Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Port Austin, MI
We monitor insurance prices, helping the average driver in Port Austin save up to 41.9% on car insurance.
The Cheapest Minimum Coverage in Port Austin
The chart below shows the cheapest car insurance company in Port Austin for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Auto-Owners Insurance, followed by Progressive, State Farm, and Safeco Insurance.
| Port Austin Insurer | Monthly Cost |
|---|---|
| Auto-Owners Insurance | $106 |
| Progressive | $121 |
| State Farm | $122 |
| Safeco Insurance | $129 |
Savings for Every Kind of Port Austin Driver
Based on our extensive insurance data, we know the average Port Austin driver will save about 40% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, and age. The average driver will find themselves saving $1,151 per year by choosing the right vehicle insurance company. Some Port Austin residents are paying out over $2,864 extra every year for auto insurance in Port Austin. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Port Austin, MI Savings / Yr. |
|---|---|
$1,151 |
|
$1,879 |
|
$1,663 |
|
$2,527 |
|
$2,982 |
|
$0 |
|
$0 |
Port Austin Car Insurance vs. Michigan
People living in Port Austin pay an average of 1.19% less than the typical driver in the state. The average driver in Port Austin can expect to pay about $2,176 per year, or $2,864 for full coverage.
Based on our analysis, Safeco Insurance will be the cheapest provider in Port Austin for most people.
Car Insurance Prices by Port Austin Neighborhood
Insurance Prices
Where is insurance cheapest within Port Austin?
The map shows insurance prices in and around Port Austin, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $61 per year within the city boundaries, with insurance premiums ranging from a high of $2,887 to a low of $2,826. Insurance prices tend to be higher for those living in the West area, and lower for those with homes in the Northeast parts of Port Austin.Pick the Best Car Insurance Company for You in Port Austin
The best car insurance provider for most drivers in Port Austin
For drivers with clean driving records and no major strikes, Safeco Insurance is the best option, with annual savings of $1,151 over the average Port Austin car insurance company.
The best car insurance provider for Port Austin drivers with accidents on their records
In our analysis, Auto-Owners Insurance saved the average person who had been in an accident the most, with annual savings averaging $1,879 over the competition.
The best car insurance company for Port Austin drivers with speeding tickets
>Auto-Owners Insurance gave the average person with a speeding ticket the most savings, averaging $1,663 better than other car insurance companies.
The best auto insurance for Port Austin drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $2,527 less each year.
The least expensive car insurance company for new and young drivers in Port Austin
In Port Austin, Geico costs young drivers $2,982 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Port Austin
The cheapest car insurance in Port Austin for drivers with bad credit
The best Port Austin car insurance company for customer service
Nationwide was the best company for customer service in Port Austin according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Port Austin, which was better than other insurers.
The cheapest large national provider in Port Austin
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Port Austin driver can expect to pay about $163 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Port Austin, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, good drivers, young drivers, drivers with accidents, and drivers with a DUI conviction.Auto Insurance Prices in and Around Port Austin
What Influences the Cost of Car Insurance in Port Austin?
On average, car insurance in Port Austin is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Port Austin is 28 minutes, which is a little less than average for a driver in the state.
- Michigan state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of B- according to CrimeGrade.org.
- Port Austin is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Port Austin is $181 per month for minimum coverage and $239 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Pointe Aux Barques: Insurance costs 0.10% less
- Kinde: Insurance costs the same
- Pinnebog: Insurance costs 0.91% less
- Filion: Insurance costs 1.08% less
- Redman: Insurance costs 1.12% less
- Rapson: Insurance costs 1.22% less
- Caseville: Insurance costs 0.59% less
- Port Hope: Insurance costs 0.10% more
- Bad Axe: Insurance costs 1.19% less
- Elkton: Insurance costs 2.03% less
Cities with Similar Populations
- Winfield: Insurance costs 52.55% less
- Bernice: Insurance costs 0.14% more
- Beverly Hills: Insurance costs 40.29% less
- Bylas: Insurance costs 40.78% less
- Panguitch: Insurance costs 53.28% less
- Russia: Insurance costs 64.11% less
- Rosholt: Insurance costs 60.02% less
- Roseto: Insurance costs 51.22% less
- Rocky Mount: Insurance costs 37.15% less
- Rockaway Beach: Insurance costs 38.55% less