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Get Cheap Car Insurance in Princeton, CA
We monitor insurance prices, helping the average driver in Princeton save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Princeton
The chart below shows the cheapest car insurance company in Princeton for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Princeton Insurer | Monthly Cost |
|---|---|
| Metromile | $45 |
| Geico | $50 |
| Progressive | $54 |
| Travelers | $56 |
Savings for Every Kind of Princeton Driver
Based on our extensive insurance data, we know the average Princeton driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $569 per year by choosing the right vehicle insurance company. Some Princeton residents are paying out over $1,780 extra every year for auto insurance in Princeton. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Princeton, CA Savings / Yr. |
|---|---|
$569 |
|
$1,043 |
|
$824 |
|
$1,449 |
|
$744 |
|
$323 |
|
$0 |
Princeton Car Insurance vs. California
People living in Princeton pay an average of 11.35% less than the typical driver in the state. The average driver in Princeton can expect to pay about $833 per year, or $1,780 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Princeton for most people.
Car Insurance Prices by Princeton Neighborhood
Insurance Prices
Where is insurance cheapest within Princeton?
The map shows insurance prices in and around Princeton, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $96 per year within the city boundaries, with insurance premiums ranging from a high of $1,860 to a low of $1,764. Insurance prices tend to be higher for those living in the West area, and lower for those with homes in the South parts of Princeton.Pick the Best Car Insurance Company for You in Princeton
The best car insurance provider for most drivers in Princeton
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $569 over the average Princeton car insurance company.
The best car insurance provider for Princeton drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,043 over the competition.
The best car insurance company for Princeton drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $824 better than other car insurance companies.
The best auto insurance for Princeton drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,449 less each year.
The least expensive car insurance company for new and young drivers in Princeton
In Princeton, State Farm costs young drivers $744 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Princeton
Progressive gave the largest car insurance discounts to married couples, averaging $323 saved each year compared to an average Princeton couple's premiums.
The cheapest car insurance in Princeton for drivers with bad credit
The best Princeton car insurance company for customer service
Recent price drops
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The cheapest large national provider in Princeton
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Princeton driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Princeton, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Princeton
What Influences the Cost of Car Insurance in Princeton?
On average, car insurance in Princeton is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Princeton is 23 minutes, which is far less than average for a driver in the state.
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Princeton are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- Princeton is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Princeton is $69 per month for minimum coverage and $148 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Butte City: Insurance costs 1.12% more
- Willows: Insurance costs 6.01% more
- Glenn: Insurance costs 0.84% more
- Richvale: Insurance costs 3.65% more
- Maxwell: Insurance costs 0.67% more
- Colusa: Insurance costs 11.29% more
- Ordbend: Insurance costs 1.85% more
- Pennington: Insurance costs 1.24% more
- Nelson: Insurance costs 7.30% more
- Biggs: Insurance costs 5.62% more
Cities with Similar Populations
- Morral: Insurance costs 39.89% less
- Newburg: Insurance costs 3.03% more
- New Ireland: Insurance costs 22.47% less
- New Cleveland: Insurance costs 41.69% less
- Nelson: Insurance costs 20.84% less
- Nazareth: Insurance costs 2.53% more
- Napton: Insurance costs 2.87% less
- Mystic: Insurance costs 6.57% less
- Mullan: Insurance costs 36.52% less
- Mouth Of Wilson: Insurance costs 34.16% less