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Get Cheap Car Insurance in Southwest Area, Cedar Rapids, IA
We monitor insurance prices, helping the average driver in Southwest Area save up to 33.2% on car insurance.
The Cheapest Minimum Coverage in Southwest Area
The chart below shows the cheapest car insurance company in Southwest Area for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by IMT Insurance, Auto-Owners Insurance, and Farm Bureau.
| Southwest Area Insurer | Monthly Cost |
|---|---|
| State Farm | $27 |
| IMT Insurance | $28 |
| Auto-Owners Insurance | $30 |
| Farm Bureau | $31 |
Savings for Every Kind of Southwest Area Driver
Based on our extensive insurance data, we know the average Southwest Area driver will save about 22% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $271 per year by choosing the right vehicle insurance company. Some Southwest Area residents are paying out over $1,240 extra every year for auto insurance in Southwest Area. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Southwest Area, Cedar Rapids, IA Savings / Yr. |
|---|---|
$271 |
|
$377 |
|
$322 |
|
$433 |
|
$1,133 |
|
$373 |
|
$572 |
Southwest Area Car Insurance vs. Cedar Rapids
People living in Southwest Area pay an average of 0.75% less than the typical driver in the state. The average driver in Southwest Area can expect to pay about $486 per year, or $1,240 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in Southwest Area for most people.
Car Insurance Prices by Southwest Area Neighborhood
Insurance Prices
Where is insurance cheapest within Southwest Area?
The map shows insurance prices in and around Southwest Area, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $126 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,304 to a low of $1,178. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the Southeast parts of Southwest Area.Pick the Best Car Insurance Company for You in Southwest Area
The best car insurance provider for most drivers in Southwest Area
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $271 over the average Southwest Area car insurance company.
The best car insurance provider for Southwest Area drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $377 over the competition.
The best car insurance company for Southwest Area drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $322 better than other car insurance companies.
The best auto insurance for Southwest Area drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $433 less each year.
The least expensive car insurance company for new and young drivers in Southwest Area
In Southwest Area, IMT Insurance costs young drivers $1,133 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Southwest Area
State Farm gave the largest car insurance discounts to married couples, averaging $373 saved each year compared to an average Southwest Area couple's premiums.
The cheapest car insurance in Southwest Area for drivers with bad credit
The best Southwest Area car insurance company for customer service
Nationwide was the best company for customer service in Southwest Area according to the NAIC.
Recent price drops
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The cheapest large national provider in Southwest Area
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Southwest Area driver can expect to pay about $81 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Southwest Area, USAA has the best prices for drivers with a DUI conviction, drivers with bad credit, drivers with speeding tickets, drivers with accidents, good drivers, and young drivers.Auto Insurance Prices in and Around Southwest Area
What Influences the Cost of Car Insurance in Southwest Area?
On average, car insurance in Southwest Area is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Southwest Area is 21 minutes, which is a little less than average for a driver in the city.
- Iowa state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Southwest Area are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of C+ according to CrimeGrade.org.
- Southwest Area is one of the most densely populated areas in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Southwest Area is $41 per month for minimum coverage and $103 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Taylor: Insurance costs 2.18% more
- Cedar Hills: Insurance costs 0.89% more
- Penn: Insurance costs 2.18% less
- Wickham: Insurance costs 0.89% less
- Kirkwood: Insurance costs 9.68% more
- Mann: Insurance costs 0.08% more
- Weber: Insurance costs 2.18% more
- Roosevelt: Insurance costs 3.15% more
- Longfellow: Insurance costs 0.48% less
- Lucas: Insurance costs 1.85% less
Neighborhoods with Similar Populations
- Arbor Lodge: Insurance costs 47.98% more
- Belmont: Insurance costs 57.18% more
- Belvidere: Insurance costs 37.42% more
- Black Mountain: Insurance costs 87.74% more
- Lindenville: Insurance costs 76.29% more
- Salt Meadow Bay: Insurance costs 2.74% less
- Nottingham: Insurance costs 50.97% more
- North Waltham: Insurance costs 30.08% more
- North Hill Historic District: Insurance costs 11.29% more
- Natomas Corporate Center: Insurance costs 74.27% more