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Get Cheap Car Insurance in San Pedro, CO
We monitor insurance prices, helping the average driver in San Pedro save up to 30.1% on car insurance.
The Cheapest Minimum Coverage in San Pedro
The chart below shows the cheapest car insurance company in San Pedro for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Bristol West, Safeco Insurance, and Geico.
| San Pedro Insurer | Monthly Cost |
|---|---|
| State Farm | $66 |
| Bristol West | $78 |
| Safeco Insurance | $79 |
| Geico | $82 |
Savings for Every Kind of San Pedro Driver
Based on our extensive insurance data, we know the average San Pedro driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $415 per year by choosing the right vehicle insurance company. Some San Pedro residents are paying out over $1,936 extra every year for auto insurance in San Pedro. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
San Pedro, CO Savings / Yr. |
|---|---|
$415 |
|
$740 |
|
$595 |
|
$636 |
|
$1,883 |
|
$499 |
|
$730 |
San Pedro Car Insurance vs. Colorado
People living in San Pedro pay an average of 2.44% more than the typical driver in the state. The average driver in San Pedro can expect to pay about $1,131 per year, or $1,936 for full coverage.
Based on our analysis, Auto-Owners Insurance will be the cheapest provider in San Pedro for most people.
Car Insurance Prices by San Pedro Neighborhood
Insurance Prices
Where is insurance cheapest within San Pedro?
The map shows insurance prices in and around San Pedro, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $0 per year within the city boundaries, with insurance premiums ranging from a high of $1,936 to a low of $1,936. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the East parts of San Pedro.Pick the Best Car Insurance Company for You in San Pedro
The best car insurance provider for most drivers in San Pedro
For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $415 over the average San Pedro car insurance company.
The best car insurance provider for San Pedro drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $740 over the competition.
The best car insurance company for San Pedro drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $595 better than other car insurance companies.
The best auto insurance for San Pedro drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $636 less each year.
The least expensive car insurance company for new and young drivers in San Pedro
In San Pedro, State Farm costs young drivers $1,883 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in San Pedro
State Farm gave the largest car insurance discounts to married couples, averaging $499 saved each year compared to an average San Pedro couple's premiums.
The cheapest car insurance in San Pedro for drivers with bad credit
The best San Pedro car insurance company for customer service
Recent price drops
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The cheapest large national provider in San Pedro
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average San Pedro driver can expect to pay about $128 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In San Pedro, USAA has the best prices for drivers with speeding tickets, drivers with a DUI conviction, married couples, young drivers, good drivers, drivers with bad credit, and drivers with accidents.Auto Insurance Prices in and Around San Pedro
What Influences the Cost of Car Insurance in San Pedro?
On average, car insurance in San Pedro is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in San Pedro is 39 minutes, which is a little more than average for a driver in the state.
- Colorado state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in San Pedro are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
- San Pedro is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in San Pedro is $94 per month for minimum coverage and $161 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- San Luis: Insurance costs 0.15% less
- Los Fuertes: Insurance costs the same
- San Pablo: Insurance costs 0.26% less
- Chama: Insurance costs the same
- Viejo San Acacio: Insurance costs 0.05% less
- San Acacio: Insurance costs 0.10% less
- Jaroso: Insurance costs the same
- Stonewall: Insurance costs 4.08% less
- Sanford: Insurance costs 3.67% less
- Vigil: Insurance costs 3.98% less
Cities with Similar Populations
- Standing Rock: Insurance costs 19.27% more
- Isle Au Haut: Insurance costs 49.43% less
- Jericho: Insurance costs 28.98% less
- Jersey Mills: Insurance costs 32.23% less
- Johnstown: Insurance costs 35.33% less
- St. John: Insurance costs 45.61% less
- St. Mary: Insurance costs 19.52% less
- St. Paul: Insurance costs 27.22% less
- St. Stephens: Insurance costs 27.17% less
- Stahl: Insurance costs 8.11% less