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Get Cheap Car Insurance in Wadmalaw Island, SC
We monitor insurance prices, helping the average driver in Wadmalaw Island save up to 29.7% on car insurance.
The Cheapest Minimum Coverage in Wadmalaw Island
The chart below shows the cheapest car insurance company in Wadmalaw Island for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Geico, followed by State Farm, Auto-Owners Insurance, and Safeco Insurance.
| Wadmalaw Island Insurer | Monthly Cost |
|---|---|
| Geico | $63 |
| State Farm | $71 |
| Auto-Owners Insurance | $71 |
| Safeco Insurance | $78 |
Savings for Every Kind of Wadmalaw Island Driver
Based on our extensive insurance data, we know the average Wadmalaw Island driver will save about 22% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $389 per year by choosing the right vehicle insurance company. Some Wadmalaw Island residents are paying out over $1,773 extra every year for auto insurance in Wadmalaw Island. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Wadmalaw Island, SC Savings / Yr. |
|---|---|
$389 |
|
$698 |
|
$590 |
|
$734 |
|
$1,436 |
|
$329 |
|
$427 |
Wadmalaw Island Car Insurance vs. South Carolina
People living in Wadmalaw Island pay an average of 8.84% more than the typical driver in the state. The average driver in Wadmalaw Island can expect to pay about $1,043 per year, or $1,773 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Wadmalaw Island for most people.
Car Insurance Prices by Wadmalaw Island Neighborhood
Insurance Prices
Where is insurance cheapest within Wadmalaw Island?
The map shows insurance prices in and around Wadmalaw Island, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $97 per year within the city boundaries, with insurance premiums ranging from a high of $1,782 to a low of $1,685. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the East parts of Wadmalaw Island.Pick the Best Car Insurance Company for You in Wadmalaw Island
The best car insurance provider for most drivers in Wadmalaw Island
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $389 over the average Wadmalaw Island car insurance company.
The best car insurance provider for Wadmalaw Island drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $698 over the competition.
The best car insurance company for Wadmalaw Island drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $590 better than other car insurance companies.
The best auto insurance for Wadmalaw Island drivers with a DUI conviction
Getting a quote from Kemper may cost the average person with a DUI about $734 less each year.
The least expensive car insurance company for new and young drivers in Wadmalaw Island
In Wadmalaw Island, Geico costs young drivers $1,436 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Wadmalaw Island
Geico gave the largest car insurance discounts to married couples, averaging $329 saved each year compared to an average Wadmalaw Island couple's premiums.
The cheapest car insurance in Wadmalaw Island for drivers with bad credit
The best Wadmalaw Island car insurance company for customer service
Nationwide was the best company for customer service in Wadmalaw Island according to the NAIC.
Recent price drops
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The cheapest large national provider in Wadmalaw Island
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Wadmalaw Island driver can expect to pay about $110 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Wadmalaw Island, USAA has the best prices for drivers with speeding tickets, married couples, drivers with accidents, drivers with a DUI conviction, good drivers, drivers with bad credit, and young drivers.Auto Insurance Prices in and Around Wadmalaw Island
What Influences the Cost of Car Insurance in Wadmalaw Island?
On average, car insurance in Wadmalaw Island is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Wadmalaw Island is 46 minutes, which is far more than average for a driver in the state.
- South Carolina state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Wadmalaw Island are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
- Wadmalaw Island has an average population density in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Wadmalaw Island is $87 per month for minimum coverage and $148 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Yonges Island: Insurance costs 0.56% less
- Rockville: Insurance costs 0.28% less
- Legareville: Insurance costs 1.18% less
- Seabrook Island: Insurance costs 5.41% less
- Meggett: Insurance costs 4.62% less
- Hollywood: Insurance costs 2.82% less
- Kiawah Island: Insurance costs 5.25% less
- Fenwick Hills: Insurance costs 2.48% less
- Johns Island: Insurance costs 3.44% less
- Rantowles: Insurance costs 3.50% less
Cities with Similar Populations
- Bethlehem: Insurance costs 20.47% less
- Yardley: Insurance costs 20.47% less
- Wadley: Insurance costs 2.09% less
- Upper Lake: Insurance costs 4.34% more
- Tuxedo Park: Insurance costs 32.49% more
- Tannersville: Insurance costs 18.22% less
- Sylvania: Insurance costs 13.31% less
- Sullivan: Insurance costs 36.27% less
- Singer: Insurance costs 58.43% more
- San Geronimo: Insurance costs 5.30% less