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Get Cheap Car Insurance in Brownsdale, MN
We monitor insurance prices, helping the average driver in Brownsdale save up to 30.5% on car insurance.
The Cheapest Minimum Coverage in Brownsdale
The chart below shows the cheapest car insurance company in Brownsdale for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Auto-Owners Insurance, Kemper, and American Family Insurance.
| Brownsdale Insurer | Monthly Cost |
|---|---|
| State Farm | $49 |
| Auto-Owners Insurance | $54 |
| Kemper | $57 |
| American Family Insurance | $58 |
Savings for Every Kind of Brownsdale Driver
Based on our extensive insurance data, we know the average Brownsdale driver will save about 27% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $414 per year by choosing the right vehicle insurance company. Some Brownsdale residents are paying out over $1,541 extra every year for auto insurance in Brownsdale. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Brownsdale, MN Savings / Yr. |
|---|---|
$414 |
|
$522 |
|
$336 |
|
$682 |
|
$1,169 |
|
$346 |
|
$910 |
Brownsdale Car Insurance vs. Minnesota
People living in Brownsdale pay an average of 4.07% less than the typical driver in the state. The average driver in Brownsdale can expect to pay about $797 per year, or $1,541 for full coverage.
Based on our analysis, Farm Bureau will be the cheapest provider in Brownsdale for most people.
Car Insurance Prices by Brownsdale Neighborhood
Insurance Prices
Where is insurance cheapest within Brownsdale?
The map shows insurance prices in and around Brownsdale, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $27 per year within the city boundaries, with insurance premiums ranging from a high of $1,542 to a low of $1,515. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Northeast parts of Brownsdale.Pick the Best Car Insurance Company for You in Brownsdale
The best car insurance provider for most drivers in Brownsdale
For drivers with clean driving records and no major strikes, Farm Bureau is the best option, with annual savings of $414 over the average Brownsdale car insurance company.
The best car insurance provider for Brownsdale drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $522 over the competition.
The best car insurance company for Brownsdale drivers with speeding tickets
>Nationwide gave the average person with a speeding ticket the most savings, averaging $336 better than other car insurance companies.
The best auto insurance for Brownsdale drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $682 less each year.
The least expensive car insurance company for new and young drivers in Brownsdale
In Brownsdale, State Farm costs young drivers $1,169 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Brownsdale
State Farm gave the largest car insurance discounts to married couples, averaging $346 saved each year compared to an average Brownsdale couple's premiums.
The cheapest car insurance in Brownsdale for drivers with bad credit
The best Brownsdale car insurance company for customer service
Nationwide was the best company for customer service in Brownsdale according to the NAIC.
Recent price drops
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The cheapest large national provider in Brownsdale
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Brownsdale driver can expect to pay about $116 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Brownsdale, USAA has the best prices for young drivers, drivers with accidents, married couples, good drivers, drivers with speeding tickets, drivers with a DUI conviction, and drivers with bad credit.Auto Insurance Prices in and Around Brownsdale
What Influences the Cost of Car Insurance in Brownsdale?
On average, car insurance in Brownsdale is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Brownsdale is 29 minutes, which is about the national average for a driver in the state.
- Minnesota state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Brownsdale are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of B according to CrimeGrade.org.
- Brownsdale is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Brownsdale is $66 per month for minimum coverage and $128 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Mayville: Insurance costs 1.56% less
- Nicolville: Insurance costs 0.19% less
- Lansing: Insurance costs 1.17% less
- Waltham: Insurance costs 0.97% less
- Mapleview: Insurance costs 1.30% more
- Sargeant: Insurance costs 0.45% less
- Austin: Insurance costs 3.89% more
- Dexter: Insurance costs 0.26% less
- Rose Creek: Insurance costs 1.10% less
- Austin Acres: Insurance costs 1.23% more
Cities with Similar Populations
- Briar: Insurance costs 17.72% more
- Richmond Dale: Insurance costs 26.54% less
- Sidney: Insurance costs 38.87% less
- Carlisle: Insurance costs 80.27% more
- South Fork: Insurance costs 18.82% more
- Keytesville: Insurance costs 16.74% more
- Koshkonong: Insurance costs 16.03% more
- Robinson Creek: Insurance costs 47.70% more
- Telephone: Insurance costs 14.15% more
- Highland Lakes: Insurance costs 13.37% more