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Get Cheap Car Insurance in Port Mahon, DE

We monitor insurance prices, helping the average driver in Port Mahon save up to 29.3% on car insurance.

 

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The Cheapest Minimum Coverage in Port Mahon

The chart below shows the cheapest car insurance company in Port Mahon for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Midvale Home & Auto, followed by State Farm, Travelers, and Dairyland.

 
Port Mahon Insurer Monthly Cost
Midvale Home & Auto $76
State Farm $76
Travelers $77
Dairyland $91

Savings for Every Kind of Port Mahon Driver

The table shows how much the average auto insurance customer in Port Mahon might save by following our recommendations.

Based on our extensive insurance data, we know the average Port Mahon driver will save about 23% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $423 per year by choosing the right vehicle insurance company. Some Port Mahon residents are paying out over $1,831 extra every year for auto insurance in Port Mahon. That cost may be even higher if you haven’t requested a new quote as your life situation changed.

Port Mahon Car Insurance vs. Delaware

People living in Port Mahon pay an average of 1.57% less than the typical driver in the state. The average driver in Port Mahon can expect to pay about $1,213 per year, or $1,831 for full coverage.

Based on our analysis, Travelers will be the cheapest provider in Port Mahon for most people.

Car Insurance Prices by Port Mahon Neighborhood

Port Mahon, DE map of insurance costs by zip code and neighborhood

Insurance Prices

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Where is insurance cheapest within Port Mahon?

The map shows insurance prices in and around Port Mahon, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $0 per year within the city boundaries, with insurance premiums ranging from a high of $1,831 to a low of $1,831. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the Southwest parts of Port Mahon.

Pick the Best Car Insurance Company for You in Port Mahon

We have analyzed insurance costs for auto insurance customers based on the major variables that impact pricing. The results of our analysis are below, including US dollar savings. What about when you meet one or more of the criteria? For example, if you have both a DUI and a speeding ticket? Simply start with the Port Mahon insurance provider for whom we have posted the highest savings dollar figure.

The best car insurance provider for most drivers in Port Mahon

For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $423 over the average Port Mahon car insurance company.

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We use the average good driver, paying $117 per month, as our baseline for pricing in Port Mahon. State Farm, Travelers, and Midvale Home & Auto are all good choices for quotes if you have a clean record. See also the best providers for married people if you are married, and look for repeated company names.

The best car insurance provider for Port Mahon drivers with accidents on their records

In Port Mahon getting into an accident will raise premiums an average 29% for a yearly cost of $2,576. That's $745 per year more than a driver with no at-fault crashes on their driving record might pay. To avoid paying out more than you need to, State Farm, Travelers, and Midvale Home & Auto are good choices for drivers with accidents.

In our analysis, Travelers saved the average person who had been in an accident the most, with annual savings averaging $717 over the competition.

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The best car insurance company for Port Mahon drivers with speeding tickets

>Travelers gave the average person with a speeding ticket the most savings, averaging $485 better than other car insurance companies.

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Depending on the insurance company, a speeding ticket can actually raise insurance premiums more than getting in an accident. In Port Mahon, tickets raise premiums on new quotes about $389. If you have a speeding ticket, we recommend State Farm, Travelers, and Midvale Home & Auto for savings that beat the average insurance cost of $2,220 per year.

The best auto insurance for Port Mahon drivers with a DUI conviction

Getting a DUI can increase the cost of insurance dramatically. The average person with a DUI paid $2,785 per year in auto insurance premiums, which was $954 more than a driver with no major issues. State Farm, Progressive, and Travelers penalized their customers the least for a DUI.

Getting a quote from Travelers may cost the average person with a DUI about $418 less each year.

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The least expensive car insurance company for new and young drivers in Port Mahon

In Port Mahon, State Farm costs young drivers $2,020 less each year versus the average auto insurance bill.

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Teen drivers account for more than their share of accidents, and thus end up paying about 73% more for insurance than more mature drivers in Port Mahon. With an average cost of $6,887 per year (for young drivers who aren't on a parent's plan), car insurance for inexperienced drivers can’t ever be called "cheap." A few companies like State Farm, Geico, and Nationwide try to attract these younger drivers with lower prices in the hopes that they will stay with the company.

The best marriage discounts for vehicle insurance in Port Mahon

Not everything is an excuse for the auto insurance companies to charge you more. Getting married provides an average discount of $202. State Farm, Progressive, and Nationwide provided the largest discounts to couples living in Port Mahon.

State Farm gave the largest car insurance discounts to married couples, averaging $431 saved each year compared to an average Port Mahon couple's premiums.

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The cheapest car insurance in Port Mahon for drivers with bad credit

People with poor credit saved an average of $458 with Geico.

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Many people are surprised that their poor credit score can cost them an average of $839 every year. Premiums for people with poor credit were about $2,670 in Port Mahon. However, some insurance companies do not take credit score into account. If you have a credit score below 575, get quotes from Geico, Nationwide, and Travelers.

The best Port Mahon car insurance company for customer service

Many car insurance companies over the years have struggled with customer service. In Port Mahon, the National Association of Insurance Commissioners (NAIC) ranks Nationwide as the best. Another valuable metric: JD Power ranks State Farm as the best provider in Port Mahon.

Nationwide was the best company for customer service in Port Mahon according to the NAIC.

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Recent price drops

Due to improvements in our tracking and methodology, we are unable to show price change data for the most recent year. This data will return next year (2023).

In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Port Mahon, which was better than other insurers.

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During the Covid-19 pandemic a few insurance companies realized people were driving less and struggling overall. They proactively lowered their rates for many customers in Port Mahon. We think helping communities in a time of need deserves special attention. Many insurance companies have advertisements telling us how much they care: we prefer to look at their actions.

The cheapest large national provider in Port Mahon

Many customers have informed us that they prefer to work with large national brands. Maybe they're one of the 25% of Port Mahon residents who are renting, and don't plan to be in the city or state for very long. Or maybe national recognition and funds make people feel more secure with a large provider. Regardless, Travelers tends to have the lowest prices for most drivers.

For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Port Mahon driver can expect to pay about $119 per month.

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What About USAA?

JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Port Mahon, USAA has the best prices for drivers with accidents, young drivers, drivers with bad credit, drivers with speeding tickets, married couples, good drivers, and drivers with a DUI conviction.
Get USAA (An excellent choice if you qualify)

Auto Insurance Prices in and Around Port Mahon

What Influences the Cost of Car Insurance in Port Mahon?

On average, car insurance in Port Mahon is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:

  • The average commute time in Port Mahon is 46 minutes, which is far more than average for a driver in the state.
  • Delaware state insurance regulations may require higher prices.
  • An average of 6 to 7 weeks with snow on the ground, which impacts accident rates.
  • Marriage rates in Port Mahon are among the lowest in the state, and marriage often results in car insurance discounts.
  • Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
  • Port Mahon is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.

As a result of these and other factors, the average cost of car insurance in Port Mahon is $101 per month for minimum coverage and $153 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.

Car Insurance in Nearby Cities

Cities with Similar Populations

  • Gomez: Insurance costs 3.60% less
  • Woodson: Insurance costs 16.55% less
  • Woolum: Insurance costs 9.28% less
  • Grist: Insurance costs 28.07% less
  • Greggton: Insurance costs 9.34% less
  • Greenbrier: Insurance costs 3.66% less
  • Green: Insurance costs 25.18% more
  • Great Pond: Insurance costs 46.91% less
  • Gray: Insurance costs 9.34% less
  • Graves Mill: Insurance costs 34.52% less
* Who is the average Port Mahon driver? Based on national demographic data provided by BestNeighborhood, we took a single unmarried man living in central Port Mahon with good (but not perfect) credit driving a used midsized sedan. Data sources: proprietary data collection and analysis, unique to CoverageWatch.org All content copyright CoverageWatch.org. Journalists and other websites are free to cite any data with attribution.