Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Princeton, ID
We monitor insurance prices, helping the average driver in Princeton save up to 33.1% on car insurance.
The Cheapest Minimum Coverage in Princeton
The chart below shows the cheapest car insurance company in Princeton for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Auto-Owners Insurance, followed by Travelers, State Farm, and Progressive.
| Princeton Insurer | Monthly Cost |
|---|---|
| Auto-Owners Insurance | $36 |
| Travelers | $39 |
| State Farm | $41 |
| Progressive | $44 |
Savings for Every Kind of Princeton Driver
Based on our extensive insurance data, we know the average Princeton driver will save about 24% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $278 per year by choosing the right vehicle insurance company. Some Princeton residents are paying out over $1,137 extra every year for auto insurance in Princeton. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Princeton, ID Savings / Yr. |
|---|---|
$278 |
|
$572 |
|
$497 |
|
$439 |
|
$1,045 |
|
$269 |
|
$431 |
Princeton Car Insurance vs. Idaho
People living in Princeton pay an average of 0.55% more than the typical driver in the state. The average driver in Princeton can expect to pay about $630 per year, or $1,137 for full coverage.
Based on our analysis, Auto-Owners Insurance will be the cheapest provider in Princeton for most people.
Car Insurance Prices by Princeton Neighborhood
Insurance Prices
Where is insurance cheapest within Princeton?
The map shows insurance prices in and around Princeton, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $16 per year within the city boundaries, with insurance premiums ranging from a high of $1,151 to a low of $1,135. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the West parts of Princeton.Pick the Best Car Insurance Company for You in Princeton
The best car insurance provider for most drivers in Princeton
For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $278 over the average Princeton car insurance company.
The best car insurance provider for Princeton drivers with accidents on their records
In our analysis, Auto-Owners Insurance saved the average person who had been in an accident the most, with annual savings averaging $572 over the competition.
The best car insurance company for Princeton drivers with speeding tickets
>Auto-Owners Insurance gave the average person with a speeding ticket the most savings, averaging $497 better than other car insurance companies.
The best auto insurance for Princeton drivers with a DUI conviction
Getting a quote from American Family Insurance may cost the average person with a DUI about $439 less each year.
The least expensive car insurance company for new and young drivers in Princeton
In Princeton, Auto-Owners Insurance costs young drivers $1,045 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Princeton
Auto-Owners Insurance gave the largest car insurance discounts to married couples, averaging $269 saved each year compared to an average Princeton couple's premiums.
The cheapest car insurance in Princeton for drivers with bad credit
The best Princeton car insurance company for customer service
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Princeton, which was better than other insurers.
The cheapest large national provider in Princeton
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Princeton driver can expect to pay about $75 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Princeton, USAA has the best prices for drivers with speeding tickets, drivers with a DUI conviction, married couples, drivers with bad credit, good drivers, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Princeton
What Influences the Cost of Car Insurance in Princeton?
On average, car insurance in Princeton is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Princeton is 37 minutes, which is a little more than average for a driver in the state.
- Idaho state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Princeton are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of B- according to CrimeGrade.org.
- Princeton is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Princeton is $53 per month for minimum coverage and $95 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Onaway: Insurance costs 1.23% more
- Harvard: Insurance costs the same
- Potlatch: Insurance costs 0.88% more
- Potlatch Junction: Insurance costs 0.44% more
- Viola: Insurance costs 0.35% less
- Troy: Insurance costs 0.62% more
- Palouse: Insurance costs 11.70% more
- Moscow: Insurance costs 5.36% less
- Cornwall: Insurance costs the same
- Deary: Insurance costs 1.76% more
Cities with Similar Populations
- Mountain Hill: Insurance costs 52.42% more
- Quaker Springs: Insurance costs 88.13% more
- Put-in-Bay: Insurance costs 6.77% less
- Pulaskiville: Insurance costs 2.46% less
- Pritchett: Insurance costs 45.03% more
- Pratts: Insurance costs 4.40% more
- Pine Grove: Insurance costs 49.69% more
- Ottawa: Insurance costs 47.41% more
- Oaks Corners: Insurance costs 76.34% more
- Newtonville: Insurance costs 73.88% more