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Get Cheap Car Insurance in Colusa, CA
We monitor insurance prices, helping the average driver in Colusa save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Colusa
The chart below shows the cheapest car insurance company in Colusa for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Colusa Insurer | Monthly Cost |
|---|---|
| Metromile | $50 |
| Geico | $56 |
| Progressive | $60 |
| Travelers | $62 |
Savings for Every Kind of Colusa Driver
Based on our extensive insurance data, we know the average Colusa driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $633 per year by choosing the right vehicle insurance company. Some Colusa residents are paying out over $1,981 extra every year for auto insurance in Colusa. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Colusa, CA Savings / Yr. |
|---|---|
$633 |
|
$1,160 |
|
$917 |
|
$1,612 |
|
$828 |
|
$359 |
|
$0 |
Colusa Car Insurance vs. California
People living in Colusa pay an average of 1.36% less than the typical driver in the state. The average driver in Colusa can expect to pay about $927 per year, or $1,981 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Colusa for most people.
Car Insurance Prices by Colusa Neighborhood
Insurance Prices
Where is insurance cheapest within Colusa?
The map shows insurance prices in and around Colusa, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $496 per year within the city boundaries, with insurance premiums ranging from a high of $2,260 to a low of $1,764. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Southwest parts of Colusa.Pick the Best Car Insurance Company for You in Colusa
The best car insurance provider for most drivers in Colusa
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $633 over the average Colusa car insurance company.
The best car insurance provider for Colusa drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,160 over the competition.
The best car insurance company for Colusa drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $917 better than other car insurance companies.
The best auto insurance for Colusa drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,612 less each year.
The least expensive car insurance company for new and young drivers in Colusa
In Colusa, State Farm costs young drivers $828 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Colusa
Progressive gave the largest car insurance discounts to married couples, averaging $359 saved each year compared to an average Colusa couple's premiums.
The cheapest car insurance in Colusa for drivers with bad credit
The best Colusa car insurance company for customer service
Recent price drops
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The cheapest large national provider in Colusa
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Colusa driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Colusa, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Colusa
What Influences the Cost of Car Insurance in Colusa?
On average, car insurance in Colusa is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Colusa is 32 minutes, which is a little less than average for a driver in the state.
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Colusa are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- Colusa is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Colusa is $77 per month for minimum coverage and $165 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Meridian: Insurance costs 7.17% less
- Williams: Insurance costs 1.51% less
- Maxwell: Insurance costs 9.54% less
- Grimes: Insurance costs 5.15% less
- Pennington: Insurance costs 9.04% less
- Arbuckle: Insurance costs 1.41% less
- Sutter: Insurance costs 6.87% less
- Sycamore: Insurance costs 6.11% less
- College City: Insurance costs 1.82% less
- Princeton: Insurance costs 10.15% less
Cities with Similar Populations
- Garrett: Insurance costs 40.69% less
- Hanson: Insurance costs 16.91% less
- Halifax: Insurance costs 18.93% less
- Guadalupe: Insurance costs 2.93% more
- Grover: Insurance costs 5.00% less
- Goddard: Insurance costs 23.22% less
- Glen Ridge: Insurance costs 7.42% more
- Glastonbury Center: Insurance costs 1.06% less
- Glasgow: Insurance costs 1.16% more
- Georgetown: Insurance costs 21.66% less