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Get Cheap Car Insurance in Plymouth, MN
We monitor insurance prices, helping the average driver in Plymouth save up to 30.5% on car insurance.
The Cheapest Minimum Coverage in Plymouth
The chart below shows the cheapest car insurance company in Plymouth for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Auto-Owners Insurance, Kemper, and American Family Insurance.
| Plymouth Insurer | Monthly Cost |
|---|---|
| State Farm | $53 |
| Auto-Owners Insurance | $59 |
| Kemper | $62 |
| American Family Insurance | $62 |
Savings for Every Kind of Plymouth Driver
Based on our extensive insurance data, we know the average Plymouth driver will save about 27% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $450 per year by choosing the right vehicle insurance company. Some Plymouth residents are paying out over $1,672 extra every year for auto insurance in Plymouth. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Plymouth, MN Savings / Yr. |
|---|---|
$450 |
|
$566 |
|
$364 |
|
$740 |
|
$1,269 |
|
$376 |
|
$988 |
Plymouth Car Insurance vs. Minnesota
People living in Plymouth pay an average of 4.08% more than the typical driver in the state. The average driver in Plymouth can expect to pay about $865 per year, or $1,672 for full coverage.
Based on our analysis, Farm Bureau will be the cheapest provider in Plymouth for most people.
Car Insurance Prices by Plymouth Neighborhood
Insurance Prices
Where is insurance cheapest within Plymouth?
The map shows insurance prices in and around Plymouth, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $259 per year within the city boundaries, with insurance premiums ranging from a high of $1,770 to a low of $1,511. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the South parts of Plymouth.Pick the Best Car Insurance Company for You in Plymouth
The best car insurance provider for most drivers in Plymouth
For drivers with clean driving records and no major strikes, Farm Bureau is the best option, with annual savings of $450 over the average Plymouth car insurance company.
The best car insurance provider for Plymouth drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $566 over the competition.
The best car insurance company for Plymouth drivers with speeding tickets
>Nationwide gave the average person with a speeding ticket the most savings, averaging $364 better than other car insurance companies.
The best auto insurance for Plymouth drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $740 less each year.
The least expensive car insurance company for new and young drivers in Plymouth
In Plymouth, State Farm costs young drivers $1,269 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Plymouth
State Farm gave the largest car insurance discounts to married couples, averaging $376 saved each year compared to an average Plymouth couple's premiums.
The cheapest car insurance in Plymouth for drivers with bad credit
The best Plymouth car insurance company for customer service
Recent price drops
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The cheapest large national provider in Plymouth
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Plymouth driver can expect to pay about $116 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Plymouth, USAA has the best prices for young drivers, drivers with accidents, married couples, good drivers, drivers with speeding tickets, drivers with a DUI conviction, and drivers with bad credit.Auto Insurance Prices in and Around Plymouth
What Influences the Cost of Car Insurance in Plymouth?
On average, car insurance in Plymouth is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Plymouth is 29 minutes, which is about the national average for a driver in the state.
- Minnesota state insurance regulations may require higher prices.
- An average of 19 to 20 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Plymouth are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of C- according to CrimeGrade.org.
- Plymouth is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Plymouth is $72 per month for minimum coverage and $139 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Medicine Lake: Insurance costs 0.78% less
- New Hope: Insurance costs 7.72% more
- Wayzata: Insurance costs 1.32% less
- Medina: Insurance costs 2.75% less
- Crystal: Insurance costs 5.26% more
- Maple Grove: Insurance costs 1.38% more
- Golden Valley: Insurance costs 1.56% more
- Long Lake: Insurance costs 5.14% less
- Woodland: Insurance costs 2.09% less
- Robbinsdale: Insurance costs 7.12% more
Cities with Similar Populations
- Winchester: Insurance costs 29.07% less
- Winter Haven: Insurance costs 55.26% more
- Woodbury: Insurance costs the same
- Sugar Land: Insurance costs 13.58% more
- St. Augustine: Insurance costs 42.22% more
- Springfield: Insurance costs 10.47% less
- South Gate: Insurance costs 42.82% more
- Spokane: Insurance costs 15.97% less
- Spokane Valley: Insurance costs 16.75% less
- Stafford: Insurance costs 23.56% less