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Get Cheap Car Insurance in Rocky Point, OR
We monitor insurance prices, helping the average driver in Rocky Point save up to 34.7% on car insurance.
The Cheapest Minimum Coverage in Rocky Point
The chart below shows the cheapest car insurance company in Rocky Point for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by State Farm, Country Financial, and Travelers.
| Rocky Point Insurer | Monthly Cost |
|---|---|
| Metromile | $60 |
| State Farm | $60 |
| Country Financial | $67 |
| Travelers | $69 |
Savings for Every Kind of Rocky Point Driver
Based on our extensive insurance data, we know the average Rocky Point driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $444 per year by choosing the right vehicle insurance company. Some Rocky Point residents are paying out over $1,398 extra every year for auto insurance in Rocky Point. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Rocky Point, OR Savings / Yr. |
|---|---|
$444 |
|
$661 |
|
$539 |
|
$605 |
|
$1,607 |
|
$434 |
|
$517 |
Rocky Point Car Insurance vs. Oregon
People living in Rocky Point pay an average of 7.28% less than the typical driver in the state. The average driver in Rocky Point can expect to pay about $1,079 per year, or $1,398 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Rocky Point for most people.
Car Insurance Prices by Rocky Point Neighborhood
Insurance Prices
Where is insurance cheapest within Rocky Point?
The map shows insurance prices in and around Rocky Point, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $32 per year within the city boundaries, with insurance premiums ranging from a high of $1,409 to a low of $1,377. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the Southeast parts of Rocky Point.Pick the Best Car Insurance Company for You in Rocky Point
The best car insurance provider for most drivers in Rocky Point
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $444 over the average Rocky Point car insurance company.
The best car insurance provider for Rocky Point drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $661 over the competition.
The best car insurance company for Rocky Point drivers with speeding tickets
>Mile Auto gave the average person with a speeding ticket the most savings, averaging $539 better than other car insurance companies.
The best auto insurance for Rocky Point drivers with a DUI conviction
Getting a quote from Mile Auto may cost the average person with a DUI about $605 less each year.
The least expensive car insurance company for new and young drivers in Rocky Point
In Rocky Point, Country Financial costs young drivers $1,607 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Rocky Point
State Farm gave the largest car insurance discounts to married couples, averaging $434 saved each year compared to an average Rocky Point couple's premiums.
The cheapest car insurance in Rocky Point for drivers with bad credit
The best Rocky Point car insurance company for customer service
Nationwide was the best company for customer service in Rocky Point according to the NAIC.
Recent price drops
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The cheapest large national provider in Rocky Point
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Rocky Point driver can expect to pay about $97 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Rocky Point, USAA has the best prices for drivers with a DUI conviction, drivers with bad credit, good drivers, drivers with speeding tickets, young drivers, married couples, and drivers with accidents.Auto Insurance Prices in and Around Rocky Point
What Influences the Cost of Car Insurance in Rocky Point?
On average, car insurance in Rocky Point is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Oregon state insurance regulations may allow for lower prices.
- An average of 11 to 12 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Rocky Point are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
- Rocky Point is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Rocky Point is $90 per month for minimum coverage and $117 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Chiloquin: Insurance costs 1.72% less
- Hager: Insurance costs 0.79% more
- Modoc Point: Insurance costs 2.50% less
- Fort Klamath: Insurance costs 0.72% more
- Pine Ridge: Insurance costs 0.29% more
- Kirk: Insurance costs 1.07% more
- Shady Pine: Insurance costs 3.58% less
- Wocus: Insurance costs 4.36% less
- Pelican City: Insurance costs 4.79% less
- Klamath Falls: Insurance costs 1.36% more
Cities with Similar Populations
- Rosecrans: Insurance costs 4.94% more
- Mount Hope: Insurance costs 5.87% less
- Muncy: Insurance costs 27.47% more
- New Concord: Insurance costs 56.29% more
- New Corn Hill: Insurance costs 17.60% more
- Newhalem: Insurance costs 3.79% less
- Newlin: Insurance costs 28.40% more
- Ninaview: Insurance costs 39.77% more
- Rocky Hill: Insurance costs 18.81% less
- Rockypoint: Insurance costs 15.02% more