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Get Cheap Car Insurance in Sargeant, MN
We monitor insurance prices, helping the average driver in Sargeant save up to 30.5% on car insurance.
The Cheapest Minimum Coverage in Sargeant
The chart below shows the cheapest car insurance company in Sargeant for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Auto-Owners Insurance, Kemper, and American Family Insurance.
| Sargeant Insurer | Monthly Cost |
|---|---|
| State Farm | $49 |
| Auto-Owners Insurance | $54 |
| Kemper | $57 |
| American Family Insurance | $57 |
Savings for Every Kind of Sargeant Driver
Based on our extensive insurance data, we know the average Sargeant driver will save about 27% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $413 per year by choosing the right vehicle insurance company. Some Sargeant residents are paying out over $1,534 extra every year for auto insurance in Sargeant. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Sargeant, MN Savings / Yr. |
|---|---|
$413 |
|
$520 |
|
$334 |
|
$679 |
|
$1,164 |
|
$345 |
|
$906 |
Sargeant Car Insurance vs. Minnesota
People living in Sargeant pay an average of 4.50% less than the typical driver in the state. The average driver in Sargeant can expect to pay about $794 per year, or $1,534 for full coverage.
Based on our analysis, Farm Bureau will be the cheapest provider in Sargeant for most people.
Car Insurance Prices by Sargeant Neighborhood
Insurance Prices
Where is insurance cheapest within Sargeant?
The map shows insurance prices in and around Sargeant, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $22 per year within the city boundaries, with insurance premiums ranging from a high of $1,537 to a low of $1,515. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the Southwest parts of Sargeant.Pick the Best Car Insurance Company for You in Sargeant
The best car insurance provider for most drivers in Sargeant
For drivers with clean driving records and no major strikes, Farm Bureau is the best option, with annual savings of $413 over the average Sargeant car insurance company.
The best car insurance provider for Sargeant drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $520 over the competition.
The best car insurance company for Sargeant drivers with speeding tickets
>Nationwide gave the average person with a speeding ticket the most savings, averaging $334 better than other car insurance companies.
The best auto insurance for Sargeant drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $679 less each year.
The least expensive car insurance company for new and young drivers in Sargeant
In Sargeant, State Farm costs young drivers $1,164 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Sargeant
State Farm gave the largest car insurance discounts to married couples, averaging $345 saved each year compared to an average Sargeant couple's premiums.
The cheapest car insurance in Sargeant for drivers with bad credit
The best Sargeant car insurance company for customer service
Recent price drops
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The cheapest large national provider in Sargeant
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Sargeant driver can expect to pay about $116 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Sargeant, USAA has the best prices for young drivers, drivers with accidents, married couples, good drivers, drivers with speeding tickets, drivers with a DUI conviction, and drivers with bad credit.Auto Insurance Prices in and Around Sargeant
What Influences the Cost of Car Insurance in Sargeant?
On average, car insurance in Sargeant is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Sargeant is 30 minutes, which is about the national average for a driver in the state.
- Minnesota state insurance regulations may require higher prices.
- An average of 14 to 15 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Sargeant are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of B according to CrimeGrade.org.
- Sargeant is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Sargeant is $66 per month for minimum coverage and $128 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Hayfield: Insurance costs 2.28% more
- Waltham: Insurance costs 0.52% less
- Dexter: Insurance costs 0.20% more
- Brownsdale: Insurance costs 0.46% more
- Mayville: Insurance costs 1.11% less
- Rock Dell: Insurance costs 0.98% less
- Lansing: Insurance costs 0.72% less
- Elkton: Insurance costs 0.20% more
- Nicolville: Insurance costs 0.26% more
- Grand Meadow: Insurance costs 0.46% more
Cities with Similar Populations
- Valle Crucis: Insurance costs 22.82% less
- Elmwood: Insurance costs 21.38% less
- Elwood: Insurance costs 5.54% more
- Eola: Insurance costs 10.82% more
- Epworth: Insurance costs 46.61% more
- Fairfax: Insurance costs 80.64% more
- Fairmont: Insurance costs 6.71% more
- Falmouth: Insurance costs 20.73% less
- False Pass: Insurance costs 9.19% less
- Federal Dam: Insurance costs 7.69% more