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Get Cheap Car Insurance in Prospect Ferry, ME
We monitor insurance prices, helping the average driver in Prospect Ferry save up to 31.9% on car insurance.
The Cheapest Minimum Coverage in Prospect Ferry
The chart below shows the cheapest car insurance company in Prospect Ferry for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Geico, Concord Group Insurance, and Kemper.
| Prospect Ferry Insurer | Monthly Cost |
|---|---|
| State Farm | $38 |
| Geico | $39 |
| Concord Group Insurance | $42 |
| Kemper | $42 |
Savings for Every Kind of Prospect Ferry Driver
Based on our extensive insurance data, we know the average Prospect Ferry driver will save about 24% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $237 per year by choosing the right vehicle insurance company. Some Prospect Ferry residents are paying out over $971 extra every year for auto insurance in Prospect Ferry. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Prospect Ferry, ME Savings / Yr. |
|---|---|
$237 |
|
$337 |
|
$305 |
|
$310 |
|
$986 |
|
$205 |
|
$433 |
Prospect Ferry Car Insurance vs. Maine
People living in Prospect Ferry pay an average of 2.61% more than the typical driver in the state. The average driver in Prospect Ferry can expect to pay about $541 per year, or $971 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in Prospect Ferry for most people.
Car Insurance Prices by Prospect Ferry Neighborhood
Insurance Prices
Where is insurance cheapest within Prospect Ferry?
The map shows insurance prices in and around Prospect Ferry, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $22 per year within the city boundaries, with insurance premiums ranging from a high of $974 to a low of $952. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Central parts of Prospect Ferry.Pick the Best Car Insurance Company for You in Prospect Ferry
The best car insurance provider for most drivers in Prospect Ferry
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $237 over the average Prospect Ferry car insurance company.
The best car insurance provider for Prospect Ferry drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $337 over the competition.
The best car insurance company for Prospect Ferry drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $305 better than other car insurance companies.
The best auto insurance for Prospect Ferry drivers with a DUI conviction
Getting a quote from Concord Group Insurance may cost the average person with a DUI about $310 less each year.
The least expensive car insurance company for new and young drivers in Prospect Ferry
In Prospect Ferry, Concord Group Insurance costs young drivers $986 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Prospect Ferry
Concord Group Insurance gave the largest car insurance discounts to married couples, averaging $205 saved each year compared to an average Prospect Ferry couple's premiums.
The cheapest car insurance in Prospect Ferry for drivers with bad credit
The best Prospect Ferry car insurance company for customer service
Nationwide was the best company for customer service in Prospect Ferry according to the NAIC.
Recent price drops
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The cheapest large national provider in Prospect Ferry
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Prospect Ferry driver can expect to pay about $60 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Prospect Ferry, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, young drivers, good drivers, drivers with accidents, and married couples.Auto Insurance Prices in and Around Prospect Ferry
What Influences the Cost of Car Insurance in Prospect Ferry?
On average, car insurance in Prospect Ferry is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Prospect Ferry is 42 minutes, which is far more than average for a driver in the state.
- Maine state insurance regulations may allow for lower prices.
- An average of 21 to 22 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Prospect Ferry are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of A- according to CrimeGrade.org.
- Prospect Ferry is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Prospect Ferry is $45 per month for minimum coverage and $81 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Verona Island: Insurance costs 1.03% less
- Bucksport: Insurance costs 0.31% less
- Stockton Springs: Insurance costs 1.34% less
- Frankfort: Insurance costs 1.96% less
- Orland: Insurance costs 0.10% less
- Searsport: Insurance costs 0.62% less
- West Penobscot: Insurance costs 0.72% less
- Winterport: Insurance costs 2.37% less
- South Orrington: Insurance costs 2.06% less
- Penobscot: Insurance costs 0.72% more
Cities with Similar Populations
- Brighton: Insurance costs 0.31% less
- Burns: Insurance costs 73.43% more
- Bulpitt: Insurance costs 47.06% more
- Yarnaby: Insurance costs 76.52% more
- Buck: Insurance costs 63.13% more
- Buck Creek: Insurance costs 17.20% more
- Zeeland: Insurance costs 48.61% more
- Zetus: Insurance costs 73.53% more
- Brock: Insurance costs 5.46% more
- Broadway: Insurance costs 41.61% more