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Get Cheap Car Insurance in Rouses Point, NY
We monitor insurance prices, helping the average driver in Rouses Point save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in Rouses Point
The chart below shows the cheapest car insurance company in Rouses Point for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| Rouses Point Insurer | Monthly Cost |
|---|---|
| Kemper | $77 |
| Plymouth Rock Assurance | $103 |
| Safeco Insurance | $111 |
| Geico | $115 |
Savings for Every Kind of Rouses Point Driver
Based on our extensive insurance data, we know the average Rouses Point driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $626 per year by choosing the right vehicle insurance company. Some Rouses Point residents are paying out over $2,101 extra every year for auto insurance in Rouses Point. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Rouses Point, NY Savings / Yr. |
|---|---|
$626 |
|
$399 |
|
$798 |
|
$808 |
|
$1,978 |
|
$662 |
|
$1,055 |
Rouses Point Car Insurance vs. New York
People living in Rouses Point pay an average of 13.35% less than the typical driver in the state. The average driver in Rouses Point can expect to pay about $1,524 per year, or $2,101 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Rouses Point for most people.
Car Insurance Prices by Rouses Point Neighborhood
Insurance Prices
Where is insurance cheapest within Rouses Point?
The map shows insurance prices in and around Rouses Point, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $75 per year within the city boundaries, with insurance premiums ranging from a high of $2,111 to a low of $2,036. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the Northwest parts of Rouses Point.Pick the Best Car Insurance Company for You in Rouses Point
The best car insurance provider for most drivers in Rouses Point
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $626 over the average Rouses Point car insurance company.
The best car insurance provider for Rouses Point drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $399 over the competition.
The best car insurance company for Rouses Point drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $798 better than other car insurance companies.
The best auto insurance for Rouses Point drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $808 less each year.
The least expensive car insurance company for new and young drivers in Rouses Point
In Rouses Point, Progressive costs young drivers $1,978 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Rouses Point
Progressive gave the largest car insurance discounts to married couples, averaging $662 saved each year compared to an average Rouses Point couple's premiums.
The cheapest car insurance in Rouses Point for drivers with bad credit
The best Rouses Point car insurance company for customer service
Nationwide was the best company for customer service in Rouses Point according to the NAIC.
Recent price drops
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The cheapest large national provider in Rouses Point
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Rouses Point driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Rouses Point, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around Rouses Point
What Influences the Cost of Car Insurance in Rouses Point?
On average, car insurance in Rouses Point is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Rouses Point is 28 minutes, which is a little less than average for a driver in the state.
- New York state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Rouses Point are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- Rouses Point is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Rouses Point is $127 per month for minimum coverage and $175 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Coopersville: Insurance costs 0.76% less
- Champlain: Insurance costs 2.76% more
- Alburg: Insurance costs 42.55% less
- Alburg Center: Insurance costs 42.50% less
- East Alburg: Insurance costs 42.55% less
- Perry Mills: Insurance costs 15.33% more
- Chazy: Insurance costs 0.14% more
- Isle La Motte: Insurance costs 43.17% less
- Chazy Landing: Insurance costs 0.33% less
- South Alburg: Insurance costs 43.12% less
Cities with Similar Populations
- Alba: Insurance costs 22.70% less
- Eudora: Insurance costs 18.23% less
- Rockville: Insurance costs 24.85% less
- Hager City: Insurance costs 45.69% less
- Kahoka: Insurance costs 14.42% less
- Lauderdale: Insurance costs 21.66% less
- Laurel Hill: Insurance costs 13.85% more
- Lilly: Insurance costs 35.79% less
- Locust Fork: Insurance costs 25.23% less
- Port Royal: Insurance costs 38.36% less