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Get Cheap Car Insurance in Sylvania, AL
We monitor insurance prices, helping the average driver in Sylvania save up to 30.9% on car insurance.
The Cheapest Minimum Coverage in Sylvania
The chart below shows the cheapest car insurance company in Sylvania for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Travelers, followed by Gainsco, State Farm, and Safe Auto.
| Sylvania Insurer | Monthly Cost |
|---|---|
| Travelers | $68 |
| Gainsco | $71 |
| State Farm | $74 |
| Safe Auto | $75 |
Savings for Every Kind of Sylvania Driver
Based on our extensive insurance data, we know the average Sylvania driver will save about 25% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $381 per year by choosing the right vehicle insurance company. Some Sylvania residents are paying out over $1,537 extra every year for auto insurance in Sylvania. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Sylvania, AL Savings / Yr. |
|---|---|
$381 |
|
$518 |
|
$485 |
|
$550 |
|
$1,194 |
|
$66 |
|
$325 |
Sylvania Car Insurance vs. Alabama
People living in Sylvania pay an average of 4.14% less than the typical driver in the state. The average driver in Sylvania can expect to pay about $1,014 per year, or $1,537 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in Sylvania for most people.
Car Insurance Prices by Sylvania Neighborhood
Insurance Prices
Where is insurance cheapest within Sylvania?
The map shows insurance prices in and around Sylvania, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $81 per year within the city boundaries, with insurance premiums ranging from a high of $1,594 to a low of $1,513. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the Southwest parts of Sylvania.Pick the Best Car Insurance Company for You in Sylvania
The best car insurance provider for most drivers in Sylvania
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $381 over the average Sylvania car insurance company.
The best car insurance provider for Sylvania drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $518 over the competition.
The best car insurance company for Sylvania drivers with speeding tickets
>Safe Auto gave the average person with a speeding ticket the most savings, averaging $485 better than other car insurance companies.
The best auto insurance for Sylvania drivers with a DUI conviction
Getting a quote from Allstate may cost the average person with a DUI about $550 less each year.
The least expensive car insurance company for new and young drivers in Sylvania
In Sylvania, Travelers costs young drivers $1,194 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Sylvania
State Farm gave the largest car insurance discounts to married couples, averaging $66 saved each year compared to an average Sylvania couple's premiums.
The cheapest car insurance in Sylvania for drivers with bad credit
The best Sylvania car insurance company for customer service
Recent price drops
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The cheapest large national provider in Sylvania
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Sylvania driver can expect to pay about $101 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Sylvania, USAA has the best prices for drivers with accidents, married couples, good drivers, young drivers, drivers with speeding tickets, drivers with a DUI conviction, and drivers with bad credit.Auto Insurance Prices in and Around Sylvania
What Influences the Cost of Car Insurance in Sylvania?
On average, car insurance in Sylvania is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Sylvania is 26 minutes, which is far less than average for a driver in the state.
- Alabama state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Sylvania are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of B- according to CrimeGrade.org.
- Sylvania has an average population density in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Sylvania is $85 per month for minimum coverage and $128 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Rainsville: Insurance costs 0.98% more
- Powell: Insurance costs 0.78% more
- Powells Crossroads: Insurance costs 0.33% more
- Henagar: Insurance costs 0.85% less
- Dutton: Insurance costs 0.91% less
- Shiloh: Insurance costs 0.72% less
- Pine Ridge: Insurance costs 0.59% less
- Pisgah: Insurance costs 0.20% more
- Valley Head: Insurance costs 1.76% less
- Fort Payne: Insurance costs 1.76% less
Cities with Similar Populations
- Belle: Insurance costs 17.24% more
- Iberia: Insurance costs 21.15% more
- Grove Hill: Insurance costs 1.56% less
- Garysburg: Insurance costs 16.85% less
- Dutton: Insurance costs 0.91% less
- Deposit: Insurance costs 39.43% more
- Damascus: Insurance costs 20.82% less
- Dale: Insurance costs 23.68% less
- Chesterfield: Insurance costs 22.64% less
- Chackbay: Insurance costs 94.01% more