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Get Cheap Car Insurance in Rogers City, MI
We monitor insurance prices, helping the average driver in Rogers City save up to 41.9% on car insurance.
The Cheapest Minimum Coverage in Rogers City
The chart below shows the cheapest car insurance company in Rogers City for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Auto-Owners Insurance, followed by Progressive, State Farm, and Safeco Insurance.
| Rogers City Insurer | Monthly Cost |
|---|---|
| Auto-Owners Insurance | $107 |
| Progressive | $122 |
| State Farm | $123 |
| Safeco Insurance | $130 |
Savings for Every Kind of Rogers City Driver
Based on our extensive insurance data, we know the average Rogers City driver will save about 40% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, and age. The average driver will find themselves saving $1,162 per year by choosing the right vehicle insurance company. Some Rogers City residents are paying out over $2,892 extra every year for auto insurance in Rogers City. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Rogers City, MI Savings / Yr. |
|---|---|
$1,162 |
|
$1,897 |
|
$1,679 |
|
$2,552 |
|
$3,010 |
|
$0 |
|
$0 |
Rogers City Car Insurance vs. Michigan
People living in Rogers City pay an average of 0.25% less than the typical driver in the state. The average driver in Rogers City can expect to pay about $2,197 per year, or $2,892 for full coverage.
Based on our analysis, Safeco Insurance will be the cheapest provider in Rogers City for most people.
Car Insurance Prices by Rogers City Neighborhood
Insurance Prices
Where is insurance cheapest within Rogers City?
The map shows insurance prices in and around Rogers City, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $199 per year within the city boundaries, with insurance premiums ranging from a high of $2,961 to a low of $2,762. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the Northwest parts of Rogers City.Pick the Best Car Insurance Company for You in Rogers City
The best car insurance provider for most drivers in Rogers City
For drivers with clean driving records and no major strikes, Safeco Insurance is the best option, with annual savings of $1,162 over the average Rogers City car insurance company.
The best car insurance provider for Rogers City drivers with accidents on their records
In our analysis, Auto-Owners Insurance saved the average person who had been in an accident the most, with annual savings averaging $1,897 over the competition.
The best car insurance company for Rogers City drivers with speeding tickets
>Auto-Owners Insurance gave the average person with a speeding ticket the most savings, averaging $1,679 better than other car insurance companies.
The best auto insurance for Rogers City drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $2,552 less each year.
The least expensive car insurance company for new and young drivers in Rogers City
In Rogers City, Geico costs young drivers $3,010 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Rogers City
The cheapest car insurance in Rogers City for drivers with bad credit
The best Rogers City car insurance company for customer service
Nationwide was the best company for customer service in Rogers City according to the NAIC.
Recent price drops
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The cheapest large national provider in Rogers City
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Rogers City driver can expect to pay about $163 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Rogers City, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, good drivers, young drivers, drivers with accidents, and drivers with a DUI conviction.Auto Insurance Prices in and Around Rogers City
What Influences the Cost of Car Insurance in Rogers City?
On average, car insurance in Rogers City is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Rogers City is 26 minutes, which is far less than average for a driver in the state.
- Michigan state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of C according to CrimeGrade.org.
- Rogers City is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Rogers City is $183 per month for minimum coverage and $241 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Hagensville: Insurance costs 0.86% less
- Liske: Insurance costs 4.50% less
- Metz: Insurance costs 4.29% less
- Hawks: Insurance costs 2.66% less
- Millersburg: Insurance costs 3.87% less
- Ocqueoc: Insurance costs 2.84% less
- Posen: Insurance costs 5.71% less
- Presque Isle: Insurance costs 1.42% less
- Coddes Beach: Insurance costs 4.91% less
- Onaway: Insurance costs 1.73% less
Cities with Similar Populations
- Tipton: Insurance costs 38.07% less
- Tonkawa: Insurance costs 41.84% less
- Tonasket: Insurance costs 55.19% less
- Tolono: Insurance costs 52.28% less
- Westmont: Insurance costs 53.11% less
- Weston Lakes: Insurance costs 41.94% less
- Tohatchi: Insurance costs 49.90% less
- Tobaccoville: Insurance costs 58.68% less
- Westtown: Insurance costs 19.23% less
- Tishomingo: Insurance costs 39.90% less