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Get Cheap Car Insurance in Sentinel Butte, ND
We monitor insurance prices, helping the average driver in Sentinel Butte save up to 27.8% on car insurance.
The Cheapest Minimum Coverage in Sentinel Butte
The chart below shows the cheapest car insurance company in Sentinel Butte for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Midvale Home & Auto, American Family Insurance, and Auto-Owners Insurance.
| Sentinel Butte Insurer | Monthly Cost |
|---|---|
| State Farm | $34 |
| Midvale Home & Auto | $34 |
| American Family Insurance | $35 |
| Auto-Owners Insurance | $39 |
Savings for Every Kind of Sentinel Butte Driver
Based on our extensive insurance data, we know the average Sentinel Butte driver will save about 28% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $410 per year by choosing the right vehicle insurance company. Some Sentinel Butte residents are paying out over $1,475 extra every year for auto insurance in Sentinel Butte. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Sentinel Butte, ND Savings / Yr. |
|---|---|
$410 |
|
$538 |
|
$377 |
|
$488 |
|
$1,169 |
|
$375 |
|
$460 |
Sentinel Butte Car Insurance vs. North Dakota
People living in Sentinel Butte pay an average of 3.69% more than the typical driver in the state. The average driver in Sentinel Butte can expect to pay about $511 per year, or $1,475 for full coverage.
Based on our analysis, MetLife will be the cheapest provider in Sentinel Butte for most people.
Car Insurance Prices by Sentinel Butte Neighborhood
Insurance Prices
Where is insurance cheapest within Sentinel Butte?
The map shows insurance prices in and around Sentinel Butte, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $17 per year within the city boundaries, with insurance premiums ranging from a high of $1,490 to a low of $1,473. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the North parts of Sentinel Butte.Pick the Best Car Insurance Company for You in Sentinel Butte
The best car insurance provider for most drivers in Sentinel Butte
For drivers with clean driving records and no major strikes, MetLife is the best option, with annual savings of $410 over the average Sentinel Butte car insurance company.
The best car insurance provider for Sentinel Butte drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $538 over the competition.
The best car insurance company for Sentinel Butte drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $377 better than other car insurance companies.
The best auto insurance for Sentinel Butte drivers with a DUI conviction
Getting a quote from Grinnell Mutual may cost the average person with a DUI about $488 less each year.
The least expensive car insurance company for new and young drivers in Sentinel Butte
In Sentinel Butte, State Farm costs young drivers $1,169 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Sentinel Butte
State Farm gave the largest car insurance discounts to married couples, averaging $375 saved each year compared to an average Sentinel Butte couple's premiums.
The cheapest car insurance in Sentinel Butte for drivers with bad credit
The best Sentinel Butte car insurance company for customer service
Nationwide was the best company for customer service in Sentinel Butte according to the NAIC.
Recent price drops
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The cheapest large national provider in Sentinel Butte
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Sentinel Butte driver can expect to pay about $91 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Sentinel Butte, USAA has the best prices for drivers with a DUI conviction, married couples, good drivers, drivers with accidents, drivers with speeding tickets, drivers with bad credit, and young drivers.Auto Insurance Prices in and Around Sentinel Butte
What Influences the Cost of Car Insurance in Sentinel Butte?
On average, car insurance in Sentinel Butte is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Sentinel Butte is 27 minutes, which is about the national average for a driver in the state.
- North Dakota state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Sentinel Butte are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of B+ according to CrimeGrade.org.
- Sentinel Butte is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Sentinel Butte is $43 per month for minimum coverage and $123 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Beach: Insurance costs the same
- Golva: Insurance costs 0.14% more
- Medora: Insurance costs 0.47% more
- Wibaux: Insurance costs 12.14% more
- Hodges: Insurance costs 12.14% more
- Gorham: Insurance costs 0.54% more
- Fryburg: Insurance costs 0.68% more
- Ollie: Insurance costs 11.32% more
- Belfield: Insurance costs 0.47% more
- Amidon: Insurance costs 0.95% more
Cities with Similar Populations
- Downsville: Insurance costs 22.03% less
- Wheatcroft: Insurance costs 44.00% more
- Encinal: Insurance costs 0.14% less
- Elk Mountain: Insurance costs 4.95% more
- Eldorado: Insurance costs 14.85% more
- Egbert: Insurance costs 6.24% more
- Edgehill: Insurance costs 22.10% more
- Eastvale: Insurance costs 7.66% less
- Dunlap: Insurance costs 64.07% more
- Duckwater: Insurance costs 35.73% more