Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Grimes, CA
We monitor insurance prices, helping the average driver in Grimes save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Grimes
The chart below shows the cheapest car insurance company in Grimes for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Grimes Insurer | Monthly Cost |
|---|---|
| Metromile | $47 |
| Geico | $53 |
| Progressive | $57 |
| Travelers | $59 |
Savings for Every Kind of Grimes Driver
Based on our extensive insurance data, we know the average Grimes driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $601 per year by choosing the right vehicle insurance company. Some Grimes residents are paying out over $1,879 extra every year for auto insurance in Grimes. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Grimes, CA Savings / Yr. |
|---|---|
$601 |
|
$1,101 |
|
$870 |
|
$1,529 |
|
$785 |
|
$341 |
|
$0 |
Grimes Car Insurance vs. California
People living in Grimes pay an average of 6.40% less than the typical driver in the state. The average driver in Grimes can expect to pay about $880 per year, or $1,879 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Grimes for most people.
Car Insurance Prices by Grimes Neighborhood
Insurance Prices
Where is insurance cheapest within Grimes?
The map shows insurance prices in and around Grimes, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $44 per year within the city boundaries, with insurance premiums ranging from a high of $1,884 to a low of $1,840. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Northeast parts of Grimes.Pick the Best Car Insurance Company for You in Grimes
The best car insurance provider for most drivers in Grimes
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $601 over the average Grimes car insurance company.
The best car insurance provider for Grimes drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,101 over the competition.
The best car insurance company for Grimes drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $870 better than other car insurance companies.
The best auto insurance for Grimes drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,529 less each year.
The least expensive car insurance company for new and young drivers in Grimes
In Grimes, State Farm costs young drivers $785 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Grimes
Progressive gave the largest car insurance discounts to married couples, averaging $341 saved each year compared to an average Grimes couple's premiums.
The cheapest car insurance in Grimes for drivers with bad credit
The best Grimes car insurance company for customer service
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Grimes, which was better than other insurers.
The cheapest large national provider in Grimes
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Grimes driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Grimes, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Grimes
What Influences the Cost of Car Insurance in Grimes?
On average, car insurance in Grimes is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Grimes are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- Grimes is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Grimes is $73 per month for minimum coverage and $157 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Sycamore: Insurance costs 1.01% less
- Meridian: Insurance costs 2.13% less
- Arbuckle: Insurance costs 3.94% more
- Sutter: Insurance costs 1.81% less
- Colusa: Insurance costs 5.43% more
- Kirkville: Insurance costs 0.80% less
- Dunnigan: Insurance costs 2.45% more
- Williams: Insurance costs 3.83% more
- Yuba City: Insurance costs 7.56% more
- Pennington: Insurance costs 4.10% less
Cities with Similar Populations
- Point Washington: Insurance costs 28.85% more
- North Courtland: Insurance costs 17.40% less
- North Fairfax: Insurance costs 37.68% less
- North Miami: Insurance costs 8.73% less
- Northome: Insurance costs 12.83% less
- Norway Grove: Insurance costs 41.46% less
- Plainview: Insurance costs 23.74% less
- Pleasant Groves: Insurance costs 17.14% less
- Plum: Insurance costs 15.06% less
- Point Clear: Insurance costs 14.90% less