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Get Cheap Car Insurance in Sawyer, MI
We monitor insurance prices, helping the average driver in Sawyer save up to 41.9% on car insurance.
The Cheapest Minimum Coverage in Sawyer
The chart below shows the cheapest car insurance company in Sawyer for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Auto-Owners Insurance, followed by Progressive, State Farm, and Safeco Insurance.
| Sawyer Insurer | Monthly Cost |
|---|---|
| Auto-Owners Insurance | $101 |
| Progressive | $115 |
| State Farm | $116 |
| Safeco Insurance | $122 |
Savings for Every Kind of Sawyer Driver
Based on our extensive insurance data, we know the average Sawyer driver will save about 40% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, and age. The average driver will find themselves saving $1,090 per year by choosing the right vehicle insurance company. Some Sawyer residents are paying out over $2,713 extra every year for auto insurance in Sawyer. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Sawyer, MI Savings / Yr. |
|---|---|
$1,090 |
|
$1,780 |
|
$1,575 |
|
$2,394 |
|
$2,825 |
|
$0 |
|
$0 |
Sawyer Car Insurance vs. Michigan
People living in Sawyer pay an average of 6.41% less than the typical driver in the state. The average driver in Sawyer can expect to pay about $2,061 per year, or $2,713 for full coverage.
Based on our analysis, Safeco Insurance will be the cheapest provider in Sawyer for most people.
Car Insurance Prices by Sawyer Neighborhood
Insurance Prices
Where is insurance cheapest within Sawyer?
The map shows insurance prices in and around Sawyer, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $181 per year within the city boundaries, with insurance premiums ranging from a high of $2,786 to a low of $2,605. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the Northeast parts of Sawyer.Pick the Best Car Insurance Company for You in Sawyer
The best car insurance provider for most drivers in Sawyer
For drivers with clean driving records and no major strikes, Safeco Insurance is the best option, with annual savings of $1,090 over the average Sawyer car insurance company.
The best car insurance provider for Sawyer drivers with accidents on their records
In our analysis, Auto-Owners Insurance saved the average person who had been in an accident the most, with annual savings averaging $1,780 over the competition.
The best car insurance company for Sawyer drivers with speeding tickets
>Auto-Owners Insurance gave the average person with a speeding ticket the most savings, averaging $1,575 better than other car insurance companies.
The best auto insurance for Sawyer drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $2,394 less each year.
The least expensive car insurance company for new and young drivers in Sawyer
In Sawyer, Geico costs young drivers $2,825 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Sawyer
The cheapest car insurance in Sawyer for drivers with bad credit
The best Sawyer car insurance company for customer service
Recent price drops
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The cheapest large national provider in Sawyer
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Sawyer driver can expect to pay about $163 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Sawyer, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, good drivers, young drivers, drivers with accidents, and drivers with a DUI conviction.Auto Insurance Prices in and Around Sawyer
What Influences the Cost of Car Insurance in Sawyer?
On average, car insurance in Sawyer is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Sawyer is 30 minutes, which is about the national average for a driver in the state.
- Michigan state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of C+ according to CrimeGrade.org.
- Sawyer is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Sawyer is $172 per month for minimum coverage and $226 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Shorewood-Tower Hills-Harbert: Insurance costs 2.69% more
- New Troy: Insurance costs 1.95% less
- Harbert: Insurance costs 2.62% more
- Bridgman: Insurance costs 2.91% less
- Lakeside: Insurance costs 2.43% more
- Glendora: Insurance costs 1.99% less
- Hills Corners: Insurance costs 1.47% less
- Three Oaks: Insurance costs 0.63% more
- Baroda: Insurance costs 1.29% less
- Union Pier: Insurance costs 2.43% more
Cities with Similar Populations
- Smith Center: Insurance costs 41.98% less
- Glen Ellen: Insurance costs 29.19% less
- Greeleyville: Insurance costs 35.16% less
- Greenland: Insurance costs 39.81% less
- Haines: Insurance costs 54.44% less
- Harvard: Insurance costs 40.18% less
- Lorida: Insurance costs 11.65% less
- Lummi Island: Insurance costs 50.28% less
- Marble Hill: Insurance costs 35.16% less
- Senath: Insurance costs 33.73% less