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Get Cheap Car Insurance in Roanoke, NY
We monitor insurance prices, helping the average driver in Roanoke save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in Roanoke
The chart below shows the cheapest car insurance company in Roanoke for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| Roanoke Insurer | Monthly Cost |
|---|---|
| Kemper | $77 |
| Plymouth Rock Assurance | $102 |
| Safeco Insurance | $110 |
| Geico | $115 |
Savings for Every Kind of Roanoke Driver
Based on our extensive insurance data, we know the average Roanoke driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $622 per year by choosing the right vehicle insurance company. Some Roanoke residents are paying out over $2,085 extra every year for auto insurance in Roanoke. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Roanoke, NY Savings / Yr. |
|---|---|
$622 |
|
$396 |
|
$792 |
|
$801 |
|
$1,963 |
|
$657 |
|
$1,047 |
Roanoke Car Insurance vs. New York
People living in Roanoke pay an average of 14.00% less than the typical driver in the state. The average driver in Roanoke can expect to pay about $1,513 per year, or $2,085 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Roanoke for most people.
Car Insurance Prices by Roanoke Neighborhood
Insurance Prices
Where is insurance cheapest within Roanoke?
The map shows insurance prices in and around Roanoke, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $61 per year within the city boundaries, with insurance premiums ranging from a high of $2,114 to a low of $2,053. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the Northwest parts of Roanoke.Pick the Best Car Insurance Company for You in Roanoke
The best car insurance provider for most drivers in Roanoke
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $622 over the average Roanoke car insurance company.
The best car insurance provider for Roanoke drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $396 over the competition.
The best car insurance company for Roanoke drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $792 better than other car insurance companies.
The best auto insurance for Roanoke drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $801 less each year.
The least expensive car insurance company for new and young drivers in Roanoke
In Roanoke, Progressive costs young drivers $1,963 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Roanoke
Progressive gave the largest car insurance discounts to married couples, averaging $657 saved each year compared to an average Roanoke couple's premiums.
The cheapest car insurance in Roanoke for drivers with bad credit
The best Roanoke car insurance company for customer service
Recent price drops
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The cheapest large national provider in Roanoke
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Roanoke driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Roanoke, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around Roanoke
What Influences the Cost of Car Insurance in Roanoke?
On average, car insurance in Roanoke is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Roanoke is 26 minutes, which is far less than average for a driver in the state.
- New York state insurance regulations may require higher prices.
- An average of 19 to 20 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Roanoke are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- Roanoke is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Roanoke is $126 per month for minimum coverage and $174 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Little Canada: Insurance costs 0.58% less
- Stafford: Insurance costs 2.01% more
- East Bethany: Insurance costs 1.10% less
- Le Roy: Insurance costs 1.39% more
- Pavilion: Insurance costs 0.24% less
- Craigs: Insurance costs 0.67% less
- Alabama: Insurance costs 0.86% more
- South Byron: Insurance costs 0.29% less
- Linden: Insurance costs 0.86% more
- Batavia: Insurance costs 5.66% more
Cities with Similar Populations
- Sabinal: Insurance costs 27.00% less
- Romance: Insurance costs 10.79% less
- Rome: Insurance costs 35.16% less
- Romney: Insurance costs 21.10% less
- Roque Bluffs: Insurance costs 54.10% less
- Rosa: Insurance costs 46.43% more
- Rosebud: Insurance costs 29.30% less
- Rosebud: Insurance costs 40.00% less
- Roselms: Insurance costs 46.28% less
- Rozel: Insurance costs 23.60% less