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Get Cheap Car Insurance in Seabrook Island, SC
We monitor insurance prices, helping the average driver in Seabrook Island save up to 29.7% on car insurance.
The Cheapest Minimum Coverage in Seabrook Island
The chart below shows the cheapest car insurance company in Seabrook Island for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Geico, followed by State Farm, Auto-Owners Insurance, and Safeco Insurance.
| Seabrook Island Insurer | Monthly Cost |
|---|---|
| Geico | $59 |
| State Farm | $67 |
| Auto-Owners Insurance | $67 |
| Safeco Insurance | $74 |
Savings for Every Kind of Seabrook Island Driver
Based on our extensive insurance data, we know the average Seabrook Island driver will save about 22% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $368 per year by choosing the right vehicle insurance company. Some Seabrook Island residents are paying out over $1,677 extra every year for auto insurance in Seabrook Island. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Seabrook Island, SC Savings / Yr. |
|---|---|
$368 |
|
$660 |
|
$558 |
|
$694 |
|
$1,358 |
|
$311 |
|
$404 |
Seabrook Island Car Insurance vs. South Carolina
People living in Seabrook Island pay an average of 2.95% more than the typical driver in the state. The average driver in Seabrook Island can expect to pay about $986 per year, or $1,677 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Seabrook Island for most people.
Car Insurance Prices by Seabrook Island Neighborhood
Insurance Prices
Where is insurance cheapest within Seabrook Island?
The map shows insurance prices in and around Seabrook Island, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $17 per year within the city boundaries, with insurance premiums ranging from a high of $1,685 to a low of $1,668. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Southwest parts of Seabrook Island.Pick the Best Car Insurance Company for You in Seabrook Island
The best car insurance provider for most drivers in Seabrook Island
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $368 over the average Seabrook Island car insurance company.
The best car insurance provider for Seabrook Island drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $660 over the competition.
The best car insurance company for Seabrook Island drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $558 better than other car insurance companies.
The best auto insurance for Seabrook Island drivers with a DUI conviction
Getting a quote from Kemper may cost the average person with a DUI about $694 less each year.
The least expensive car insurance company for new and young drivers in Seabrook Island
In Seabrook Island, Geico costs young drivers $1,358 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Seabrook Island
Geico gave the largest car insurance discounts to married couples, averaging $311 saved each year compared to an average Seabrook Island couple's premiums.
The cheapest car insurance in Seabrook Island for drivers with bad credit
The best Seabrook Island car insurance company for customer service
Nationwide was the best company for customer service in Seabrook Island according to the NAIC.
Recent price drops
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The cheapest large national provider in Seabrook Island
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Seabrook Island driver can expect to pay about $110 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Seabrook Island, USAA has the best prices for drivers with speeding tickets, married couples, drivers with accidents, drivers with a DUI conviction, good drivers, drivers with bad credit, and young drivers.Auto Insurance Prices in and Around Seabrook Island
What Influences the Cost of Car Insurance in Seabrook Island?
On average, car insurance in Seabrook Island is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Seabrook Island is 36 minutes, which is about the national average for a driver in the state.
- South Carolina state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Seabrook Island are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
- Seabrook Island is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Seabrook Island is $82 per month for minimum coverage and $140 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Rockville: Insurance costs 5.43% more
- Wadmalaw Island: Insurance costs 5.72% more
- Kiawah Island: Insurance costs 0.18% more
- Legareville: Insurance costs 4.47% more
- Yonges Island: Insurance costs 5.13% more
- Edisto Island: Insurance costs 0.12% more
- Freedman: Insurance costs 0.12% more
- Edisto Beach: Insurance costs 3.16% less
- Rantowles: Insurance costs 2.03% more
- Folly Beach: Insurance costs 0.18% more
Cities with Similar Populations
- Barnstable: Insurance costs 7.10% less
- Beaver Dams: Insurance costs 22.90% more
- Belington: Insurance costs 11.51% less
- Belleville: Insurance costs 7.45% less
- Benton: Insurance costs 4.17% more
- Branchville: Insurance costs 3.34% more
- Bruceton: Insurance costs 19.38% less
- Cairo Bend: Insurance costs 18.78% less
- Caney: Insurance costs 7.75% less
- Champlain: Insurance costs 28.74% more