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Get Cheap Car Insurance in Powhatan Point, OH

We monitor insurance prices, helping the average driver in Powhatan Point save up to 30.1% on car insurance.

 

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The Cheapest Minimum Coverage in Powhatan Point

The chart below shows the cheapest car insurance company in Powhatan Point for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Safeco Insurance, Travelers, and Mile Auto.

 
Powhatan Point Insurer Monthly Cost
State Farm $46
Safeco Insurance $48
Travelers $48
Mile Auto $50

Savings for Every Kind of Powhatan Point Driver

The table shows how much the average auto insurance customer in Powhatan Point might save by following our recommendations.

Based on our extensive insurance data, we know the average Powhatan Point driver will save about 26% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $295 per year by choosing the right vehicle insurance company. Some Powhatan Point residents are paying out over $1,116 extra every year for auto insurance in Powhatan Point. That cost may be even higher if you haven’t requested a new quote as your life situation changed.

Powhatan Point Car Insurance vs. Ohio

People living in Powhatan Point pay an average of 0.72% less than the typical driver in the state. The average driver in Powhatan Point can expect to pay about $754 per year, or $1,116 for full coverage.

Based on our analysis, Mile Auto will be the cheapest provider in Powhatan Point for most people.

Car Insurance Prices by Powhatan Point Neighborhood

Powhatan Point, OH map of insurance costs by zip code and neighborhood

Insurance Prices

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Where is insurance cheapest within Powhatan Point?

The map shows insurance prices in and around Powhatan Point, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $23 per year within the city boundaries, with insurance premiums ranging from a high of $1,132 to a low of $1,109. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the North parts of Powhatan Point.

Pick the Best Car Insurance Company for You in Powhatan Point

We have analyzed insurance costs for auto insurance customers based on the major variables that impact pricing. The results of our analysis are below, including US dollar savings. What about when you meet one or more of the criteria? For example, if you have both a DUI and a speeding ticket? Simply start with the Powhatan Point insurance provider for whom we have posted the highest savings dollar figure.

The best car insurance provider for most drivers in Powhatan Point

For drivers with clean driving records and no major strikes, Mile Auto is the best option, with annual savings of $295 over the average Powhatan Point car insurance company.

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We use the average good driver, paying $68 per month, as our baseline for pricing in Powhatan Point. Mile Auto, Clearcover, and Gainsco are all good choices for quotes if you have a clean record. See also the best providers for married people if you are married, and look for repeated company names.

The best car insurance provider for Powhatan Point drivers with accidents on their records

In Powhatan Point getting into an accident will raise premiums an average 38% for a yearly cost of $1,797. That's $681 per year more than a driver with no at-fault crashes on their driving record might pay. To avoid paying out more than you need to, State Farm, Gainsco, and Mile Auto are good choices for drivers with accidents.

In our analysis, Gainsco saved the average person who had been in an accident the most, with annual savings averaging $501 over the competition.

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The best car insurance company for Powhatan Point drivers with speeding tickets

>Mile Auto gave the average person with a speeding ticket the most savings, averaging $424 better than other car insurance companies.

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Depending on the insurance company, a speeding ticket can actually raise insurance premiums more than getting in an accident. In Powhatan Point, tickets raise premiums on new quotes about $481. If you have a speeding ticket, we recommend State Farm, Mile Auto, and Gainsco for savings that beat the average insurance cost of $1,596 per year.

The best auto insurance for Powhatan Point drivers with a DUI conviction

Getting a DUI can increase the cost of insurance dramatically. The average person with a DUI paid $1,647 per year in auto insurance premiums, which was $531 more than a driver with no major issues. Gainsco, Mile Auto, and American Family Insurance penalized their customers the least for a DUI.

Getting a quote from Gainsco may cost the average person with a DUI about $453 less each year.

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The least expensive car insurance company for new and young drivers in Powhatan Point

In Powhatan Point, Geico costs young drivers $1,083 less each year versus the average auto insurance bill.

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Teen drivers account for more than their share of accidents, and thus end up paying about 71% more for insurance than more mature drivers in Powhatan Point. With an average cost of $3,904 per year (for young drivers who aren't on a parent's plan), car insurance for inexperienced drivers can’t ever be called "cheap." A few companies like State Farm, Geico, and Erie Insurance try to attract these younger drivers with lower prices in the hopes that they will stay with the company.

The best marriage discounts for vehicle insurance in Powhatan Point

Not everything is an excuse for the auto insurance companies to charge you more. Getting married provides an average discount of $48. State Farm, Geico, and Progressive provided the largest discounts to couples living in Powhatan Point.

State Farm gave the largest car insurance discounts to married couples, averaging $308 saved each year compared to an average Powhatan Point couple's premiums.

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The cheapest car insurance in Powhatan Point for drivers with bad credit

People with poor credit saved an average of $432 with Clearcover.

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Many people are surprised that their poor credit score can cost them an average of $571 every year. Premiums for people with poor credit were about $1,687 in Powhatan Point. However, some insurance companies do not take credit score into account. If you have a credit score below 575, get quotes from Geico, Travelers, and Clearcover.

The best Powhatan Point car insurance company for customer service

Many car insurance companies over the years have struggled with customer service. In Powhatan Point, the National Association of Insurance Commissioners (NAIC) ranks Nationwide as the best. Another valuable metric: JD Power ranks Erie Insurance as the best provider in Powhatan Point.

Nationwide was the best company for customer service in Powhatan Point according to the NAIC.

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Recent price drops

Due to improvements in our tracking and methodology, we are unable to show price change data for the most recent year. This data will return next year (2023).

In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Powhatan Point, which was better than other insurers.

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During the Covid-19 pandemic a few insurance companies realized people were driving less and struggling overall. They proactively lowered their rates for many customers in Powhatan Point. We think helping communities in a time of need deserves special attention. Many insurance companies have advertisements telling us how much they care: we prefer to look at their actions.

The cheapest large national provider in Powhatan Point

Many customers have informed us that they prefer to work with large national brands. Maybe they're one of the 24% of Powhatan Point residents who are renting, and don't plan to be in the city or state for very long. Or maybe national recognition and funds make people feel more secure with a large provider. Regardless, Geico tends to have the lowest prices for most drivers.

For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Powhatan Point driver can expect to pay about $76 per month.

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What About USAA?

JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Powhatan Point, USAA has the best prices for young drivers, drivers with bad credit, drivers with speeding tickets, drivers with accidents, good drivers, and drivers with a DUI conviction.
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Auto Insurance Prices in and Around Powhatan Point

What Influences the Cost of Car Insurance in Powhatan Point?

On average, car insurance in Powhatan Point is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:

  • The average commute time in Powhatan Point is 40 minutes, which is far more than average for a driver in the state.
  • Ohio state insurance regulations may allow for lower prices.
  • An average of 0 weeks with snow on the ground, which impacts accident rates.
  • Marriage rates in Powhatan Point are about average in the state, and marriage often results in car insurance discounts.
  • Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of C- according to CrimeGrade.org.
  • Powhatan Point is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.

As a result of these and other factors, the average cost of car insurance in Powhatan Point is $63 per month for minimum coverage and $93 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.

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* Who is the average Powhatan Point driver? Based on national demographic data provided by BestNeighborhood, we took a single unmarried man living in central Powhatan Point with good (but not perfect) credit driving a used midsized sedan. Data sources: proprietary data collection and analysis, unique to CoverageWatch.org All content copyright CoverageWatch.org. Journalists and other websites are free to cite any data with attribution.