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Get Cheap Car Insurance in Stevensville, MI
We monitor insurance prices, helping the average driver in Stevensville save up to 41.9% on car insurance.
The Cheapest Minimum Coverage in Stevensville
The chart below shows the cheapest car insurance company in Stevensville for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Auto-Owners Insurance, followed by Progressive, State Farm, and Safeco Insurance.
| Stevensville Insurer | Monthly Cost |
|---|---|
| Auto-Owners Insurance | $97 |
| Progressive | $111 |
| State Farm | $112 |
| Safeco Insurance | $118 |
Savings for Every Kind of Stevensville Driver
Based on our extensive insurance data, we know the average Stevensville driver will save about 40% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, and age. The average driver will find themselves saving $1,054 per year by choosing the right vehicle insurance company. Some Stevensville residents are paying out over $2,622 extra every year for auto insurance in Stevensville. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Stevensville, MI Savings / Yr. |
|---|---|
$1,054 |
|
$1,720 |
|
$1,522 |
|
$2,314 |
|
$2,730 |
|
$0 |
|
$0 |
Stevensville Car Insurance vs. Michigan
People living in Stevensville pay an average of 9.55% less than the typical driver in the state. The average driver in Stevensville can expect to pay about $1,992 per year, or $2,622 for full coverage.
Based on our analysis, Safeco Insurance will be the cheapest provider in Stevensville for most people.
Car Insurance Prices by Stevensville Neighborhood
Insurance Prices
Where is insurance cheapest within Stevensville?
The map shows insurance prices in and around Stevensville, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $240 per year within the city boundaries, with insurance premiums ranging from a high of $2,757 to a low of $2,517. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the Northeast parts of Stevensville.Pick the Best Car Insurance Company for You in Stevensville
The best car insurance provider for most drivers in Stevensville
For drivers with clean driving records and no major strikes, Safeco Insurance is the best option, with annual savings of $1,054 over the average Stevensville car insurance company.
The best car insurance provider for Stevensville drivers with accidents on their records
In our analysis, Auto-Owners Insurance saved the average person who had been in an accident the most, with annual savings averaging $1,720 over the competition.
The best car insurance company for Stevensville drivers with speeding tickets
>Auto-Owners Insurance gave the average person with a speeding ticket the most savings, averaging $1,522 better than other car insurance companies.
The best auto insurance for Stevensville drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $2,314 less each year.
The least expensive car insurance company for new and young drivers in Stevensville
In Stevensville, Geico costs young drivers $2,730 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Stevensville
The cheapest car insurance in Stevensville for drivers with bad credit
The best Stevensville car insurance company for customer service
Nationwide was the best company for customer service in Stevensville according to the NAIC.
Recent price drops
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The cheapest large national provider in Stevensville
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Stevensville driver can expect to pay about $163 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Stevensville, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, good drivers, young drivers, drivers with accidents, and drivers with a DUI conviction.Auto Insurance Prices in and Around Stevensville
What Influences the Cost of Car Insurance in Stevensville?
On average, car insurance in Stevensville is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Stevensville is 22 minutes, which is far less than average for a driver in the state.
- Michigan state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of B+ according to CrimeGrade.org.
- Stevensville is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Stevensville is $166 per month for minimum coverage and $219 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Shoreham: Insurance costs 6.60% less
- St. Joseph: Insurance costs 1.64% more
- Baroda: Insurance costs 2.14% more
- Buckhorn: Insurance costs 1.60% more
- Fair Plain: Insurance costs 16.29% more
- Hinchman: Insurance costs 4.08% more
- Bridgman: Insurance costs 0.46% more
- Hills Corners: Insurance costs 1.95% more
- Sodus: Insurance costs 2.36% more
- Benton Harbor: Insurance costs 18.57% more
Cities with Similar Populations
- Adairsville: Insurance costs 32.49% less
- Zapata: Insurance costs 32.95% less
- Yorktown Heights: Insurance costs 7.02% less
- Woodland: Insurance costs 46.49% less
- Winston: Insurance costs 29.60% less
- Winnetka: Insurance costs 38.06% less
- Winfield: Insurance costs 41.34% less
- Winfield: Insurance costs 42.22% less
- Williamston: Insurance costs 51.87% less
- Babylon: Insurance costs 2.33% more