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Get Cheap Car Insurance in San Tan Valley, AZ
We monitor insurance prices, helping the average driver in San Tan Valley save up to 38.6% on car insurance.
The Cheapest Minimum Coverage in San Tan Valley
The chart below shows the cheapest car insurance company in San Tan Valley for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by State Farm, Mile Auto, and MetLife.
| San Tan Valley Insurer | Monthly Cost |
|---|---|
| Metromile | $62 |
| State Farm | $63 |
| Mile Auto | $79 |
| MetLife | $79 |
Savings for Every Kind of San Tan Valley Driver
Based on our extensive insurance data, we know the average San Tan Valley driver will save about 39% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $704 per year by choosing the right vehicle insurance company. Some San Tan Valley residents are paying out over $1,822 extra every year for auto insurance in San Tan Valley. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
San Tan Valley, AZ Savings / Yr. |
|---|---|
$704 |
|
$626 |
|
$381 |
|
$640 |
|
$2,030 |
|
$359 |
|
$1,007 |
San Tan Valley Car Insurance vs. Arizona
People living in San Tan Valley pay an average of 0.45% more than the typical driver in the state. The average driver in San Tan Valley can expect to pay about $960 per year, or $1,822 for full coverage.
Based on our analysis, Safeco Insurance will be the cheapest provider in San Tan Valley for most people.
Car Insurance Prices by San Tan Valley Neighborhood
Insurance Prices
Where is insurance cheapest within San Tan Valley?
The map shows insurance prices in and around San Tan Valley, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $202 per year within the city boundaries, with insurance premiums ranging from a high of $1,936 to a low of $1,734. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the East parts of San Tan Valley.Pick the Best Car Insurance Company for You in San Tan Valley
The best car insurance provider for most drivers in San Tan Valley
For drivers with clean driving records and no major strikes, Safeco Insurance is the best option, with annual savings of $704 over the average San Tan Valley car insurance company.
The best car insurance provider for San Tan Valley drivers with accidents on their records
In our analysis, Nationwide saved the average person who had been in an accident the most, with annual savings averaging $626 over the competition.
The best car insurance company for San Tan Valley drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $381 better than other car insurance companies.
The best auto insurance for San Tan Valley drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $640 less each year.
The least expensive car insurance company for new and young drivers in San Tan Valley
In San Tan Valley, Geico costs young drivers $2,030 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in San Tan Valley
State Farm gave the largest car insurance discounts to married couples, averaging $359 saved each year compared to an average San Tan Valley couple's premiums.
The cheapest car insurance in San Tan Valley for drivers with bad credit
The best San Tan Valley car insurance company for customer service
Nationwide was the best company for customer service in San Tan Valley according to the NAIC.
Recent price drops
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The cheapest large national provider in San Tan Valley
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average San Tan Valley driver can expect to pay about $130 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In San Tan Valley, USAA has the best prices for married couples, drivers with speeding tickets, drivers with accidents, good drivers, drivers with bad credit, young drivers, and drivers with a DUI conviction.Auto Insurance Prices in and Around San Tan Valley
What Influences the Cost of Car Insurance in San Tan Valley?
On average, car insurance in San Tan Valley is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in San Tan Valley is 45 minutes, which is far more than average for a driver in the state.
- Arizona state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in San Tan Valley are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- San Tan Valley is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in San Tan Valley is $80 per month for minimum coverage and $152 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Queen Creek: Insurance costs 0.55% less
- Chandler Heights: Insurance costs 4.45% less
- Blackwater: Insurance costs 3.51% less
- Sacaton Flats: Insurance costs 4.88% less
- Adamsville: Insurance costs 1.76% less
- Florence: Insurance costs 4.23% less
- Sacaton: Insurance costs 4.83% less
- Stotonic Village: Insurance costs 0.71% less
- Bapchule: Insurance costs 2.96% less
- Santan: Insurance costs 1.81% less
Cities with Similar Populations
- Broomfield: Insurance costs 10.15% more
- Brownsville: Insurance costs 3.24% more
- Burbank: Insurance costs 30.90% more
- Buckeye: Insurance costs 1.65% more
- Buena Park: Insurance costs 23.00% more
- Appleton: Insurance costs 40.56% less
- Alameda: Insurance costs 19.92% more
- Apex: Insurance costs 31.83% less
- Apopka: Insurance costs 44.40% more
- Athens: Insurance costs 0.93% less