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Get Cheap Car Insurance in Pointe Aux Barques, MI
We monitor insurance prices, helping the average driver in Pointe Aux Barques save up to 41.9% on car insurance.
The Cheapest Minimum Coverage in Pointe Aux Barques
The chart below shows the cheapest car insurance company in Pointe Aux Barques for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Auto-Owners Insurance, followed by Progressive, State Farm, and Safeco Insurance.
| Pointe Aux Barques Insurer | Monthly Cost |
|---|---|
| Auto-Owners Insurance | $106 |
| Progressive | $121 |
| State Farm | $122 |
| Safeco Insurance | $129 |
Savings for Every Kind of Pointe Aux Barques Driver
Based on our extensive insurance data, we know the average Pointe Aux Barques driver will save about 40% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, and age. The average driver will find themselves saving $1,150 per year by choosing the right vehicle insurance company. Some Pointe Aux Barques residents are paying out over $2,861 extra every year for auto insurance in Pointe Aux Barques. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Pointe Aux Barques, MI Savings / Yr. |
|---|---|
$1,150 |
|
$1,877 |
|
$1,661 |
|
$2,524 |
|
$2,978 |
|
$0 |
|
$0 |
Pointe Aux Barques Car Insurance vs. Michigan
People living in Pointe Aux Barques pay an average of 1.32% less than the typical driver in the state. The average driver in Pointe Aux Barques can expect to pay about $2,173 per year, or $2,861 for full coverage.
Based on our analysis, Safeco Insurance will be the cheapest provider in Pointe Aux Barques for most people.
Car Insurance Prices by Pointe Aux Barques Neighborhood
Insurance Prices
Where is insurance cheapest within Pointe Aux Barques?
The map shows insurance prices in and around Pointe Aux Barques, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $17 per year within the city boundaries, with insurance premiums ranging from a high of $2,874 to a low of $2,857. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the Central parts of Pointe Aux Barques.Pick the Best Car Insurance Company for You in Pointe Aux Barques
The best car insurance provider for most drivers in Pointe Aux Barques
For drivers with clean driving records and no major strikes, Safeco Insurance is the best option, with annual savings of $1,150 over the average Pointe Aux Barques car insurance company.
The best car insurance provider for Pointe Aux Barques drivers with accidents on their records
In our analysis, Auto-Owners Insurance saved the average person who had been in an accident the most, with annual savings averaging $1,877 over the competition.
The best car insurance company for Pointe Aux Barques drivers with speeding tickets
>Auto-Owners Insurance gave the average person with a speeding ticket the most savings, averaging $1,661 better than other car insurance companies.
The best auto insurance for Pointe Aux Barques drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $2,524 less each year.
The least expensive car insurance company for new and young drivers in Pointe Aux Barques
In Pointe Aux Barques, Geico costs young drivers $2,978 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Pointe Aux Barques
The cheapest car insurance in Pointe Aux Barques for drivers with bad credit
The best Pointe Aux Barques car insurance company for customer service
Nationwide was the best company for customer service in Pointe Aux Barques according to the NAIC.
Recent price drops
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The cheapest large national provider in Pointe Aux Barques
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Pointe Aux Barques driver can expect to pay about $163 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Pointe Aux Barques, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, good drivers, young drivers, drivers with accidents, and drivers with a DUI conviction.Auto Insurance Prices in and Around Pointe Aux Barques
What Influences the Cost of Car Insurance in Pointe Aux Barques?
On average, car insurance in Pointe Aux Barques is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Pointe Aux Barques is 30 minutes, which is about the national average for a driver in the state.
- Michigan state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of B- according to CrimeGrade.org.
- Pointe Aux Barques has an average population density in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Pointe Aux Barques is $181 per month for minimum coverage and $238 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Port Austin: Insurance costs 0.10% more
- Kinde: Insurance costs 0.10% more
- Redman: Insurance costs 1.01% less
- Filion: Insurance costs 0.98% less
- Pinnebog: Insurance costs 0.80% less
- Port Hope: Insurance costs 0.21% more
- Rapson: Insurance costs 1.12% less
- Caseville: Insurance costs 0.49% less
- Verona: Insurance costs 2.62% less
- Bad Axe: Insurance costs 1.08% less
Cities with Similar Populations
- Five Forks: Insurance costs 45.51% less
- Fowlerton: Insurance costs 41.14% less
- Fowler Grove: Insurance costs 52.81% less
- Four Way: Insurance costs 36.04% less
- Four Corners: Insurance costs 68.09% less
- Fort Indiantown Gap: Insurance costs 55.23% less
- Fort Howard: Insurance costs 31.46% less
- Foresman: Insurance costs 59.94% less
- Folletts: Insurance costs 57.25% less
- Flowertown: Insurance costs 53.55% less