Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Scottsmoor, FL
We monitor insurance prices, helping the average driver in Scottsmoor save up to 34.6% on car insurance.
The Cheapest Minimum Coverage in Scottsmoor
The chart below shows the cheapest car insurance company in Scottsmoor for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Geico, followed by State Farm, Gainsco, and Bristol West.
| Scottsmoor Insurer | Monthly Cost |
|---|---|
| Geico | $115 |
| State Farm | $122 |
| Gainsco | $160 |
| Bristol West | $160 |
Savings for Every Kind of Scottsmoor Driver
Based on our extensive insurance data, we know the average Scottsmoor driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $708 per year by choosing the right vehicle insurance company. Some Scottsmoor residents are paying out over $2,419 extra every year for auto insurance in Scottsmoor. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Scottsmoor, FL Savings / Yr. |
|---|---|
$708 |
|
$1,039 |
|
$799 |
|
$791 |
|
$2,514 |
|
$687 |
|
$1,001 |
Scottsmoor Car Insurance vs. Florida
People living in Scottsmoor pay an average of 8.43% less than the typical driver in the state. The average driver in Scottsmoor can expect to pay about $2,209 per year, or $2,419 for full coverage.
Based on our analysis, Geico will be the cheapest provider in Scottsmoor for most people.
Car Insurance Prices by Scottsmoor Neighborhood
Insurance Prices
Where is insurance cheapest within Scottsmoor?
The map shows insurance prices in and around Scottsmoor, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $69 per year within the city boundaries, with insurance premiums ranging from a high of $2,473 to a low of $2,404. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the Southwest parts of Scottsmoor.Pick the Best Car Insurance Company for You in Scottsmoor
The best car insurance provider for most drivers in Scottsmoor
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $708 over the average Scottsmoor car insurance company.
The best car insurance provider for Scottsmoor drivers with accidents on their records
In our analysis, Geico saved the average person who had been in an accident the most, with annual savings averaging $1,039 over the competition.
The best car insurance company for Scottsmoor drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $799 better than other car insurance companies.
The best auto insurance for Scottsmoor drivers with a DUI conviction
Getting a quote from Geico may cost the average person with a DUI about $791 less each year.
The least expensive car insurance company for new and young drivers in Scottsmoor
In Scottsmoor, Geico costs young drivers $2,514 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Scottsmoor
Geico gave the largest car insurance discounts to married couples, averaging $687 saved each year compared to an average Scottsmoor couple's premiums.
The cheapest car insurance in Scottsmoor for drivers with bad credit
The best Scottsmoor car insurance company for customer service
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Scottsmoor, which was better than other insurers.
The cheapest large national provider in Scottsmoor
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Scottsmoor driver can expect to pay about $156 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Scottsmoor, USAA has the best prices for good drivers, drivers with accidents, and drivers with speeding tickets.Auto Insurance Prices in and Around Scottsmoor
What Influences the Cost of Car Insurance in Scottsmoor?
On average, car insurance in Scottsmoor is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Scottsmoor is 34 minutes, which is about the national average for a driver in the state.
- Florida state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Scottsmoor are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of B+ according to CrimeGrade.org.
- Scottsmoor is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Scottsmoor is $184 per month for minimum coverage and $202 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Mims: Insurance costs 2.32% more
- Oak Hill: Insurance costs 0.99% more
- Geneva: Insurance costs 0.04% less
- Osteen: Insurance costs 0.37% more
- Canaan: Insurance costs 1.12% more
- Oviedo: Insurance costs 3.93% more
- Winter Springs: Insurance costs 5.99% more
- Sanford: Insurance costs 9.43% more
- Goldenrod: Insurance costs 8.02% more
- Casselberry: Insurance costs 5.79% more
Cities with Similar Populations
- Corapeake: Insurance costs 48.49% less
- Freeport: Insurance costs 33.73% less
- Granite: Insurance costs 29.31% less
- Springerville: Insurance costs 28.57% less
- Springfield: Insurance costs 19.31% less
- Harpersville: Insurance costs 35.63% less
- Union Springs: Insurance costs 15.92% less
- Lawrenceville: Insurance costs 45.35% less
- Wagon Wheel: Insurance costs 28.57% less
- Walnut Shade: Insurance costs 27.37% less