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Get Cheap Car Insurance in Roxborough Park, CO

We monitor insurance prices, helping the average driver in Roxborough Park save up to 30.1% on car insurance.

 

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The Cheapest Minimum Coverage in Roxborough Park

The chart below shows the cheapest car insurance company in Roxborough Park for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Bristol West, Safeco Insurance, and Geico.

 
Roxborough Park Insurer Monthly Cost
State Farm $67
Bristol West $79
Safeco Insurance $80
Geico $82

Savings for Every Kind of Roxborough Park Driver

The table shows how much the average auto insurance customer in Roxborough Park might save by following our recommendations.

Based on our extensive insurance data, we know the average Roxborough Park driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $419 per year by choosing the right vehicle insurance company. Some Roxborough Park residents are paying out over $1,957 extra every year for auto insurance in Roxborough Park. That cost may be even higher if you haven’t requested a new quote as your life situation changed.

Roxborough Park Car Insurance vs. Colorado

People living in Roxborough Park pay an average of 3.53% more than the typical driver in the state. The average driver in Roxborough Park can expect to pay about $1,143 per year, or $1,957 for full coverage.

Based on our analysis, Auto-Owners Insurance will be the cheapest provider in Roxborough Park for most people.

Car Insurance Prices by Roxborough Park Neighborhood

Roxborough Park, CO map of insurance costs by zip code and neighborhood

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Where is insurance cheapest within Roxborough Park?

The map shows insurance prices in and around Roxborough Park, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $108 per year within the city boundaries, with insurance premiums ranging from a high of $1,996 to a low of $1,888. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the East parts of Roxborough Park.

Pick the Best Car Insurance Company for You in Roxborough Park

We have analyzed insurance costs for auto insurance customers based on the major variables that impact pricing. The results of our analysis are below, including US dollar savings. What about when you meet one or more of the criteria? For example, if you have both a DUI and a speeding ticket? Simply start with the Roxborough Park insurance provider for whom we have posted the highest savings dollar figure.

The best car insurance provider for most drivers in Roxborough Park

For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $419 over the average Roxborough Park car insurance company.

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We use the average good driver, paying $128 per month, as our baseline for pricing in Roxborough Park. Geico, Travelers, and Auto-Owners Insurance are all good choices for quotes if you have a clean record. See also the best providers for married people if you are married, and look for repeated company names.

The best car insurance provider for Roxborough Park drivers with accidents on their records

In Roxborough Park getting into an accident will raise premiums an average 34% for a yearly cost of $2,951. That's $994 per year more than a driver with no at-fault crashes on their driving record might pay. To avoid paying out more than you need to, State Farm, Travelers, and Bristol West are good choices for drivers with accidents.

In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $747 over the competition.

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The best car insurance company for Roxborough Park drivers with speeding tickets

>State Farm gave the average person with a speeding ticket the most savings, averaging $602 better than other car insurance companies.

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Depending on the insurance company, a speeding ticket can actually raise insurance premiums more than getting in an accident. In Roxborough Park, tickets raise premiums on new quotes about $669. If you have a speeding ticket, we recommend State Farm, Geico, and Bristol West for savings that beat the average insurance cost of $2,625 per year.

The best auto insurance for Roxborough Park drivers with a DUI conviction

Getting a DUI can increase the cost of insurance dramatically. The average person with a DUI paid $3,082 per year in auto insurance premiums, which was $1,125 more than a driver with no major issues. State Farm, Travelers, and Bristol West penalized their customers the least for a DUI.

Getting a quote from State Farm may cost the average person with a DUI about $643 less each year.

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The least expensive car insurance company for new and young drivers in Roxborough Park

In Roxborough Park, State Farm costs young drivers $1,903 less each year versus the average auto insurance bill.

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Teen drivers account for more than their share of accidents, and thus end up paying about 69% more for insurance than more mature drivers in Roxborough Park. With an average cost of $6,331 per year (for young drivers who aren't on a parent's plan), car insurance for inexperienced drivers can’t ever be called "cheap." A few companies like State Farm, Geico, and American Family Insurance try to attract these younger drivers with lower prices in the hopes that they will stay with the company.

The best marriage discounts for vehicle insurance in Roxborough Park

Not everything is an excuse for the auto insurance companies to charge you more. Getting married provides an average discount of $125. State Farm, Geico, and Progressive provided the largest discounts to couples living in Roxborough Park.

State Farm gave the largest car insurance discounts to married couples, averaging $504 saved each year compared to an average Roxborough Park couple's premiums.

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The cheapest car insurance in Roxborough Park for drivers with bad credit

People with poor credit saved an average of $738 with Geico.

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Many people are surprised that their poor credit score can cost them an average of $1,116 every year. Premiums for people with poor credit were about $3,073 in Roxborough Park. However, some insurance companies do not take credit score into account. If you have a credit score below 575, get quotes from Geico, Nationwide, and Bristol West.

The best Roxborough Park car insurance company for customer service

Many car insurance companies over the years have struggled with customer service. In Roxborough Park, the National Association of Insurance Commissioners (NAIC) ranks Nationwide as the best. Another valuable metric: JD Power ranks American Family Insurance as the best provider in Roxborough Park.

Nationwide was the best company for customer service in Roxborough Park according to the NAIC.

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Recent price drops

Due to improvements in our tracking and methodology, we are unable to show price change data for the most recent year. This data will return next year (2023).

In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Roxborough Park, which was better than other insurers.

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During the Covid-19 pandemic a few insurance companies realized people were driving less and struggling overall. They proactively lowered their rates for many customers in Roxborough Park. We think helping communities in a time of need deserves special attention. Many insurance companies have advertisements telling us how much they care: we prefer to look at their actions.

The cheapest large national provider in Roxborough Park

Many customers have informed us that they prefer to work with large national brands. Maybe they're one of the 3.6% of Roxborough Park residents who are renting, and don't plan to be in the city or state for very long. Or maybe national recognition and funds make people feel more secure with a large provider. Regardless, Travelers tends to have the lowest prices for most drivers.

For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Roxborough Park driver can expect to pay about $128 per month.

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What About USAA?

JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Roxborough Park, USAA has the best prices for drivers with speeding tickets, drivers with a DUI conviction, married couples, young drivers, good drivers, drivers with bad credit, and drivers with accidents.
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Auto Insurance Prices in and Around Roxborough Park

What Influences the Cost of Car Insurance in Roxborough Park?

On average, car insurance in Roxborough Park is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:

  • The average commute time in Roxborough Park is 46 minutes, which is far more than average for a driver in the state.
  • Colorado state insurance regulations may require higher prices.
  • An average of 0 weeks with snow on the ground, which impacts accident rates.
  • Marriage rates in Roxborough Park are among the highest in the state, and marriage often results in car insurance discounts.
  • Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
  • Roxborough Park is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.

As a result of these and other factors, the average cost of car insurance in Roxborough Park is $95 per month for minimum coverage and $163 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.

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* Who is the average Roxborough Park driver? Based on national demographic data provided by BestNeighborhood, we took a single unmarried man living in central Roxborough Park with good (but not perfect) credit driving a used midsized sedan. Data sources: proprietary data collection and analysis, unique to CoverageWatch.org All content copyright CoverageWatch.org. Journalists and other websites are free to cite any data with attribution.