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Get Cheap Car Insurance in Scotts Crossroad, VA
We monitor insurance prices, helping the average driver in Scotts Crossroad save up to 38.8% on car insurance.
The Cheapest Minimum Coverage in Scotts Crossroad
The chart below shows the cheapest car insurance company in Scotts Crossroad for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Farm Bureau, and Safeco Insurance.
| Scotts Crossroad Insurer | Monthly Cost |
|---|---|
| Metromile | $44 |
| Geico | $50 |
| Farm Bureau | $52 |
| Safeco Insurance | $55 |
Savings for Every Kind of Scotts Crossroad Driver
Based on our extensive insurance data, we know the average Scotts Crossroad driver will save about 38% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $458 per year by choosing the right vehicle insurance company. Some Scotts Crossroad residents are paying out over $1,214 extra every year for auto insurance in Scotts Crossroad. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Scotts Crossroad, VA Savings / Yr. |
|---|---|
$458 |
|
$782 |
|
$669 |
|
$654 |
|
$1,070 |
|
$245 |
|
$441 |
Scotts Crossroad Car Insurance vs. Virginia
People living in Scotts Crossroad pay an average of 0.04% less than the typical driver in the state. The average driver in Scotts Crossroad can expect to pay about $841 per year, or $1,214 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Scotts Crossroad for most people.
Car Insurance Prices by Scotts Crossroad Neighborhood
Insurance Prices
Where is insurance cheapest within Scotts Crossroad?
The map shows insurance prices in and around Scotts Crossroad, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $34 per year within the city boundaries, with insurance premiums ranging from a high of $1,240 to a low of $1,206. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the Central parts of Scotts Crossroad.Pick the Best Car Insurance Company for You in Scotts Crossroad
The best car insurance provider for most drivers in Scotts Crossroad
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $458 over the average Scotts Crossroad car insurance company.
The best car insurance provider for Scotts Crossroad drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $782 over the competition.
The best car insurance company for Scotts Crossroad drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $669 better than other car insurance companies.
The best auto insurance for Scotts Crossroad drivers with a DUI conviction
Getting a quote from Farm Bureau may cost the average person with a DUI about $654 less each year.
The least expensive car insurance company for new and young drivers in Scotts Crossroad
In Scotts Crossroad, Erie Insurance costs young drivers $1,070 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Scotts Crossroad
Farm Bureau gave the largest car insurance discounts to married couples, averaging $245 saved each year compared to an average Scotts Crossroad couple's premiums.
The cheapest car insurance in Scotts Crossroad for drivers with bad credit
The best Scotts Crossroad car insurance company for customer service
Nationwide was the best company for customer service in Scotts Crossroad according to the NAIC.
Recent price drops
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The cheapest large national provider in Scotts Crossroad
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Scotts Crossroad driver can expect to pay about $89 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Scotts Crossroad, USAA has the best prices for young drivers, drivers with accidents, drivers with bad credit, married couples, drivers with speeding tickets, drivers with a DUI conviction, and good drivers.Auto Insurance Prices in and Around Scotts Crossroad
What Influences the Cost of Car Insurance in Scotts Crossroad?
On average, car insurance in Scotts Crossroad is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Scotts Crossroad is 36 minutes, which is about the national average for a driver in the state.
- Virginia state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Scotts Crossroad are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of C according to CrimeGrade.org.
- Scotts Crossroad is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Scotts Crossroad is $70 per month for minimum coverage and $101 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Wightman: Insurance costs 0.66% less
- Chase City: Insurance costs 1.15% more
- North View: Insurance costs 1.98% more
- Rehoboth: Insurance costs 0.16% less
- Finneywood: Insurance costs 2.06% more
- The Ridge: Insurance costs 0.08% more
- Pleasant Grove: Insurance costs 0.58% less
- Plantersville: Insurance costs the same
- Baskerville: Insurance costs 1.32% more
- Union Level: Insurance costs 0.16% more
Cities with Similar Populations
- Chester: Insurance costs 7.50% less
- West Bainbridge: Insurance costs 30.40% more
- Wesley: Insurance costs 5.19% less
- Weldon: Insurance costs 2.14% more
- Welcome: Insurance costs 12.36% more
- Weed Heights: Insurance costs 64.25% more
- Wayside: Insurance costs 24.79% more
- Waucoma: Insurance costs 0.33% more
- Washington: Insurance costs 14.17% more
- Creede: Insurance costs 44.15% more