in Jugtown for drivers with bad credit

People with poor credit saved an average of $756 with Geico.

Visit Site

Many people are surprised that their poor credit score can cost them an average of $1,095 every year. Premiums for people with poor credit were about $2,810 in Jugtown. However, some insurance companies do not take credit score into account. If you have a credit score below 575, get quotes from Geico, Progressive, and Safe Auto.

The best Jugtown car insurance company for customer service

Many car insurance companies over the years have struggled with customer service. In Jugtown, the National Association of Insurance Commissioners (NAIC) ranks Nationwide as the best. Another valuable metric: JD Power ranks Erie Insurance as the best provider in Jugtown.

Nationwide was the best company for customer service in Jugtown according to the NAIC.

Visit Site

Recent price drops

Due to improvements in our tracking and methodology, we are unable to show price change data for the most recent year. This data will return next year (2023).

In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Jugtown, which was better than other insurers.

Visit Site

During the Covid-19 pandemic a few insurance companies realized people were driving less and struggling overall. They proactively lowered their rates for many customers in Jugtown. We think helping communities in a time of need deserves special attention. Many insurance companies have advertisements telling us how much they care: we prefer to look at their actions.

The cheapest large national provider in Jugtown

Many customers have informed us that they prefer to work with large national brands. Maybe they're one of the 16% of Jugtown residents who are renting, and don't plan to be in the city or state for very long. Or maybe national recognition and funds make people feel more secure with a large provider. Regardless, Geico tends to have the lowest prices for most drivers.

For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Jugtown driver can expect to pay about $133 per month.

Visit Site

What About USAA?

JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Jugtown, USAA has the best prices for drivers with a DUI conviction, drivers with bad credit, drivers with accidents, married couples, drivers with speeding tickets, young drivers, and good drivers.
Get USAA (An excellent choice if you qualify)

Auto Insurance Prices in and Around Jugtown

What Influences the Cost of Car Insurance in Jugtown?

On average, car insurance in Jugtown is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:

  • The average commute time in Jugtown is 34 minutes, which is a little less than average for a driver in the state.
  • Maryland state insurance regulations may require higher prices.
  • An average of 0 weeks with snow on the ground, which impacts accident rates.
  • Marriage rates in Jugtown are about average in the state, and marriage often results in car insurance discounts.
  • Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of B- according to CrimeGrade.org.
  • Jugtown is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.

As a result of these and other factors, the average cost of car insurance in Jugtown is $97 per month for minimum coverage and $143 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.

Car Insurance in Nearby Cities

Cities with Similar Populations

  • Wimberly: Insurance costs 12.19% less
  • Woodland: Insurance costs 37.03% less
  • Woodland: Insurance costs 3.56% more
  • Dalark: Insurance costs 0.17% less
  • Dana: Insurance costs 28.16% less
  • Daretown: Insurance costs 1.98% more
  • Wiscoy: Insurance costs 23.38% more
  • Dempsey: Insurance costs 9.33% less
  • Denbigh: Insurance costs 12.54% less
  • Derry: Insurance costs 65.01% more
* Who is the average Jugtown driver? Based on national demographic data provided by BestNeighborhood, we took a single unmarried man living in central Jugtown with good (but not perfect) credit driving a used midsized sedan. Data sources: proprietary data collection and analysis, unique to CoverageWatch.org All content copyright CoverageWatch.org. Journalists and other websites are free to cite any data with attribution.