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Get Cheap Car Insurance in San Pablo, CO
We monitor insurance prices, helping the average driver in San Pablo save up to 30.1% on car insurance.
The Cheapest Minimum Coverage in San Pablo
The chart below shows the cheapest car insurance company in San Pablo for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Bristol West, Safeco Insurance, and Geico.
| San Pablo Insurer | Monthly Cost |
|---|---|
| State Farm | $66 |
| Bristol West | $78 |
| Safeco Insurance | $79 |
| Geico | $81 |
Savings for Every Kind of San Pablo Driver
Based on our extensive insurance data, we know the average San Pablo driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $414 per year by choosing the right vehicle insurance company. Some San Pablo residents are paying out over $1,931 extra every year for auto insurance in San Pablo. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
San Pablo, CO Savings / Yr. |
|---|---|
$414 |
|
$738 |
|
$594 |
|
$635 |
|
$1,878 |
|
$498 |
|
$729 |
San Pablo Car Insurance vs. Colorado
People living in San Pablo pay an average of 2.19% more than the typical driver in the state. The average driver in San Pablo can expect to pay about $1,128 per year, or $1,931 for full coverage.
Based on our analysis, Auto-Owners Insurance will be the cheapest provider in San Pablo for most people.
Car Insurance Prices by San Pablo Neighborhood
Insurance Prices
Where is insurance cheapest within San Pablo?
The map shows insurance prices in and around San Pablo, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $21 per year within the city boundaries, with insurance premiums ranging from a high of $1,936 to a low of $1,915. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the North parts of San Pablo.Pick the Best Car Insurance Company for You in San Pablo
The best car insurance provider for most drivers in San Pablo
For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $414 over the average San Pablo car insurance company.
The best car insurance provider for San Pablo drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $738 over the competition.
The best car insurance company for San Pablo drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $594 better than other car insurance companies.
The best auto insurance for San Pablo drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $635 less each year.
The least expensive car insurance company for new and young drivers in San Pablo
In San Pablo, State Farm costs young drivers $1,878 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in San Pablo
State Farm gave the largest car insurance discounts to married couples, averaging $498 saved each year compared to an average San Pablo couple's premiums.
The cheapest car insurance in San Pablo for drivers with bad credit
The best San Pablo car insurance company for customer service
Recent price drops
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The cheapest large national provider in San Pablo
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average San Pablo driver can expect to pay about $128 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In San Pablo, USAA has the best prices for drivers with speeding tickets, drivers with a DUI conviction, married couples, young drivers, good drivers, drivers with bad credit, and drivers with accidents.Auto Insurance Prices in and Around San Pablo
What Influences the Cost of Car Insurance in San Pablo?
On average, car insurance in San Pablo is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in San Pablo is 34 minutes, which is a little more than average for a driver in the state.
- Colorado state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in San Pablo are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
- San Pablo is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in San Pablo is $94 per month for minimum coverage and $161 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Chama: Insurance costs 0.26% more
- Los Fuertes: Insurance costs 0.26% more
- San Pedro: Insurance costs 0.26% more
- San Luis: Insurance costs 0.10% more
- Viejo San Acacio: Insurance costs 0.21% more
- San Acacio: Insurance costs 0.16% more
- Jaroso: Insurance costs 0.26% more
- Stonewall: Insurance costs 3.83% less
- Vigil: Insurance costs 3.73% less
- Weston: Insurance costs 3.78% less
Cities with Similar Populations
- Strawberry: Insurance costs 1.35% more
- Star: Insurance costs 11.55% less
- Starkey Corner: Insurance costs 6.89% less
- Stewart: Insurance costs 19.21% less
- Stiles: Insurance costs 37.13% less
- Stockville: Insurance costs 24.60% less
- Stoddartsville: Insurance costs 25.89% less
- Stoneman Lake: Insurance costs 12.74% less
- Stony: Insurance costs 37.03% less
- Stotts Crossroads: Insurance costs 36.25% less