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Get Cheap Car Insurance in Baroda, MI
We monitor insurance prices, helping the average driver in Baroda save up to 41.9% on car insurance.
The Cheapest Minimum Coverage in Baroda
The chart below shows the cheapest car insurance company in Baroda for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Auto-Owners Insurance, followed by Progressive, State Farm, and Safeco Insurance.
| Baroda Insurer | Monthly Cost |
|---|---|
| Auto-Owners Insurance | $99 |
| Progressive | $113 |
| State Farm | $114 |
| Safeco Insurance | $121 |
Savings for Every Kind of Baroda Driver
Based on our extensive insurance data, we know the average Baroda driver will save about 40% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, and age. The average driver will find themselves saving $1,076 per year by choosing the right vehicle insurance company. Some Baroda residents are paying out over $2,678 extra every year for auto insurance in Baroda. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Baroda, MI Savings / Yr. |
|---|---|
$1,076 |
|
$1,757 |
|
$1,555 |
|
$2,363 |
|
$2,788 |
|
$0 |
|
$0 |
Baroda Car Insurance vs. Michigan
People living in Baroda pay an average of 7.61% less than the typical driver in the state. The average driver in Baroda can expect to pay about $2,034 per year, or $2,678 for full coverage.
Based on our analysis, Safeco Insurance will be the cheapest provider in Baroda for most people.
Car Insurance Prices by Baroda Neighborhood
Insurance Prices
Where is insurance cheapest within Baroda?
The map shows insurance prices in and around Baroda, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $155 per year within the city boundaries, with insurance premiums ranging from a high of $2,750 to a low of $2,595. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the Southeast parts of Baroda.Pick the Best Car Insurance Company for You in Baroda
The best car insurance provider for most drivers in Baroda
For drivers with clean driving records and no major strikes, Safeco Insurance is the best option, with annual savings of $1,076 over the average Baroda car insurance company.
The best car insurance provider for Baroda drivers with accidents on their records
In our analysis, Auto-Owners Insurance saved the average person who had been in an accident the most, with annual savings averaging $1,757 over the competition.
The best car insurance company for Baroda drivers with speeding tickets
>Auto-Owners Insurance gave the average person with a speeding ticket the most savings, averaging $1,555 better than other car insurance companies.
The best auto insurance for Baroda drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $2,363 less each year.
The least expensive car insurance company for new and young drivers in Baroda
In Baroda, Geico costs young drivers $2,788 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Baroda
The cheapest car insurance in Baroda for drivers with bad credit
The best Baroda car insurance company for customer service
Recent price drops
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The cheapest large national provider in Baroda
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Baroda driver can expect to pay about $163 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Baroda, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, good drivers, young drivers, drivers with accidents, and drivers with a DUI conviction.Auto Insurance Prices in and Around Baroda
What Influences the Cost of Car Insurance in Baroda?
On average, car insurance in Baroda is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Baroda is 28 minutes, which is a little less than average for a driver in the state.
- Michigan state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of B- according to CrimeGrade.org.
- Baroda is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Baroda is $170 per month for minimum coverage and $223 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Hills Corners: Insurance costs 0.19% less
- Hinchman: Insurance costs 1.90% more
- Bridgman: Insurance costs 1.64% less
- Stevensville: Insurance costs 2.09% less
- Glendora: Insurance costs 0.71% less
- Buckhorn: Insurance costs 0.52% less
- New Troy: Insurance costs 0.67% less
- Sawyer: Insurance costs 1.31% more
- Berrien Springs: Insurance costs 8.36% more
- Shoreham: Insurance costs 8.55% less
Cities with Similar Populations
- Hollister: Insurance costs 50.78% less
- Amboy: Insurance costs 46.27% less
- Butler: Insurance costs 49.59% less
- Watkins: Insurance costs 38.61% less
- Danville: Insurance costs 38.83% less
- McComb: Insurance costs 61.46% less
- Madelia: Insurance costs 41.93% less
- Logan: Insurance costs 53.51% less
- Mountainburg: Insurance costs 38.57% less
- Lester Prairie: Insurance costs 40.33% less