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Get Cheap Car Insurance in Austin Acres, MN
We monitor insurance prices, helping the average driver in Austin Acres save up to 30.5% on car insurance.
The Cheapest Minimum Coverage in Austin Acres
The chart below shows the cheapest car insurance company in Austin Acres for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Auto-Owners Insurance, Kemper, and American Family Insurance.
| Austin Acres Insurer | Monthly Cost |
|---|---|
| State Farm | $49 |
| Auto-Owners Insurance | $55 |
| Kemper | $58 |
| American Family Insurance | $58 |
Savings for Every Kind of Austin Acres Driver
Based on our extensive insurance data, we know the average Austin Acres driver will save about 27% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $420 per year by choosing the right vehicle insurance company. Some Austin Acres residents are paying out over $1,560 extra every year for auto insurance in Austin Acres. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Austin Acres, MN Savings / Yr. |
|---|---|
$420 |
|
$529 |
|
$340 |
|
$691 |
|
$1,184 |
|
$351 |
|
$922 |
Austin Acres Car Insurance vs. Minnesota
People living in Austin Acres pay an average of 2.85% less than the typical driver in the state. The average driver in Austin Acres can expect to pay about $807 per year, or $1,560 for full coverage.
Based on our analysis, Farm Bureau will be the cheapest provider in Austin Acres for most people.
Car Insurance Prices by Austin Acres Neighborhood
Insurance Prices
Where is insurance cheapest within Austin Acres?
The map shows insurance prices in and around Austin Acres, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $183 per year within the city boundaries, with insurance premiums ranging from a high of $1,672 to a low of $1,489. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the West parts of Austin Acres.Pick the Best Car Insurance Company for You in Austin Acres
The best car insurance provider for most drivers in Austin Acres
For drivers with clean driving records and no major strikes, Farm Bureau is the best option, with annual savings of $420 over the average Austin Acres car insurance company.
The best car insurance provider for Austin Acres drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $529 over the competition.
The best car insurance company for Austin Acres drivers with speeding tickets
>Nationwide gave the average person with a speeding ticket the most savings, averaging $340 better than other car insurance companies.
The best auto insurance for Austin Acres drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $691 less each year.
The least expensive car insurance company for new and young drivers in Austin Acres
In Austin Acres, State Farm costs young drivers $1,184 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Austin Acres
State Farm gave the largest car insurance discounts to married couples, averaging $351 saved each year compared to an average Austin Acres couple's premiums.
The cheapest car insurance in Austin Acres for drivers with bad credit
The best Austin Acres car insurance company for customer service
Nationwide was the best company for customer service in Austin Acres according to the NAIC.
Recent price drops
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The cheapest large national provider in Austin Acres
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Austin Acres driver can expect to pay about $116 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Austin Acres, USAA has the best prices for young drivers, drivers with accidents, married couples, good drivers, drivers with speeding tickets, drivers with a DUI conviction, and drivers with bad credit.Auto Insurance Prices in and Around Austin Acres
What Influences the Cost of Car Insurance in Austin Acres?
On average, car insurance in Austin Acres is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Austin Acres is 23 minutes, which is far less than average for a driver in the state.
- Minnesota state insurance regulations may require higher prices.
- An average of 14 to 15 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Austin Acres are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of B- according to CrimeGrade.org.
- Austin Acres is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Austin Acres is $67 per month for minimum coverage and $130 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Austin: Insurance costs 2.63% more
- Mapleview: Insurance costs 0.06% more
- Nicolville: Insurance costs 1.41% less
- Moscow: Insurance costs 1.86% less
- Rose Creek: Insurance costs 2.31% less
- Lansing: Insurance costs 2.37% less
- London: Insurance costs 1.22% less
- Lyle: Insurance costs 1.41% less
- Brownsdale: Insurance costs 1.22% less
- Corning: Insurance costs 1.92% less
Cities with Similar Populations
- Goshen: Insurance costs 25.06% less
- St. James: Insurance costs 104.17% more
- Bradenton Beach: Insurance costs 61.15% more
- South Monterey: Insurance costs 70.58% more
- Brownlow: Insurance costs 2.56% less
- South Bloomingville: Insurance costs 26.09% less
- Smith Lake: Insurance costs 6.99% less
- Sleepy Creek: Insurance costs 9.29% less
- Grand Isle: Insurance costs 100.45% more
- Harrington: Insurance costs 1.79% more