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Get Cheap Car Insurance in Roosevelt, Iowa City, IA
We monitor insurance prices, helping the average driver in Roosevelt save up to 33.2% on car insurance.
The Cheapest Minimum Coverage in Roosevelt
The chart below shows the cheapest car insurance company in Roosevelt for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by IMT Insurance, Auto-Owners Insurance, and Farm Bureau.
| Roosevelt Insurer | Monthly Cost |
|---|---|
| State Farm | $28 |
| IMT Insurance | $29 |
| Auto-Owners Insurance | $30 |
| Farm Bureau | $32 |
Savings for Every Kind of Roosevelt Driver
Based on our extensive insurance data, we know the average Roosevelt driver will save about 22% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $280 per year by choosing the right vehicle insurance company. Some Roosevelt residents are paying out over $1,279 extra every year for auto insurance in Roosevelt. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Roosevelt, Iowa City, IA Savings / Yr. |
|---|---|
$280 |
|
$389 |
|
$332 |
|
$447 |
|
$1,170 |
|
$385 |
|
$590 |
Roosevelt Car Insurance vs. Iowa City
People living in Roosevelt pay an average of 2.42% more than the typical driver in the state. The average driver in Roosevelt can expect to pay about $502 per year, or $1,279 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in Roosevelt for most people.
Car Insurance Prices by Roosevelt Neighborhood
Insurance Prices
Where is insurance cheapest within Roosevelt?
The map shows insurance prices in and around Roosevelt, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $265 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,406 to a low of $1,141. Insurance prices tend to be higher for those living in the West area, and lower for those with homes in the North parts of Roosevelt.Pick the Best Car Insurance Company for You in Roosevelt
The best car insurance provider for most drivers in Roosevelt
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $280 over the average Roosevelt car insurance company.
The best car insurance provider for Roosevelt drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $389 over the competition.
The best car insurance company for Roosevelt drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $332 better than other car insurance companies.
The best auto insurance for Roosevelt drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $447 less each year.
The least expensive car insurance company for new and young drivers in Roosevelt
In Roosevelt, IMT Insurance costs young drivers $1,170 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Roosevelt
State Farm gave the largest car insurance discounts to married couples, averaging $385 saved each year compared to an average Roosevelt couple's premiums.
The cheapest car insurance in Roosevelt for drivers with bad credit
The best Roosevelt car insurance company for customer service
Recent price drops
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The cheapest large national provider in Roosevelt
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Roosevelt driver can expect to pay about $81 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Roosevelt, USAA has the best prices for drivers with a DUI conviction, drivers with bad credit, drivers with speeding tickets, drivers with accidents, good drivers, and young drivers.Auto Insurance Prices in and Around Roosevelt
What Influences the Cost of Car Insurance in Roosevelt?
On average, car insurance in Roosevelt is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Roosevelt is 23 minutes, which is about the national average for a driver in the city.
- Iowa state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Roosevelt are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of C+ according to CrimeGrade.org.
- Roosevelt is a fairly densely populated area in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Roosevelt is $42 per month for minimum coverage and $107 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Mann: Insurance costs 2.97% less
- Weber: Insurance costs 0.94% less
- Longfellow: Insurance costs 3.52% less
- Twain: Insurance costs 2.11% less
- Kirkwood: Insurance costs 6.33% more
- Lucas: Insurance costs 4.85% less
- Wickham: Insurance costs 3.91% less
- Penn: Insurance costs 5.16% less
- Southwest Area: Insurance costs 3.05% less
- Taylor: Insurance costs 0.94% less
Neighborhoods with Similar Populations
- Mosier Valley: Insurance costs 45.19% more
- Royal Poinciana: Insurance costs 143.94% more
- Royal Highlands: Insurance costs 86.86% more
- Queensborough: Insurance costs 157.78% more
- Plaza-Eastway: Insurance costs 19.16% more
- Pelican Bay: Insurance costs 89.37% more
- North Quinsigamond Village: Insurance costs 33.15% more
- North Hill Historic District: Insurance costs 7.90% more
- Newport: Insurance costs 27.52% more
- Nashboro Village: Insurance costs 23.92% more