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Get Cheap Car Insurance in San Juan Capistrano, CA
We monitor insurance prices, helping the average driver in San Juan Capistrano save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in San Juan Capistrano
The chart below shows the cheapest car insurance company in San Juan Capistrano for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| San Juan Capistrano Insurer | Monthly Cost |
|---|---|
| Metromile | $50 |
| Geico | $56 |
| Progressive | $60 |
| Travelers | $62 |
Savings for Every Kind of San Juan Capistrano Driver
Based on our extensive insurance data, we know the average San Juan Capistrano driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $635 per year by choosing the right vehicle insurance company. Some San Juan Capistrano residents are paying out over $1,986 extra every year for auto insurance in San Juan Capistrano. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
San Juan Capistrano, CA Savings / Yr. |
|---|---|
$635 |
|
$1,163 |
|
$920 |
|
$1,616 |
|
$830 |
|
$360 |
|
$0 |
San Juan Capistrano Car Insurance vs. California
People living in San Juan Capistrano pay an average of 1.10% less than the typical driver in the state. The average driver in San Juan Capistrano can expect to pay about $930 per year, or $1,986 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in San Juan Capistrano for most people.
Car Insurance Prices by San Juan Capistrano Neighborhood
Insurance Prices
Where is insurance cheapest within San Juan Capistrano?
The map shows insurance prices in and around San Juan Capistrano, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $397 per year within the city boundaries, with insurance premiums ranging from a high of $2,217 to a low of $1,820. Insurance prices tend to be higher for those living in the West area, and lower for those with homes in the Northeast parts of San Juan Capistrano.Pick the Best Car Insurance Company for You in San Juan Capistrano
The best car insurance provider for most drivers in San Juan Capistrano
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $635 over the average San Juan Capistrano car insurance company.
The best car insurance provider for San Juan Capistrano drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,163 over the competition.
The best car insurance company for San Juan Capistrano drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $920 better than other car insurance companies.
The best auto insurance for San Juan Capistrano drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,616 less each year.
The least expensive car insurance company for new and young drivers in San Juan Capistrano
In San Juan Capistrano, State Farm costs young drivers $830 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in San Juan Capistrano
Progressive gave the largest car insurance discounts to married couples, averaging $360 saved each year compared to an average San Juan Capistrano couple's premiums.
The cheapest car insurance in San Juan Capistrano for drivers with bad credit
The best San Juan Capistrano car insurance company for customer service
Nationwide was the best company for customer service in San Juan Capistrano according to the NAIC.
Recent price drops
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The cheapest large national provider in San Juan Capistrano
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average San Juan Capistrano driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In San Juan Capistrano, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around San Juan Capistrano
What Influences the Cost of Car Insurance in San Juan Capistrano?
On average, car insurance in San Juan Capistrano is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in San Juan Capistrano is 33 minutes, which is a little less than average for a driver in the state.
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in San Juan Capistrano are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
- San Juan Capistrano is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in San Juan Capistrano is $77 per month for minimum coverage and $165 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Ladera Ranch: Insurance costs 1.31% more
- Laguna Niguel: Insurance costs 2.47% more
- Capistrano Beach: Insurance costs 2.01% less
- Dana Point: Insurance costs 2.17% more
- San Clemente: Insurance costs 0.30% more
- Laguna Hills: Insurance costs 3.17% more
- Aliso Viejo: Insurance costs 2.22% more
- Coto de Caza: Insurance costs 2.01% more
- Mission Viejo: Insurance costs 2.87% more
- Laguna Beach: Insurance costs 3.73% more
Cities with Similar Populations
- Seminole: Insurance costs 40.08% more
- Granbury: Insurance costs 15.76% less
- Hamtramck: Insurance costs 98.69% more
- Hilo: Insurance costs 29.61% less
- Lancaster: Insurance costs 3.17% more
- Leawood: Insurance costs 21.05% less
- Parkville: Insurance costs 9.11% more
- Powell: Insurance costs 41.74% less
- Prairieville: Insurance costs 65.41% more
- Prosper: Insurance costs 11.23% less