Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Medicine Lodge, KS
We monitor insurance prices, helping the average driver in Medicine Lodge save up to 29.5% on car insurance.
The Cheapest Minimum Coverage in Medicine Lodge
The chart below shows the cheapest car insurance company in Medicine Lodge for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Kemper, Farm Bureau, and Travelers.
| Medicine Lodge Insurer | Monthly Cost |
|---|---|
| State Farm | $52 |
| Kemper | $54 |
| Farm Bureau | $57 |
| Travelers | $57 |
Savings for Every Kind of Medicine Lodge Driver
Based on our extensive insurance data, we know the average Medicine Lodge driver will save about 24% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $374 per year by choosing the right vehicle insurance company. Some Medicine Lodge residents are paying out over $1,580 extra every year for auto insurance in Medicine Lodge. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Medicine Lodge, KS Savings / Yr. |
|---|---|
$374 |
|
$597 |
|
$426 |
|
$697 |
|
$1,361 |
|
$347 |
|
$758 |
Medicine Lodge Car Insurance vs. Kansas
People living in Medicine Lodge pay an average of 0.94% more than the typical driver in the state. The average driver in Medicine Lodge can expect to pay about $851 per year, or $1,580 for full coverage.
Based on our analysis, Geico will be the cheapest provider in Medicine Lodge for most people.
Car Insurance Prices by Medicine Lodge Neighborhood
Insurance Prices
Where is insurance cheapest within Medicine Lodge?
The map shows insurance prices in and around Medicine Lodge, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $44 per year within the city boundaries, with insurance premiums ranging from a high of $1,610 to a low of $1,566. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the North parts of Medicine Lodge.Pick the Best Car Insurance Company for You in Medicine Lodge
The best car insurance provider for most drivers in Medicine Lodge
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $374 over the average Medicine Lodge car insurance company.
The best car insurance provider for Medicine Lodge drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $597 over the competition.
The best car insurance company for Medicine Lodge drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $426 better than other car insurance companies.
The best auto insurance for Medicine Lodge drivers with a DUI conviction
Getting a quote from Dairyland may cost the average person with a DUI about $697 less each year.
The least expensive car insurance company for new and young drivers in Medicine Lodge
In Medicine Lodge, Geico costs young drivers $1,361 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Medicine Lodge
State Farm gave the largest car insurance discounts to married couples, averaging $347 saved each year compared to an average Medicine Lodge couple's premiums.
The cheapest car insurance in Medicine Lodge for drivers with bad credit
The best Medicine Lodge car insurance company for customer service
Nationwide was the best company for customer service in Medicine Lodge according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Medicine Lodge, which was better than other insurers.
The cheapest large national provider in Medicine Lodge
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Medicine Lodge driver can expect to pay about $100 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Medicine Lodge, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, good drivers, young drivers, drivers with accidents, drivers with a DUI conviction, and married couples.Auto Insurance Prices in and Around Medicine Lodge
What Influences the Cost of Car Insurance in Medicine Lodge?
On average, car insurance in Medicine Lodge is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Kansas state insurance regulations may allow for lower prices.
- An average of 0 to 1 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Medicine Lodge are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D+ according to CrimeGrade.org.
- Medicine Lodge has an average population density in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Medicine Lodge is $71 per month for minimum coverage and $132 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Sharon: Insurance costs 0.57% more
- Lake City: Insurance costs 1.08% more
- Attica: Insurance costs 1.20% less
- Sun City: Insurance costs 0.82% more
- Harper: Insurance costs 0.82% less
- Anthony: Insurance costs 1.71% less
- Wilmore: Insurance costs 0.32% less
- Danville: Insurance costs 0.44% less
- Freeport: Insurance costs 0.70% less
- Coldwater: Insurance costs 0.89% more
Cities with Similar Populations
- Ada: Insurance costs 0.06% more
- Atwater: Insurance costs 0.19% more
- Wildwood: Insurance costs 5.44% more
- Waldo: Insurance costs 52.59% more
- Waimea Kauai: Insurance costs 18.23% less
- Cronanville: Insurance costs 9.81% less
- Rolling Fork: Insurance costs 12.78% more
- Kokomo: Insurance costs 10.06% more
- Rockholds: Insurance costs 43.29% more
- Powhatan Point: Insurance costs 29.37% less