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Get Cheap Car Insurance in Winterport, ME
We monitor insurance prices, helping the average driver in Winterport save up to 31.9% on car insurance.
The Cheapest Minimum Coverage in Winterport
The chart below shows the cheapest car insurance company in Winterport for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Geico, Concord Group Insurance, and Kemper.
| Winterport Insurer | Monthly Cost |
|---|---|
| State Farm | $37 |
| Geico | $38 |
| Concord Group Insurance | $41 |
| Kemper | $41 |
Savings for Every Kind of Winterport Driver
Based on our extensive insurance data, we know the average Winterport driver will save about 24% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $231 per year by choosing the right vehicle insurance company. Some Winterport residents are paying out over $948 extra every year for auto insurance in Winterport. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Winterport, ME Savings / Yr. |
|---|---|
$231 |
|
$329 |
|
$298 |
|
$303 |
|
$963 |
|
$200 |
|
$423 |
Winterport Car Insurance vs. Maine
People living in Winterport pay an average of 0.19% more than the typical driver in the state. The average driver in Winterport can expect to pay about $528 per year, or $948 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in Winterport for most people.
Car Insurance Prices by Winterport Neighborhood
Insurance Prices
Where is insurance cheapest within Winterport?
The map shows insurance prices in and around Winterport, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $23 per year within the city boundaries, with insurance premiums ranging from a high of $963 to a low of $940. Insurance prices tend to be higher for those living in the West area, and lower for those with homes in the East parts of Winterport.Pick the Best Car Insurance Company for You in Winterport
The best car insurance provider for most drivers in Winterport
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $231 over the average Winterport car insurance company.
The best car insurance provider for Winterport drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $329 over the competition.
The best car insurance company for Winterport drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $298 better than other car insurance companies.
The best auto insurance for Winterport drivers with a DUI conviction
Getting a quote from Concord Group Insurance may cost the average person with a DUI about $303 less each year.
The least expensive car insurance company for new and young drivers in Winterport
In Winterport, Concord Group Insurance costs young drivers $963 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Winterport
Concord Group Insurance gave the largest car insurance discounts to married couples, averaging $200 saved each year compared to an average Winterport couple's premiums.
The cheapest car insurance in Winterport for drivers with bad credit
The best Winterport car insurance company for customer service
Nationwide was the best company for customer service in Winterport according to the NAIC.
Recent price drops
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The cheapest large national provider in Winterport
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Winterport driver can expect to pay about $60 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Winterport, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, young drivers, good drivers, drivers with accidents, and married couples.Auto Insurance Prices in and Around Winterport
What Influences the Cost of Car Insurance in Winterport?
On average, car insurance in Winterport is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Winterport is 32 minutes, which is about the national average for a driver in the state.
- Maine state insurance regulations may allow for lower prices.
- An average of 21 to 22 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Winterport are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of A- according to CrimeGrade.org.
- Winterport has an average population density in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Winterport is $44 per month for minimum coverage and $79 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Frankfort: Insurance costs 0.42% more
- South Orrington: Insurance costs 0.32% more
- Hampden: Insurance costs 1.48% less
- Monroe: Insurance costs 1.37% more
- Orrington: Insurance costs 0.84% less
- Bucksport: Insurance costs 2.11% more
- Prospect Ferry: Insurance costs 2.43% more
- Hermon Center: Insurance costs 1.58% less
- North Monroe: Insurance costs 1.58% more
- Dixmont: Insurance costs 0.53% more
Cities with Similar Populations
- Max Meadows: Insurance costs 23.63% more
- Pawhuska: Insurance costs 81.75% more
- Lansford: Insurance costs 45.15% more
- Taylorsville: Insurance costs 87.87% more
- Sterling: Insurance costs 45.68% more
- South Dennis: Insurance costs 64.56% more
- Soap Lake: Insurance costs 41.03% more
- Sardinia: Insurance costs 19.62% more
- Santee: Insurance costs 79.85% more
- Ware Shoals: Insurance costs 75.11% more