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Get Cheap Car Insurance in London, MN
We monitor insurance prices, helping the average driver in London save up to 30.5% on car insurance.
The Cheapest Minimum Coverage in London
The chart below shows the cheapest car insurance company in London for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Auto-Owners Insurance, Kemper, and American Family Insurance.
| London Insurer | Monthly Cost |
|---|---|
| State Farm | $49 |
| Auto-Owners Insurance | $54 |
| Kemper | $57 |
| American Family Insurance | $58 |
Savings for Every Kind of London Driver
Based on our extensive insurance data, we know the average London driver will save about 27% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $415 per year by choosing the right vehicle insurance company. Some London residents are paying out over $1,541 extra every year for auto insurance in London. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
London, MN Savings / Yr. |
|---|---|
$415 |
|
$522 |
|
$336 |
|
$682 |
|
$1,170 |
|
$346 |
|
$911 |
London Car Insurance vs. Minnesota
People living in London pay an average of 4.04% less than the typical driver in the state. The average driver in London can expect to pay about $797 per year, or $1,541 for full coverage.
Based on our analysis, Farm Bureau will be the cheapest provider in London for most people.
Car Insurance Prices by London Neighborhood
Insurance Prices
Where is insurance cheapest within London?
The map shows insurance prices in and around London, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $5 per year within the city boundaries, with insurance premiums ranging from a high of $1,543 to a low of $1,538. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the East parts of London.Pick the Best Car Insurance Company for You in London
The best car insurance provider for most drivers in London
For drivers with clean driving records and no major strikes, Farm Bureau is the best option, with annual savings of $415 over the average London car insurance company.
The best car insurance provider for London drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $522 over the competition.
The best car insurance company for London drivers with speeding tickets
>Nationwide gave the average person with a speeding ticket the most savings, averaging $336 better than other car insurance companies.
The best auto insurance for London drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $682 less each year.
The least expensive car insurance company for new and young drivers in London
In London, State Farm costs young drivers $1,170 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in London
State Farm gave the largest car insurance discounts to married couples, averaging $346 saved each year compared to an average London couple's premiums.
The cheapest car insurance in London for drivers with bad credit
The best London car insurance company for customer service
Recent price drops
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The cheapest large national provider in London
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average London driver can expect to pay about $116 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In London, USAA has the best prices for young drivers, drivers with accidents, married couples, good drivers, drivers with speeding tickets, drivers with a DUI conviction, and drivers with bad credit.Auto Insurance Prices in and Around London
What Influences the Cost of Car Insurance in London?
On average, car insurance in London is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in London is 30 minutes, which is about the national average for a driver in the state.
- Minnesota state insurance regulations may require higher prices.
- An average of 14 to 15 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in London are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of B according to CrimeGrade.org.
- London is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in London is $66 per month for minimum coverage and $128 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Myrtle: Insurance costs 0.19% less
- Lyle: Insurance costs 0.19% less
- Mona: Insurance costs 20.38% less
- Otranto: Insurance costs 20.38% less
- Austin Acres: Insurance costs 1.23% more
- Carpenter: Insurance costs 20.51% less
- Northwood: Insurance costs 20.70% less
- Austin: Insurance costs 3.89% more
- Glenville: Insurance costs 0.84% less
- Petran: Insurance costs 1.88% less
Cities with Similar Populations
- Independence: Insurance costs 7.66% less
- Honora: Insurance costs 15.06% more
- Hoovers: Insurance costs 10.32% less
- Hope: Insurance costs 11.03% less
- Horace: Insurance costs 5.39% less
- Hoyte: Insurance costs 3.24% more
- Hull: Insurance costs 13.24% more
- Hummels Wharf: Insurance costs 17.59% less
- Humphrey Center: Insurance costs 46.33% more
- Hunlock Gardens: Insurance costs 9.93% less