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Get Cheap Car Insurance in Promise, SD
We monitor insurance prices, helping the average driver in Promise save up to 28.9% on car insurance.
The Cheapest Minimum Coverage in Promise
The chart below shows the cheapest car insurance company in Promise for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Auto-Owners Insurance, followed by American Family Insurance, Midvale Home & Auto, and State Farm.
| Promise Insurer | Monthly Cost |
|---|---|
| Auto-Owners Insurance | $29 |
| American Family Insurance | $32 |
| Midvale Home & Auto | $33 |
| State Farm | $33 |
Savings for Every Kind of Promise Driver
Based on our extensive insurance data, we know the average Promise driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $373 per year by choosing the right vehicle insurance company. Some Promise residents are paying out over $1,801 extra every year for auto insurance in Promise. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Promise, SD Savings / Yr. |
|---|---|
$373 |
|
$754 |
|
$583 |
|
$848 |
|
$1,409 |
|
$411 |
|
$645 |
Promise Car Insurance vs. South Dakota
People living in Promise pay an average of 9.14% more than the typical driver in the state. The average driver in Promise can expect to pay about $493 per year, or $1,801 for full coverage.
Based on our analysis, Auto-Owners Insurance will be the cheapest provider in Promise for most people.
Car Insurance Prices by Promise Neighborhood
Insurance Prices
Where is insurance cheapest within Promise?
The map shows insurance prices in and around Promise, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $2 per year within the city boundaries, with insurance premiums ranging from a high of $1,803 to a low of $1,801. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Central parts of Promise.Pick the Best Car Insurance Company for You in Promise
The best car insurance provider for most drivers in Promise
For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $373 over the average Promise car insurance company.
The best car insurance provider for Promise drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $754 over the competition.
The best car insurance company for Promise drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $583 better than other car insurance companies.
The best auto insurance for Promise drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $848 less each year.
The least expensive car insurance company for new and young drivers in Promise
In Promise, State Farm costs young drivers $1,409 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Promise
State Farm gave the largest car insurance discounts to married couples, averaging $411 saved each year compared to an average Promise couple's premiums.
The cheapest car insurance in Promise for drivers with bad credit
The best Promise car insurance company for customer service
Recent price drops
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The cheapest large national provider in Promise
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Promise driver can expect to pay about $111 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Promise, USAA has the best prices for drivers with bad credit, drivers with a DUI conviction, good drivers, young drivers, drivers with accidents, drivers with speeding tickets, and married couples.Auto Insurance Prices in and Around Promise
What Influences the Cost of Car Insurance in Promise?
On average, car insurance in Promise is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- South Dakota state insurance regulations may require higher prices.
- An average of 22 to 23 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Promise are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of C- according to CrimeGrade.org.
- Promise is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Promise is $41 per month for minimum coverage and $150 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- North Riverside: Insurance costs 7.55% less
- Akaska: Insurance costs 7.22% less
- Fayette: Insurance costs 7.50% less
- La Plant: Insurance costs the same
- Glenham: Insurance costs 7.00% less
- Mobridge: Insurance costs 5.94% less
- Forest City: Insurance costs 6.44% less
- Trail City: Insurance costs 1.17% less
- Selby: Insurance costs 8.16% less
- Sitka: Insurance costs 7.00% less
Cities with Similar Populations
- Fairbanks: Insurance costs 7.83% less
- Wintersburg: Insurance costs 6.39% less
- Witherspoon: Insurance costs 6.72% less
- Fowler: Insurance costs 9.83% less
- Fossum: Insurance costs 11.60% less
- Fort Green: Insurance costs 29.26% more
- Fitzhugh: Insurance costs 7.11% less
- Fife: Insurance costs 9.38% less
- Fenwick: Insurance costs 5.66% more
- Fenn: Insurance costs 36.76% less